Gavop tells you how to get the best homeowners insurance in Carteret County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Carteret County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Railroad Lndg, Ethel Dr, Channel Rock Rd, Edna St, Fredeen Ct, Old Russell Rd, Bonita St, Sir Christopher Dr, Crab Point Ln, Waldron Dr | $318,000 | $290,000 | $250,000-$300,000 | $327,500 | $300,000 | $350,000-$400,000 |
| Breezy Point Rd, Forest Rte 154, Drum Ln, Shepard St, Reserve Green Dr, Paulette Rd, Grace Baptist St, Masontown Rd, Bettie Path Rd, Ridgeline Dr | $156,500 | $140,000 | $125,000-$150,000 | $119,000 | $100,000 | $75,000-$100,000 |
| Rhett St, 12th St, Piggott St, Ash St, W Branch Dr, Pine Cir, Dogwood, Liston Ln, N 24th St, E Seaview Dr | $355,000 | $310,000 | $300,000-$350,000 | $246,000 | $210,000 | $200,000-$250,000 |
| State Rd 1302, Pine Needle Cir, Capn Purcell Way, Reserve Ln, Island Dr, Pettiford Rd, Gulf Stream Dr, W B McLean Dr, Madison Bay Dr, Ez Breeze Ln | $143,500 | $120,000 | $125,000-$150,000 | $174,500 | $150,000 | $150,000-$175,000 |
| State Rd 1413, Ray Davis Rd, Twin Oaks Ln, Sycamore Dr, Ricks Ave, Paradise Bay G&h, S 12th St, Ash Ln, Gatsey Ln, Forest Hills Ave | $319,500 | $290,000 | $250,000-$300,000 | $258,000 | $240,000 | $250,000-$300,000 |
| Tootle Rd, Woodpecker Ln, State Rd 1243, Hampton Bay Rd, Soundview Ct, Coventry Rd, Goose Creek Blvd, Johns Way, Belle Dr, Lee Ave | $203,500 | $160,000 | $200,000-$250,000 | $170,500 | $140,000 | $150,000-$175,000 |
| Tuttles Grove Rd, Lake N Shore Dr, Ball Park Rd, Cannery Row, Pleasant Dr, John Brooks Ln, Farin Ward Rd, Old State Hwy 58, Green Glen Cyt, Shell Dr | $113,500 | $90,000 | $75,000-$100,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Locust Ln, State Rd 1345, Church St, Gales Dr, Baker St, State Rd 1124, Two Iron St, One Iron St, State Rd 1310, Alvie Ln | $327,500 | $270,000 | $350,000-$400,000 | $210,000 | $180,000 | $175,000-$200,000 |
| Winston Ave, Ann St, Venice Ln, Youpon Ln, Franklin Pl, Bay Landing Rd, Raleigh St, Glenda Dr, Suzanne Cir, Myrtle Ct | $237,500 | $210,000 | $250,000-$300,000 | $130,000 | $110,000 | $150,000-$175,000 |
| Sam Garner Rd, Vergie Mae Ln, Scotch Bonnet Dr, Short St, Shoreline Dr, Sound Dr, William St, Sowers Dr, Holly Rd, Oak Grove Rd | $232,500 | $200,000 | $250,000-$300,000 | $307,500 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $832 |
| Superior Protection Discount | -$88 | $891 |
| Fire & Security Discount | -$88 | $891 |
| Hail Resistant Roof Discount | -$29 | $950 |
| Newly Constructed Home Discount | -$284 | $695 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carteret County | $1,000 | $967 | $1,967 | $703 | $1,703 | $264 |
| Carteret County, NC | $1,500 | $967 | $2,467 | $703 | $2,203 | $264 |
| Merrimon, NC | $400 | $731 | $1,131 | $531 | $931 | $200 |
| Davis, NC | $2,500 | $718 | $3,218 | $522 | $3,022 | $196 |
| Marshallberg, NC | $200 | $947 | $1,147 | $689 | $889 | $259 |
| Harlowe, NC | $700 | $857 | $1,557 | $623 | $1,323 | $234 |
| Bayboro, NC | $100 | $453 | $553 | $329 | $429 | $124 |
| Peletier, NC | $700 | $739 | $1,439 | $537 | $1,237 | $202 |
| Cedar Point, NC | $400 | $1,337 | $1,737 | $971 | $1,371 | $365 |
| Swan Quarter, NC | $1,000 | $541 | $1,541 | $393 | $1,393 | $148 |
| Trenton, NC | $700 | $530 | $1,230 | $385 | $1,085 | $145 |
| Home Insurance Company Carteret County, NC | Homeowners Insurance Agency Carteret County, NC | Address | Popularity Score | Distance from Carteret County (miles) |
|---|---|---|---|---|
| Travelers | The Insurance Center | 1320 Commerce Dr, New Bern, NC, 28562 | 36.2 | |
| Allstate | Edward Mullis | 5370 Hwy 70 W Ste F, Morehead City, NC, 28557 | 18.6 | |
| Nationwide | Ashlie Fortune Insurance | 445 Western Blvd Ste H, Jacksonville, NC, 28546-6852 | 49.3 | |
| Travelers | Robinson And Stith Insurance | 513 Pollock Street, New Bern, NC, 28562 | 33.9 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 49.2 | |
| State Farm | Jennifer Dufore | 1368 Piney Green Road Suite 3, Jacksonville, NC, 28546-4577 | 46.7 | |
| Allstate | David Cook | 2129 S Glenburnie Rd, New Bern, NC, 28562 | 36.3 | |
| Nationwide | Amato Insurance Group Inc. | 138 Us Highway 70 W, Havelock, NC, 28532 | 22.7 | |
| Allstate | Tammy Fry | 638 W Corbett Ave, Swansboro, NC, 28584 | 36.0 | |
| State Farm | Dick Lewis | 5317 E Hwy 70 West, Morehead City, NC, 28557-4509 | 18.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,270 | $660 |
| Carteret County, NC | $197,700 | $979 | $710 | $1,400 | $690 |
| Carteret County, NC | $197,700 | $979 | $710 | $1,390 | $680 |
| Merrimon, NC | $123,900 | $740 | $530 | $1,020 | $490 |
| Davis, NC | $121,000 | $727 | $490 | $1,040 | $550 |
| Marshallberg, NC | $179,200 | $959 | $700 | $1,370 | $670 |
| Harlowe, NC | $154,000 | $867 | $620 | $1,190 | $570 |
| Bayboro, NC | $70,900 | $458 | $310 | $650 | $340 |
| Peletier, NC | $125,600 | $748 | $500 | $1,050 | $550 |
| Cedar Point, NC | $311,700 | $1,353 | $970 | $1,910 | $940 |
| Swan Quarter, NC | $86,200 | $548 | $390 | $750 | $360 |
| Trenton, NC | $84,000 | $536 | $390 | $740 | $350 |