Gavop tells you how to get the best homeowners insurance in Franklin County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $96,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $141,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $252,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $360,000 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $783 |
| Superior Protection Discount | -$91 | $819 |
| Fire & Security Discount | -$100 | $810 |
| Hail Resistant Roof Discount | -$27 | $883 |
| Newly Constructed Home Discount | -$191 | $719 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,000 | $899 | $1,899 | $653 | $1,653 | $246 |
| Franklin County, TN | $1,500 | $899 | $2,399 | $653 | $2,153 | $246 |
| Winchester, TN | $500 | $816 | $1,316 | $593 | $1,093 | $223 |
| Sewanee, TN | $2,000 | $1,357 | $3,357 | $986 | $2,986 | $371 |
| Jasper, TN | $400 | $993 | $1,393 | $722 | $1,122 | $271 |
| Viola, TN | $2,500 | $826 | $3,326 | $600 | $3,100 | $226 |
| Hazel Green, AL | $400 | $800 | $1,200 | $581 | $981 | $219 |
| Sylvania, AL | $300 | $984 | $1,284 | $715 | $1,015 | $269 |
| Red Bank, TN | $2,500 | $817 | $3,317 | $593 | $3,093 | $223 |
| Chattanooga Valley, GA | $100 | $658 | $758 | $478 | $578 | $180 |
| Madison, AL | $1,500 | $1,396 | $2,896 | $1,015 | $2,515 | $382 |
| Home Insurance Company Franklin County, TN | Homeowners Insurance Agency Franklin County, TN | Address | Popularity Score | Distance from Franklin County (miles) |
|---|---|---|---|---|
| Travelers | Hatchett Insurance | 1807 Bypass Rd, Winchester, TN, 37398 | 1.7 | |
| Travelers | Hatchett Insurance | 1807 Bypass Road, Winchester, TN, 37398 | 1.7 | |
| State Farm | Brett Smalley | 5864 Highway 153 Ste 120, Hixson, TN, 37343-4859 | 48.2 | |
| Liberty Mutual Independent | Goss Insurance Agency | 4706 Hixson Pike Ste 104, Hixson, TN, 37343 | 48.3 | |
| Farmers | John Laforte | 925 S Church St Ste C300, Murfreesboro, TN, 37130 | 49.7 | |
| Travelers | Tiller Insurance Group Llc | 4810 Aa Hixson Pk, Hixson, TN, 37343 | 48.3 | |
| Liberty Mutual Independent | Southern Insurance Associates | 4525 Hixson Pike, Hixson, TN, 37343 | 48.2 | |
| State Farm | Josh Gardner | 107 N Porter St Ste 8, Winchester, TN, 37398-1480 | 2.3 | |
| State Farm | Kerry Smith | 3501 Dayton Blvd Ste C, Chattanooga, TN, 37415-4632 | 45.7 | |
| State Farm | Leigh Holland | 1428 Sparta St Ste 4, Mcminnville, TN, 37110-1365 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $710 | $1,440 | $730 |
| Franklin County, TN | $120,600 | $910 | $630 | $1,300 | $670 |
| Franklin County, TN | $120,600 | $910 | $620 | $1,300 | $680 |
| Winchester, TN | $131,300 | $826 | $570 | $1,180 | $610 |
| Sewanee, TN | $297,700 | $1,373 | $970 | $1,890 | $920 |
| Jasper, TN | $138,300 | $1,005 | $710 | $1,430 | $720 |
| Viola, TN | $91,700 | $836 | $560 | $1,200 | $640 |
| Hazel Green, AL | $126,500 | $810 | $570 | $1,110 | $540 |
| Sylvania, AL | $101,200 | $996 | $690 | $1,380 | $690 |
| Red Bank, TN | $131,700 | $827 | $560 | $1,170 | $610 |
| Chattanooga Valley, GA | $94,800 | $666 | $490 | $910 | $420 |
| Madison, AL | $239,400 | $1,413 | $1,000 | $1,950 | $950 |