Gavop shows you how to buy homeowners insurance in Savoy, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Savoy, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Van Buren St, E Tomaras Ave, The Oaks, Co Rd 525 E, W Austin St, N 000E Rd, Condit St, Bradford Ave, Hazelwood Dr, Phlox | $117,500 | $100,000 | $75,000-$100,000 | $125,500 | $120,000 | $125,000-$150,000 |
| Barclay Ct, Sutton St, Holly Ct, Paddock Dr E, Valley View Dr, Bolton St, Potomac Ave, Franks Dr, Melrose Dr, Wakefield Dr | $126,500 | $120,000 | $100,000-$125,000 | $149,500 | $130,000 | $125,000-$150,000 |
| Airport Rd, S Harrison St, Calvin St, Co Rd 1000 N, Melissa Ct, S Jackson, Trefoil St, Pittsfield Dr, W River Rd, Stanford Dr | $73,000 | $60,000 | $75,000-$100,000 | $157,000 | $140,000 | $150,000-$175,000 |
| Co Rd 16, Quail Run Dr, Garfield St, Co Rd 15, Azalea Ct, W Strong St, W Vine St, Cushing Dr, Hayes St, Holden St | $118,500 | $100,000 | $100,000-$125,000 | $128,500 | $120,000 | $100,000-$125,000 |
| Tyler St, Ridge Rd, Co Rd 19, E Lincoln St, Cory St, Roosevelt Rd, Denton Dr, 167 1/2 St S, S Adams St, N Central Ave | $127,500 | $110,000 | $100,000-$125,000 | $176,500 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $650 |
| Superior Protection Discount | -$77 | $689 |
| Fire & Security Discount | -$84 | $681 |
| Hail Resistant Roof Discount | -$15 | $750 |
| Newly Constructed Home Discount | -$184 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Champaign County | $2,000 | $766 | $2,766 | $556 | $2,556 | $209 |
| Savoy, IL | $2,000 | $756 | $2,756 | $549 | $2,549 | $207 |
| Sangamon, IL | $500 | $898 | $1,398 | $653 | $1,153 | $245 |
| Garrett, IL | $1,500 | $614 | $2,114 | $446 | $1,946 | $168 |
| Compromise, IL | $400 | $780 | $1,180 | $567 | $967 | $213 |
| Oakwood, IL | $2,500 | $601 | $3,101 | $437 | $2,937 | $164 |
| Harwood, IL | $100 | $818 | $918 | $595 | $695 | $224 |
| Middlefork, IL | $2,000 | $584 | $2,584 | $424 | $2,424 | $160 |
| Paxton, IL | $300 | $629 | $929 | $457 | $757 | $172 |
| Colfax, IL | $1,000 | $630 | $1,630 | $458 | $1,458 | $172 |
| Barnett, IL | $300 | $797 | $1,097 | $579 | $879 | $218 |
| Fulton, IN | $2,500 | $669 | $3,169 | $486 | $2,986 | $183 |
| Home Insurance Company Savoy, IL | Homeowners Insurance Agency Savoy, IL | Address | Popularity Score | Distance from Savoy (miles) |
|---|---|---|---|---|
| State Farm | Chris Booth | 1713 S State Street Suite 102, Champaign, IL, 61820-7265 | 2.4 | |
| State Farm | Axel Jimenez | 1520 E College Ave Ste E, Normal, IL, 61761-6155 | 48.5 | |
| Travelers | Gtps Insurance Agency | 1311 S Neil St, Champaign, IL, 61820 | 2.9 | |
| State Farm | Kurt Lenschow | 2309c Village Green Pl, Champaign, IL, 61822-7686 | 2.7 | |
| State Farm | Nick Smith | 2704 Boulder Dr Ste C, Urbana, IL, 61802-7832 | 3.9 | |
| State Farm | Marcy Mcanally | 900 S Mattis Ave, Champaign, IL, 61821-4352 | 3.4 | |
| State Farm | Steve Tarrant | 106 W Springfield Ave, Champaign, IL, 61820-4816 | 3.7 | |
| Allstate | Michael Rudicil | 909 N Cunningham Ave Ste 7, Urbana, IL, 61802 | 5.1 | |
| State Farm | Todd Jacob | 2105 N Dunlap Ave Ste 1b, Savoy, IL, 61874 | 1.3 | |
| State Farm | Brian Hanson | 408 N Race St Ste A, Urbana, IL, 61801-2655 | 4.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,220 | $600 |
| Champaign County, IL | $154,800 | $775 | $520 | $1,080 | $560 |
| Savoy, IL | $216,100 | $765 | $540 | $1,060 | $520 |
| Sangamon, IL | $214,700 | $909 | $650 | $1,290 | $640 |
| Garrett, IL | $91,800 | $621 | $420 | $880 | $460 |
| Compromise, IL | $150,300 | $789 | $560 | $1,080 | $520 |
| Oakwood, IL | $88,200 | $608 | $410 | $830 | $420 |
| Harwood, IL | $168,300 | $828 | $560 | $1,130 | $570 |
| Middlefork, IL | $83,600 | $591 | $410 | $820 | $410 |
| Paxton, IL | $96,300 | $637 | $440 | $880 | $440 |
| Colfax, IL | $96,600 | $638 | $430 | $910 | $480 |
| Barnett, IL | $158,300 | $807 | $540 | $1,150 | $610 |
| Fulton, IN | $81,000 | $677 | $490 | $930 | $440 |