Gavop's guide to buying homeowners insurance in Ladera Heights, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$263 | $931 |
| 30 year old | +$18 | $1,212 |
| 40 year old | +$31 | $1,225 |
| 50 year old | +$45 | $1,239 |
| Above 50 year old | +$57 | $1,251 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$203 | $991 |
| Superior Protection Discount | -$119 | $1,075 |
| Fire & Security Discount | -$131 | $1,063 |
| Hail Resistant Roof Discount | -$24 | $1,170 |
| Newly Constructed Home Discount | -$263 | $931 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $2,500 | $1,435 | $3,935 | $1,043 | $3,543 | $392 |
| Ladera Heights, CA | $1,500 | $1,180 | $2,680 | $857 | $2,357 | $322 |
| Lennox, CA | $300 | $975 | $1,275 | $709 | $1,009 | $266 |
| Torrance, CA | $700 | $1,292 | $1,992 | $939 | $1,639 | $353 |
| Lomita, CA | $400 | $930 | $1,330 | $676 | $1,076 | $254 |
| Glendale, CA | $1,000 | $1,274 | $2,274 | $926 | $1,926 | $348 |
| Lakewood, CA | $100 | $1,315 | $1,415 | $956 | $1,056 | $359 |
| South Whittier, CA | $2,000 | $1,162 | $3,162 | $844 | $2,844 | $318 |
| La Mirada, CA | $300 | $1,330 | $1,630 | $967 | $1,267 | $364 |
| Santa Susana, CA | $700 | $1,538 | $2,238 | $1,118 | $1,818 | $420 |
| Agua Dulce, CA | $100 | $1,687 | $1,787 | $1,226 | $1,326 | $461 |
| Irvine-Lake Forest, CA | $2,000 | $1,536 | $3,536 | $1,116 | $3,116 | $420 |
| Home Insurance Company Ladera Heights, CA | Homeowners Insurance Agency Ladera Heights, CA | Address | Popularity Score | Distance from Ladera Heights (miles) |
|---|---|---|---|---|
| State Farm | Keenan Martin | 12824 Inglewood Ave, Hawthorne, CA, 90250-5118 | 5.6 | |
| Liberty Mutual Independent | Underhill Insurance Agency Inc | 5951 Canoga Ave, Woodland Hills, CA, 91367 | 17.9 | |
| State Farm | Enrique Borja | 17528 Hawthorne Blvd, Torrance, CA, 90504-3110 | 8.7 | |
| State Farm | Wanza Tolliver | 15223 Crenshaw Blvd Ste B, Gardena, CA, 90249-4048 | 7.7 | |
| Farmers | John Park | 1458 S San Pedro Stnit 253, Los Angeles, CA, 90015 | 7.3 | |
| Travelers | Unity Insurance Services | 16300 Crenshaw Blvd 206 A, Torrance, CA, 90504 | 8.3 | |
| State Farm | Ed Barnhart | 502 Main St, El Segundo, CA, 90245-3069 | 5.6 | |
| Farmers | Patricia Keller | 11030 Santa Monica Blvd Ste 107, Los Angeles, CA, 90025 | 5.2 | |
| State Farm | Rod Eliassi | 2116 Wilshire Blvd Ste 208, Santa Monica, CA, 90403-5791 | 6.6 | |
| Allstate | Norman Tsang | 419 N Atlantic Blvd Ste 203, Monterey Park, CA, 91754 | 14.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Ladera Heights, CA | $878,100 | $1,194 | $880 | $1,620 | $740 |
| Lennox, CA | $371,100 | $987 | $730 | $1,340 | $610 |
| Torrance, CA | $687,900 | $1,308 | $970 | $1,780 | $810 |
| Lomita, CA | $561,500 | $942 | $700 | $1,280 | $580 |
| Glendale, CA | $675,300 | $1,289 | $950 | $1,750 | $800 |
| Lakewood, CA | $475,800 | $1,331 | $990 | $1,810 | $820 |
| South Whittier, CA | $419,800 | $1,176 | $870 | $1,600 | $730 |
| La Mirada, CA | $478,400 | $1,346 | $1,000 | $1,830 | $830 |
| Santa Susana, CA | $521,900 | $1,557 | $1,150 | $2,120 | $970 |
| Agua Dulce, CA | $585,500 | $1,707 | $1,260 | $2,320 | $1,060 |
| Irvine-Lake Forest, CA | $690,300 | $1,554 | $1,150 | $2,110 | $960 |