Gavop's guide to buying homeowners insurance in Mineral, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mineral, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Easy St, Old Bussiness 66, E Vine St, Co Ln 212, E Morrison Ave, Rose Ln, Ivywood Ln, Morton St, Old Smokey Ln, Cl 184 | $154,500 | $140,000 | $125,000-$150,000 | $108,500 | $90,000 | $100,000-$125,000 |
| E Arch St, Co Ln 245, Kenworth Ln, Co Ln 248, Quaker St, Noble St, W Galena St, Redbud Rd, Utah Ln, Cr 180 | $128,000 | $120,000 | $100,000-$125,000 | $113,000 | $110,000 | $100,000-$125,000 |
| N Liberty Ave, Sarah Ln, N Centennial, Cl 190, Co Ln 303, Stockholm St, Greystone Sq, N Kentucky St, Jill Blvd, Cl 185 | $178,000 | $150,000 | $150,000-$175,000 | $100,500 | $80,000 | $100,000-$125,000 |
| Ware St, Co Ln 250, Co Rd 238, N Homestead Dr, S Allan St, S 4th St, Munson St, Jester Ln, N 4th St, Jacob Dr | $141,000 | $130,000 | $125,000-$150,000 | $86,000 | $70,000 | $75,000-$100,000 |
| Co Ln 192, Independence Rd, Co Rd 210, E Lexington Ave, N Ash Ave, Bel Air Ave, Lead St, E 1st St, Weis Dr, Co Ln 205 | $103,500 | $90,000 | $100,000-$125,000 | $116,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $717 |
| Superior Protection Discount | -$84 | $759 |
| Fire & Security Discount | -$93 | $751 |
| Hail Resistant Roof Discount | -$17 | $826 |
| Newly Constructed Home Discount | -$194 | $649 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jasper County | $1,500 | $937 | $2,437 | $681 | $2,181 | $256 |
| Mineral, MO | $2,000 | $833 | $2,833 | $606 | $2,606 | $228 |
| Barton County, MO | $400 | $778 | $1,178 | $565 | $965 | $213 |
| Roseland, KS | $700 | $851 | $1,551 | $618 | $1,318 | $232 |
| Girard, KS | $100 | $929 | $1,029 | $675 | $775 | $254 |
| Buffalo May, MO | $2,500 | $811 | $3,311 | $589 | $3,089 | $222 |
| Drywood, KS | $300 | $1,165 | $1,465 | $847 | $1,147 | $318 |
| Anderson, MO | $700 | $859 | $1,559 | $624 | $1,324 | $235 |
| Ginger Blue, MO | $100 | $1,218 | $1,318 | $885 | $985 | $333 |
| Turnback, MO | $2,500 | $1,044 | $3,544 | $759 | $3,259 | $285 |
| White Rock, MO | $400 | $1,048 | $1,448 | $762 | $1,162 | $286 |
| Boone No. 2, MO | $2,000 | $997 | $2,997 | $724 | $2,724 | $272 |
| Home Insurance Company Mineral, MO | Homeowners Insurance Agency Mineral, MO | Address | Popularity Score | Distance from Mineral (miles) |
|---|---|---|---|---|
| Farmers | Ethan Giertz | 108 S Main St, Carl Junction, MO, 64834 | 6.9 | |
| Allstate | Loretta Bailey | 2318 E 20th St, Joplin, MO, 64804 | 9.9 | |
| Travelers | Kraft Insurance Services | 2701 Bird Ave, Joplin, MO, 64804 | 11.0 | |
| Travelers | Bob Moffitt Agency Llc | 2012 S Elliott Ave Ste C, Aurora, MO, 65605 | 44.0 | |
| Farmers | Dale Samuels | 2914 E 32nd St Ste 306, Joplin, MO, 64804 | 10.7 | |
| State Farm | Jerry Sitton | 1931 E 20th St Ste 103, Joplin, MO, 64804-1013 | 9.9 | |
| State Farm | Bill Foster | 200 N Cedar St, Nevada, MO, 64772-2310 | 43.8 | |
| Allstate | Fletcher Insurance Group | 2209 S Range Line Rd, Joplin, MO, 64804 | 10.0 | |
| State Farm | Sandra Brown | 420 N Range Line Rd Ste 11, Joplin, MO, 64801-4126 | 8.0 | |
| Allstate | Ron Trujillo Fss | 705 Illinois Ave Ste 10, Joplin, MO, 64801 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,550 | $780 |
| Jasper County, MO | $112,700 | $948 | $640 | $1,360 | $720 |
| Mineral, MO | $117,600 | $843 | $580 | $1,210 | $630 |
| Barton County, MO | $97,500 | $787 | $570 | $1,110 | $540 |
| Roseland, KS | $57,000 | $861 | $670 | $1,160 | $490 |
| Girard, KS | $67,300 | $940 | $730 | $1,270 | $540 |
| Buffalo May, MO | $67,600 | $821 | $560 | $1,120 | $560 |
| Drywood, KS | $103,400 | $1,179 | $920 | $1,590 | $670 |
| Anderson, MO | $79,200 | $869 | $620 | $1,230 | $610 |
| Ginger Blue, MO | $208,300 | $1,233 | $840 | $1,690 | $850 |
| Turnback, MO | $135,600 | $1,057 | $710 | $1,510 | $800 |
| White Rock, MO | $136,800 | $1,061 | $750 | $1,470 | $720 |
| Boone No. 2, MO | $119,200 | $1,009 | $730 | $1,380 | $650 |