Gavop's guide to buying homeowners insurance in Marco Island, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Marco Island, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ember Ct, Indian Hill St, Hawaii Cir, Galleon Ave, Delbrook Way, Stone Ct, Rockport Ct, Partridge Ct, Clyburn Way E, Giralda Ct | $392,500 | $360,000 | $400,000-$500,000 | $294,000 | $270,000 | $300,000-$350,000 |
| Pettit Dr, Romano Ter, Fairlawn Ct, Inlet Dr, E Mango Ave, Lee Ave, Hull Ct, Collier Ct, Fruitland Ave, Wild Orchid Ln | $226,000 | $210,000 | $175,000-$200,000 | $437,500 | $390,000 | $500,000-$600,000 |
| Lime Ter, Nassau Rd, S Floral St, S Beach Dr, Belvedere Ave, Hideaway Cir S, Marco Lake Dr, Front St, Barcelona Ct, Mimosa Ct | $485,000 | $440,000 | $500,000-$600,000 | $528,000 | $480,000 | $500,000-$600,000 |
| San Marco Rd, Kendall Dr, Bermuda Rd, Newell Ter, Hideaway Cir W, N Copeland Dr, Wren St, 6th Ave, Sea Way, Bonita Ct | $259,500 | $220,000 | $200,000-$250,000 | $367,500 | $340,000 | $350,000-$400,000 |
| Peacock Ter, Columbus Way, Tigertail Ct, Marlin Ct, Tahiti Rd, Seabreeze Dr, Marco Villas Dr, Seagrape Dr, Osprey Ct, Valley Ave | $287,500 | $270,000 | $300,000-$350,000 | $333,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $757 |
| Superior Protection Discount | -$84 | $850 |
| Fire & Security Discount | -$103 | $832 |
| Hail Resistant Roof Discount | -$28 | $907 |
| Newly Constructed Home Discount | -$271 | $664 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,319 |
| Hail Damage | $4,948 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,051 |
| Home Insurance Company Marco Island, FL | Homeowners Insurance Agency Marco Island, FL | Address | Popularity Score | Distance from Marco Island (miles) |
|---|---|---|---|---|
| Allstate | Jeffrey Bogan | 2425 Tamiami Trl N Ste 212, Naples, FL, 34103 | 24.6 | |
| Travelers | Five County Insurance Agency | 14120 Metropolis Ave, Fort Myers, FL, 33912 | 49.3 | |
| Allstate | Mike Arcentales | 27241 Bay Landing Dr Ste 3, Bonita Springs, FL, 34135 | 35.6 | |
| Allstate | Monica Jacobs | 12644 Tamiami Trl E, Naples, FL, 34113 | 15.5 | |
| Travelers | Proactive Insurance Management Llc | 5633 Strand Blvd Ste 318, Naples, FL, 34110 | 30.3 | |
| Travelers | Community Imperial Insurance Inc | 6210 Trail Blvd, Naples, FL, 34108 | 27.0 | |
| Travelers | Insurancenter Of Ft Myers | 16591 S Tamiami Trl, Fort Myers, FL, 33908 | 46.9 | |
| Allstate | Denise Thoman | 3940 Radio Rd Ste 108, Naples, FL, 34104 | 22.2 | |
| Travelers | Ott Insurance | 10915 Bonita Beach Rd Ste 1141, Bonita Springs, FL, 34135 | 34.3 | |
| Travelers | Advanced Insurance Underwriters | 579 E Elkcam Cir, Marco Island, FL, 34145 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Collier County, FL | $316,200 | $1,481 | $1,150 | $1,980 | $830 |
| Marco Island, FL | $524,800 | $935 | $730 | $1,250 | $520 |
| Naples Manor, FL | $150,100 | $1,006 | $780 | $1,350 | $570 |
| Pelican Bay, FL | $852,300 | $937 | $730 | $1,260 | $530 |
| Monroe County, FL | $429,000 | $1,484 | $1,160 | $1,990 | $830 |
| Bonita Springs, FL | $254,900 | $1,415 | $1,100 | $1,900 | $800 |
| Estero, FL | $309,500 | $943 | $740 | $1,260 | $520 |
| Estero Island, FL | $380,400 | $940 | $730 | $1,260 | $530 |
| Fort Myers Beach, FL | $376,600 | $938 | $730 | $1,260 | $530 |
| Lehigh Acres, FL | $165,400 | $971 | $760 | $1,300 | $540 |