How Can I Make My Lake City, SC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Lake City-Scranton, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Lake City, SC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $36,500 $30,000 $25,000-$50,000
2 Bedroom $49,500 $40,000 $50,000-$75,000
3 Bedroom $102,000 $90,000 $100,000-$125,000
4 Bedroom $99,500 $80,000 $100,000-$125,000
5 Bedroom $115,000 $110,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in Lake City, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$120 $681
Superior Protection Discount -$72 $729
Fire & Security Discount -$64 $737
Hail Resistant Roof Discount -$16 $786
Newly Constructed Home Discount -$192 $609

Choose the Right Deductible for your Lake City, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Florence County $2,500 $838 $3,338 $609 $3,109 $229
Lake City, SC $2,000 $792 $2,792 $576 $2,576 $216
Sardis, SC $300 $632 $932 $460 $760 $173
Timmonsville, SC $1,500 $509 $2,009 $370 $1,870 $139
Brittons Neck, SC $200 $517 $717 $376 $576 $141
Lane, SC $2,500 $368 $2,868 $267 $2,767 $100
Aynor, SC $300 $743 $1,043 $540 $840 $203
Sumter, SC $1,500 $837 $2,337 $608 $2,108 $229
Socastee, SC $300 $853 $1,153 $620 $920 $233
Dillon, SC $1,500 $792 $2,292 $576 $2,076 $216
Sumter Southwest, SC $100 $446 $546 $324 $424 $122
Clio, SC $2,000 $383 $2,383 $279 $2,279 $105

Identify Top Home Insurance Agents near Lake City, SC | Back to Top

Home Insurance Company Lake City, SC Homeowners Insurance Agency Lake City, SC Address Popularity Score Distance from Lake City (miles)
State Farm Toni Ward 429 N Longstreet St, Kingstree, SC, 29556-3335
15.8
Travelers Safe Haven Insurance Group 811 6th Ave S, Surfside Beach, SC, 29575
44.9
Travelers Carrie Johnson Insurance 9404 Hwy 17 Bypass, Murrells Inlet, SC, 29576
43.2
Allstate Franklin D Sanders Jr 2422 Main St, Conway, SC, 29526
37.0
Travelers Csp Insurance Services 2420 Hoffmeyer Rd Ste D, Florence, SC, 29501
23.7
Travelers Tilghman Insurance Of Myrtle Beach Llc 1215 48th Avenue North, Myrtle Beach, SC, 29577
49.1
Allstate Ronnie Gasque 827 Surfside Dr, Surfside Beach, SC, 29575
44.9
Allstate Maurice C Stephens 4763 Highway 17 Byp S, Myrtle Beach, SC, 29577
44.2
State Farm Stephen Truluck 401 N Main St Ste C, Hemingway, SC, 29554-9106
16.3
Allstate Lee Hicks 1217 Pamplico Hwy, Florence, SC, 29505
20.2

Compare Rates for Lake City, SC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $660 $1,360 $700
Florence County, SC $128,400 $848 $620 $1,200 $580
Lake City, SC $81,500 $802 $540 $1,150 $610
Sardis, SC $92,800 $640 $440 $910 $470
Timmonsville, SC $76,000 $515 $380 $730 $350
Brittons Neck, SC $77,100 $523 $360 $720 $360
Lane, SC $58,500 $372 $260 $520 $260
Aynor, SC $131,900 $752 $510 $1,040 $530
Sumter, SC $128,300 $847 $620 $1,190 $570
Socastee, SC $155,900 $864 $600 $1,220 $620
Dillon, SC $71,600 $802 $590 $1,110 $520
Sumter Southwest, SC $68,000 $451 $300 $630 $330
Clio, SC $60,300 $388 $280 $540 $260