Gavop shows you how to buy homeowners insurance in Beaufort County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Beaufort County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
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Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
Bay City Rd, Everett Community Rd, Old Mill Ln, Cherry Lane Rd, Yeats Creek Rd, Connecticut Dr, Idalia Rd, State Rd 1523, Pungo Shores Dr, Candy Field Rd | $74,500 | $60,000 | $75,000-$100,000 | $50,000 | $50,000 | $25,000-$50,000 |
State Rd 1607, Willis Rd, King St, Libbie Ln, S 5th St, State Rd 1332, Lloyds Ln, Black Rd, E Water St, Sandpiper Bay | $101,500 | $80,000 | $75,000-$100,000 | $117,500 | $100,000 | $100,000-$125,000 |
Jeremy Ln, Belhaven Sq, State Rd 1718, Harbor Dr, Justin Dr, Delano St, Providence Pl, Marys Chapel Church Rd, Keysville Rd, State Rd 1915 | $209,500 | $180,000 | $150,000-$175,000 | $169,000 | $150,000 | $150,000-$175,000 |
Nicholas Rd, Bank St, Fischer Village Rd, State Rd 1115, Spruce St, Water St, State Rd 1311, Warren Chapel Church Rd, Hayes Cir, Chapin St | $187,500 | $170,000 | $200,000-$250,000 | $94,000 | $80,000 | $75,000-$100,000 |
Augusta Ave, Magnolia St, Everett Rd, W Old County Rd, Camp Leach Rd, Ga Lndg, Turkey Trot 2 Rd, Respess Rd, S Boyd Rd, Whitetail Dr | $120,000 | $110,000 | $100,000-$125,000 | $77,500 | $70,000 | $75,000-$100,000 |
Cox Ln, Patricia Rd, Aycock St, Clarks Neck Rd, State Rd 1327, Cutler Branch Rd, Cherry Run Rd, East St, Ball Rd, State Rd 1609 | $106,000 | $90,000 | $100,000-$125,000 | $85,000 | $70,000 | $75,000-$100,000 |
Whichards Ln, Creek Rd, Clara Carter Ln, Whitetail Dr, Old 97 Rd, Newport Ct, Van Norden St, Kenlaw St, Dogwood Trl, Church Rd | $155,500 | $130,000 | $125,000-$150,000 | $128,000 | $110,000 | $100,000-$125,000 |
Boyd Spur Rd, Maki Annaiko Pk, State Rd 1404, Lee St, E 2nd St, Park Dr, Bay St, Stokes Ave, Bright Acres Rd, S Academy St | $121,500 | $120,000 | $125,000-$150,000 | $116,000 | $100,000 | $100,000-$125,000 |
E Bay St, Labor Camp Rd, Whitehurst Rd, Mullica Dr, Deep Creek Rd, Banjo Dr, W 13th St, Bert's Farm Rd, Baker Dr, State Rd 1357 | $197,500 | $160,000 | $175,000-$200,000 | $82,000 | $70,000 | $50,000-$75,000 |
Bay Lake Dr, Powell Ln, Hill Rd, Beaufort Pl, Country Acres, Haddock Dr, W 6th St, Parson Rd, Neal Branch Rd, Boston Ave | $104,500 | $100,000 | $100,000-$125,000 | $80,000 | $80,000 | $75,000-$100,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$129 | $588 |
Superior Protection Discount | -$72 | $645 |
Fire & Security Discount | -$65 | $652 |
Hail Resistant Roof Discount | -$22 | $695 |
Newly Constructed Home Discount | -$143 | $573 |
Low Deductible ($500) | High Deductible ($2500) | |||||
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Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Beaufort County | $2,500 | $708 | $3,208 | $515 | $3,015 | $194 |
Beaufort County, NC | $700 | $708 | $1,408 | $515 | $1,215 | $194 |
Pantego, NC | $400 | $861 | $1,261 | $625 | $1,025 | $235 |
Belhaven, NC | $2,000 | $505 | $2,505 | $367 | $2,367 | $138 |
Beargrass, NC | $500 | $504 | $1,004 | $366 | $866 | $138 |
Scuppernong, NC | $700 | $600 | $1,300 | $436 | $1,136 | $164 |
Fairfield, NC | $300 | $183 | $483 | $133 | $433 | $50 |
Hassell, NC | $2,000 | $246 | $2,246 | $179 | $2,179 | $67 |
Olds, NC | $300 | $535 | $835 | $388 | $688 | $146 |
Lenoir County, NC | $2,500 | $984 | $3,484 | $715 | $3,215 | $269 |
Beaufort, NC | $100 | $829 | $929 | $603 | $703 | $227 |
Woodington, NC | $2,500 | $584 | $3,084 | $424 | $2,924 | $160 |
Home Insurance Company Beaufort County, NC | Homeowners Insurance Agency Beaufort County, NC | Address | Popularity Score | Distance from Beaufort County (miles) |
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State Farm | Polly Piland | 1160 E Arlington Blvd, Greenville, NC, 27858-5932 | 30.1 | |
Liberty Mutual Independent | Winterville Insurance Agency | 2621 Railroad Street, Winterville, NC, 28590 | 31.7 | |
Travelers | Jake A Parrott Insurance Agency Inc | 2508 North Herritage St, Kinston, NC, 28501 | 44.2 | |
Erie | Conway & Company Insurers | 2914 N Herritage Street, Kinston, NC, 28501 | 44.0 | |
State Farm | Nancy Allen | 414 W Main St, Havelock, NC, 28532-2612 | 41.1 | |
Nationwide | W. Mack Sykes | 401 West St James Street, Tarboro, NC, 27886 | 48.4 | |
Nationwide | William L Byrd | 204 E. Arlington Blvd Ste A, Greenville, NC, 27858-5022 | 30.9 | |
State Farm | Judy Jones | 704-H Plaza Blvd, Kinston, NC, 28501-1567 | 44.4 | |
Nationwide | James D. Elliott | 412 W Queen St, Edenton, NC, 27932-0974 | 41.9 | |
Travelers | George Saleeby Ins & Realty | 112 B Queen St, Grifton, NC, 28530 | 34.7 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
North Carolina | $161,000 | $894 | $610 | $1,230 | $620 |
Beaufort County, NC | $123,600 | $717 | $520 | $1,000 | $480 |
Beaufort County, NC | $123,600 | $717 | $510 | $1,020 | $510 |
Pantego, NC | $88,100 | $871 | $620 | $1,200 | $580 |
Belhaven, NC | $79,700 | $511 | $350 | $730 | $380 |
Beargrass, NC | $79,500 | $510 | $350 | $710 | $360 |
Scuppernong, NC | $96,900 | $607 | $410 | $840 | $430 |
Fairfield, NC | $31,500 | $185 | $120 | $260 | $140 |
Hassell, NC | $40,000 | $249 | $180 | $340 | $160 |
Olds, NC | $84,900 | $541 | $360 | $770 | $410 |
Lenoir County, NC | $93,500 | $996 | $730 | $1,360 | $630 |
Beaufort, NC | $191,100 | $839 | $560 | $1,190 | $630 |
Woodington, NC | $93,900 | $591 | $430 | $830 | $400 |