Gavop's guide to buying homeowners insurance in Rowan County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$164 | $582 |
| 30 year old | +$11 | $757 |
| 40 year old | +$19 | $765 |
| 50 year old | +$28 | $774 |
| Above 50 year old | +$36 | $782 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $619 |
| Superior Protection Discount | -$67 | $679 |
| Fire & Security Discount | -$67 | $679 |
| Hail Resistant Roof Discount | -$15 | $731 |
| Newly Constructed Home Discount | -$179 | $567 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rowan County | $2,000 | $737 | $2,737 | $536 | $2,536 | $201 |
| Rowan County, NC | $1,500 | $737 | $2,237 | $536 | $2,036 | $201 |
| East Spencer, NC | $300 | $530 | $830 | $385 | $685 | $145 |
| Almond, NC | $1,000 | $775 | $1,775 | $563 | $1,563 | $212 |
| Clemmonsville, NC | $400 | $908 | $1,308 | $660 | $1,060 | $248 |
| Cedar Grove, NC | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| Vance, NC | $400 | $862 | $1,262 | $627 | $1,027 | $236 |
| Dallas, NC | $2,500 | $681 | $3,181 | $495 | $2,995 | $186 |
| Kernersville, NC | $500 | $762 | $1,262 | $554 | $1,054 | $208 |
| Ansonville, NC | $1,000 | $576 | $1,576 | $419 | $1,419 | $157 |
| Jacobs Fork, NC | $300 | $720 | $1,020 | $523 | $823 | $197 |
| Peachland, NC | $1,000 | $608 | $1,608 | $442 | $1,442 | $166 |
| Home Insurance Company Rowan County, NC | Homeowners Insurance Agency Rowan County, NC | Address | Popularity Score | Distance from Rowan County (miles) |
|---|---|---|---|---|
| State Farm | Greg Edds | 638 Statvl Blvd, Salisbury, NC, 28144-2202 | 6.5 | |
| Liberty Mutual Independent | Risk Solutions Inc. | 7761 Ballantyne Commons Pkwy Ste 101, Charlotte, NC, 28277 | 43.1 | |
| Allstate | Len Bluitt Jr | 4670 Yadkinville Rd Ste B, Pfafftown, NC, 27040 | 36.6 | |
| Erie | Cantley Insurance & Financial Services | 2101 Sardis Road North Suite 108, Charlotte, NC, 28227 | 36.2 | |
| Allstate | J C Alvarado | 112 South Tryon Street Suite 300, Charlotte, NC, 28202 | 33.6 | |
| Nationwide | Allen C Lewis Jr Agency | 2007 Boulevard St Ste E, Greensboro, NC, 27407 | 46.9 | |
| Travelers | Eia - Biggs Insurance Group | 13850 Ballantyne Corporate Pla Ste 500, Charlotte, NC, 28277 | 43.9 | |
| Travelers | First Charter Ins Service Inc | 10400 Mallard Creek Rd #310, Charlotte, NC, 28262 | 24.7 | |
| Travelers | Aacia-Biggs Insurance Group | 13850 Ballantyne Corporate Pl Ste 500, Charlotte, NC, 28277 | 43.9 | |
| State Farm | Michael Pritchard | 8633 Monroe Rd Ste D, Charlotte, NC, 28212-6504 | 35.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,280 | $650 |
| Rowan County, NC | $130,400 | $746 | $540 | $1,020 | $480 |
| Rowan County, NC | $130,400 | $746 | $500 | $1,060 | $560 |
| East Spencer, NC | $84,100 | $536 | $380 | $760 | $380 |
| Almond, NC | $133,700 | $784 | $530 | $1,110 | $580 |
| Clemmonsville, NC | $222,000 | $919 | $620 | $1,270 | $650 |
| Cedar Grove, NC | $120,400 | $673 | $460 | $950 | $490 |
| Vance, NC | $203,700 | $873 | $630 | $1,200 | $570 |
| Dallas, NC | $124,000 | $689 | $490 | $990 | $500 |
| Kernersville, NC | $167,700 | $771 | $530 | $1,100 | $570 |
| Ansonville, NC | $92,400 | $583 | $400 | $830 | $430 |
| Jacobs Fork, NC | $154,000 | $728 | $500 | $1,010 | $510 |
| Peachland, NC | $98,300 | $615 | $420 | $870 | $450 |