Gavop shows you how to buy homeowners insurance in Shelby County, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Shelby County, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Private Rd 950 N, River Rd, S 1000 W, S Forest Manor, S Camp Joy Cottage Ave, Paul St, Alpine Ave, Little Blue Rd, W Range Rd, W 1050 N | $136,000 | $110,000 | $125,000-$150,000 | $135,000 | $110,000 | $100,000-$125,000 |
| E 550 S, Alice St, S Geneva Rd, E McGregor Rd, Dunn Ave, W 425 N, W Old Franklin Rd, Marion Mulberry St, 1st St, W 700 N | $149,500 | $120,000 | $125,000-$150,000 | $139,500 | $130,000 | $125,000-$150,000 |
| Independence St, S Division Rd, Pin Oak Dr, Blue River Trl, S 775 E, State Rd 244, Fauna Cir, Co Rd 400 N, S Oakland Dr, E Locust St | $182,000 | $160,000 | $150,000-$175,000 | $101,500 | $90,000 | $100,000-$125,000 |
| W Smithland Freedom St, E Meiks Rd, S 800 E, Shelby Rd, Elm St, Gordon St, E Rafferty Rd, Drake Dr, River Rd, W North St | $110,000 | $100,000 | $100,000-$125,000 | $76,500 | $70,000 | $75,000-$100,000 |
| S Shelby St, E 100 N, Roanoke Ln, W Washington Ave, N 625 E, Culbertson Rd, Co Rd 700 E, W 1100 N, N 300 E, S Thompson Rd | $173,000 | $150,000 | $200,000-$250,000 | $134,000 | $130,000 | $150,000-$175,000 |
| S Pr Woodfield Dr, Briar Way South Dr, E 600S, Peninsula Dr, Chestnut St, W Mausoleum Rd, S 275 W, W Johnson St, Capitol Dr, Francis St | $178,000 | $160,000 | $200,000-$250,000 | $140,000 | $120,000 | $100,000-$125,000 |
| S Pr Royal Springs Dr, E Mill Rd, W 250 N, S 450 E, N 875 W, W 225 S, Habig St, W Washington Ave, S Smithland Rd, Hobbs Rd | $155,000 | $150,000 | $175,000-$200,000 | $110,500 | $100,000 | $75,000-$100,000 |
| W 800 N, E 500 S, Fair Ave, Bud St, N 900 W, Briarway South Dr, E Blue Ridge Rd, S County Line Rd, N Franklin St, W Willow Park | $215,500 | $190,000 | $150,000-$175,000 | $138,500 | $130,000 | $150,000-$175,000 |
| Frank St, E 950 N, E Meadow Dr, S Jackson St, W Mount Auburn Poplar St, S 375 E, N 150 E, Lincoln St, Shelby St, N Patterson St | $174,500 | $160,000 | $175,000-$200,000 | $155,500 | $140,000 | $150,000-$175,000 |
| S 175 W, Cardinal Ln, Montgomery St, E 900 S, W 400 N, N Vinton Hills Dr, S 675 W, N Christopher Ln, Redwood Dr, Knighthood Grove Rd | $185,000 | $160,000 | $175,000-$200,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $654 |
| Superior Protection Discount | -$73 | $735 |
| Fire & Security Discount | -$65 | $743 |
| Hail Resistant Roof Discount | -$24 | $784 |
| Newly Constructed Home Discount | -$226 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Shelby County | $2,500 | $798 | $3,298 | $580 | $3,080 | $218 |
| Shelby County, IN | $2,500 | $798 | $3,298 | $580 | $3,080 | $218 |
| Hamblen, IN | $2,500 | $977 | $3,477 | $710 | $3,210 | $267 |
| Morgantown, IN | $100 | $694 | $794 | $504 | $604 | $190 |
| Greensboro, IN | $1,500 | $748 | $2,248 | $544 | $2,044 | $204 |
| Brown, IN | $500 | $694 | $1,194 | $504 | $1,004 | $190 |
| Jackson, IN | $1,000 | $654 | $1,654 | $475 | $1,475 | $179 |
| Country Club Heights, IN | $300 | $1,045 | $1,345 | $760 | $1,060 | $286 |
| Stilesville, IN | $1,500 | $755 | $2,255 | $549 | $2,049 | $206 |
| Mount Carmel, IN | $100 | $612 | $712 | $444 | $544 | $167 |
| Lebanon, IN | $1,000 | $661 | $1,661 | $481 | $1,481 | $181 |
| Home Insurance Company Shelby County, IN | Homeowners Insurance Agency Shelby County, IN | Address | Popularity Score | Distance from Shelby County (miles) |
|---|---|---|---|---|
| State Farm | Beth Prince | 308 N Harrison St, Shelbyville, IN, 46176-1312 | 0.8 | |
| Farmers | Brad Gossett | 973 Emerson Pkwy Ste C, Greenwood, IN, 46143 | 17.3 | |
| Travelers | Hadley Insurance Inc | 1655 E Main Street, Danville, IN, 46122 | 40.9 | |
| State Farm | Jim Covert | 4010 E Southport Rd, Indianapolis, IN, 46237-3223 | 19.1 | |
| State Farm | John Elbin | 8028 S Emerson Ave Ste H, Indianapolis, IN, 46237-9301 | 17.8 | |
| Travelers | Brooks Insurance Professionals | 200 E Jackson St, Shelbyville, IN, 46176 | 1.1 | |
| State Farm | Shelly Wynn | 8701 Southeastern Ave, Indianapolis, IN, 46239-1338 | 17.2 | |
| State Farm | Dick Laird | 1111 W Main St Ste I, Greenfield, IN, 46140-1954 | 18.0 | |
| State Farm | Josh Fields | 5446 W 86th St, Indianapolis, IN, 46268-1502 | 36.4 | |
| Liberty Mutual Independent | Lowder Insurance Agency | 50 S Main St, Zionsville, IN, 46077 | 38.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,180 | $570 |
| Shelby County, IN | $125,300 | $808 | $570 | $1,120 | $550 |
| Shelby County, IN | $125,300 | $808 | $540 | $1,110 | $570 |
| Hamblen, IN | $189,900 | $989 | $710 | $1,410 | $700 |
| Morgantown, IN | $87,300 | $702 | $470 | $960 | $490 |
| Greensboro, IN | $102,000 | $757 | $510 | $1,070 | $560 |
| Brown, IN | $126,500 | $702 | $480 | $1,000 | $520 |
| Jackson, IN | $111,100 | $662 | $450 | $920 | $470 |
| Country Club Heights, IN | $227,300 | $1,058 | $720 | $1,510 | $790 |
| Stilesville, IN | $104,000 | $764 | $520 | $1,090 | $570 |
| Mount Carmel, IN | $67,500 | $619 | $410 | $890 | $480 |
| Lebanon, IN | $113,800 | $669 | $480 | $950 | $470 |