Gavop tells you how to get the best homeowners insurance in Ramsey County, ND by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $85,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $151,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $166,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $218,500 | $200,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $765 |
| Home and Two Car | -$133 | $699 |
| Home and Three Car | -$191 | $640 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ramsey County | $1,000 | $822 | $1,822 | $597 | $1,597 | $225 |
| Ramsey County, ND | $2,500 | $822 | $3,322 | $597 | $3,097 | $225 |
| Shepherd, ND | $2,500 | $719 | $3,219 | $523 | $3,023 | $197 |
| Brinsmade, ND | $1,500 | $507 | $2,007 | $368 | $1,868 | $139 |
| Pekin, ND | $700 | $543 | $1,243 | $395 | $1,095 | $149 |
| Fordville, ND | $100 | $560 | $660 | $407 | $507 | $153 |
| Bremen, ND | $700 | $714 | $1,414 | $519 | $1,219 | $195 |
| Home Insurance Company Ramsey County, ND | Homeowners Insurance Agency Ramsey County, ND | Address | Popularity Score | Distance from Ramsey County (miles) |
|---|---|---|---|---|
| State Farm | Kevin Vistad | 11 College Dr N, Devils Lake, ND, 58301-6501 | 12.4 | |
| Travelers | Mostad Insurance Services Inc | 724 3rd St, Langdon, ND, 58249 | 38.1 | |
| Travelers | Anderson Agcy Of Lakota Inc | 125 Main, Lakota, ND, 58344 | 24.0 | |
| Allstate | First Agy Devils Lk | 423 6th Ave Ne, Devils Lake, ND, 58301 | 11.9 | |
| Travelers | The Insurance Store | 315 College Dr, Devils Lake, ND, 58301 | 12.2 | |
| Travelers | Mostad Insurance Services Inc | 824 3rd St, Langdon, ND, 58249 | 38.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $810 | $1,640 | $830 |
| Ramsey County, ND | $130,400 | $832 | $600 | $1,190 | $590 |
| Ramsey County, ND | $130,400 | $832 | $560 | $1,140 | $580 |
| Shepherd, ND | $72,500 | $728 | $520 | $1,030 | $510 |
| Brinsmade, ND | $35,000 | $513 | $370 | $710 | $340 |
| Pekin, ND | $41,000 | $550 | $380 | $760 | $380 |
| Fordville, ND | $43,800 | $567 | $390 | $810 | $420 |
| Bremen, ND | $71,700 | $723 | $530 | $1,000 | $470 |