Gavop's guide to buying homeowners insurance in Laurel, MT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Laurel, MT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Vista Loop Rd, Paradise Ln, Maple Ridge Cir, Holstein Ln, Creek Dr, Fairway View Dr, Bluegrass Dr E, Mill Stone Cir, Camp Ln, Atchison Dr | $283,000 | $250,000 | $250,000-$300,000 | $385,500 | $330,000 | $350,000-$400,000 |
| Chevelle Dr, Cheetah Ave, Century Cir E, Peace Pipe Dr, Trumpet Ct, Trewin School Rd, Excellence Ln, Red Bridge Rd, Groshelle Blvd, Mountain View Ln | $339,500 | $320,000 | $350,000-$400,000 | $281,000 | $230,000 | $250,000-$300,000 |
| Rustic Ave, Rudio Rd, Canterbury Trl, Entryway Dr, E 5th St, Timberwolf Trl, NW Maryland Ln, S 8th Avenue St, Story Rd, Figgins Cir | $364,000 | $330,000 | $350,000-$400,000 | $520,000 | $470,000 | $500,000-$600,000 |
| Cove Ln, E 9th St, Yellowstone Ave S, Open Sky Bend, Duval Dr, S 45th St W, S 60th St W, Red and King Gulch Rd, Chevelle Cir, Nutting Rd | $286,000 | $230,000 | $200,000-$250,000 | $282,000 | $260,000 | $200,000-$250,000 |
| Paintbrush Pl, Naytura Ridge, Jericho Rd, Green Teal Dr, N Ramshorn Dr, Victoria Ln, S Strauch Rd, N Cedar Cir, Waterloo Dr, Woodhaven Way | $292,500 | $240,000 | $250,000-$300,000 | $394,000 | $320,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $677 |
| Superior Protection Discount | -$81 | $726 |
| Fire & Security Discount | -$56 | $750 |
| Hail Resistant Roof Discount | -$16 | $790 |
| Newly Constructed Home Discount | -$218 | $589 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,556 |
| Home Insurance Company Laurel, MT | Homeowners Insurance Agency Laurel, MT | Address | Popularity Score | Distance from Laurel (miles) |
|---|---|---|---|---|
| Farmers | Angela Stiller | 2646 Grand Ave Ste 9, Billings, MT, 59102 | 8.5 | |
| Farmers | Heather Daffin | 2870 Grand Ave, Billings, MT, 59102 | 8.2 | |
| Travelers | Jackson And Iverson Insurance | 2619 Saint Johns Ave Ste C, Billings, MT, 59102 | 8.0 | |
| State Farm | Tom Maack | 21 1st Ave, Laurel, MT, 59044-3136 | 3.6 | |
| State Farm | Victoria Hayes | 4 32nd St W Ste C, Billings, MT, 59102-8600 | 7.3 | |
| Liberty Mutual Independent | Beard Insurance Agency | 1601 Lewis Ave Ste 104b, Billings, MT, 59102 | 9.3 | |
| Allstate | Michael Hass | 1620 Alderson Ave, Billings, MT, 59102 | 9.4 | |
| Liberty Mutual Independent | Leavitt Great West Insurance Services | 2345 King Ave W Ste A, Billings, MT, 59102 | 7.7 | |
| Farmers | George Schmalz | 1211 24th St W Ste 5, Billings, MT, 59102 | 8.6 | |
| State Farm | Randy Glover | 801 15th St W Uppr Right, Billings, MT, 59102-4177 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Yellowstone County, MT | $210,500 | $1,006 | $760 | $1,320 | $560 |
| Laurel, MT | $238,500 | $806 | $610 | $1,060 | $450 |
| Billings, MT | $198,100 | $984 | $750 | $1,290 | $540 |
| South Yellowstone, MT | $238,400 | $1,134 | $860 | $1,490 | $630 |
| Pryor, MT | $95,000 | $735 | $560 | $960 | $400 |
| Shepherd, MT | $254,500 | $1,164 | $880 | $1,520 | $640 |
| Yellowstone County, MT | $210,500 | $1,006 | $760 | $1,320 | $560 |
| North Stillwater, MT | $207,800 | $1,077 | $820 | $1,410 | $590 |
| Broadview, MT | $126,100 | $863 | $660 | $1,130 | $470 |
| Reed Point, MT | $206,300 | $1,074 | $820 | $1,410 | $590 |
| Klein, MT | $226,300 | $1,112 | $850 | $1,460 | $610 |