Gavop shows you how to buy homeowners insurance in Lake City-Scranton, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $49,500 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $102,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $99,500 | $80,000 | $100,000-$125,000 |
| 5 Bedroom | $115,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $681 |
| Superior Protection Discount | -$72 | $729 |
| Fire & Security Discount | -$64 | $737 |
| Hail Resistant Roof Discount | -$16 | $786 |
| Newly Constructed Home Discount | -$192 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Florence County | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Lake City, SC | $2,000 | $792 | $2,792 | $576 | $2,576 | $216 |
| Sardis, SC | $300 | $632 | $932 | $460 | $760 | $173 |
| Timmonsville, SC | $1,500 | $509 | $2,009 | $370 | $1,870 | $139 |
| Brittons Neck, SC | $200 | $517 | $717 | $376 | $576 | $141 |
| Lane, SC | $2,500 | $368 | $2,868 | $267 | $2,767 | $100 |
| Aynor, SC | $300 | $743 | $1,043 | $540 | $840 | $203 |
| Sumter, SC | $1,500 | $837 | $2,337 | $608 | $2,108 | $229 |
| Socastee, SC | $300 | $853 | $1,153 | $620 | $920 | $233 |
| Dillon, SC | $1,500 | $792 | $2,292 | $576 | $2,076 | $216 |
| Sumter Southwest, SC | $100 | $446 | $546 | $324 | $424 | $122 |
| Clio, SC | $2,000 | $383 | $2,383 | $279 | $2,279 | $105 |
| Home Insurance Company Lake City, SC | Homeowners Insurance Agency Lake City, SC | Address | Popularity Score | Distance from Lake City (miles) |
|---|---|---|---|---|
| State Farm | Toni Ward | 429 N Longstreet St, Kingstree, SC, 29556-3335 | 15.8 | |
| Travelers | Safe Haven Insurance Group | 811 6th Ave S, Surfside Beach, SC, 29575 | 44.9 | |
| Travelers | Carrie Johnson Insurance | 9404 Hwy 17 Bypass, Murrells Inlet, SC, 29576 | 43.2 | |
| Allstate | Franklin D Sanders Jr | 2422 Main St, Conway, SC, 29526 | 37.0 | |
| Travelers | Csp Insurance Services | 2420 Hoffmeyer Rd Ste D, Florence, SC, 29501 | 23.7 | |
| Travelers | Tilghman Insurance Of Myrtle Beach Llc | 1215 48th Avenue North, Myrtle Beach, SC, 29577 | 49.1 | |
| Allstate | Ronnie Gasque | 827 Surfside Dr, Surfside Beach, SC, 29575 | 44.9 | |
| Allstate | Maurice C Stephens | 4763 Highway 17 Byp S, Myrtle Beach, SC, 29577 | 44.2 | |
| State Farm | Stephen Truluck | 401 N Main St Ste C, Hemingway, SC, 29554-9106 | 16.3 | |
| Allstate | Lee Hicks | 1217 Pamplico Hwy, Florence, SC, 29505 | 20.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,360 | $700 |
| Florence County, SC | $128,400 | $848 | $620 | $1,200 | $580 |
| Lake City, SC | $81,500 | $802 | $540 | $1,150 | $610 |
| Sardis, SC | $92,800 | $640 | $440 | $910 | $470 |
| Timmonsville, SC | $76,000 | $515 | $380 | $730 | $350 |
| Brittons Neck, SC | $77,100 | $523 | $360 | $720 | $360 |
| Lane, SC | $58,500 | $372 | $260 | $520 | $260 |
| Aynor, SC | $131,900 | $752 | $510 | $1,040 | $530 |
| Sumter, SC | $128,300 | $847 | $620 | $1,190 | $570 |
| Socastee, SC | $155,900 | $864 | $600 | $1,220 | $620 |
| Dillon, SC | $71,600 | $802 | $590 | $1,110 | $520 |
| Sumter Southwest, SC | $68,000 | $451 | $300 | $630 | $330 |
| Clio, SC | $60,300 | $388 | $280 | $540 | $260 |