Gavop tells you how to get the best homeowners insurance in Fultondale, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $152,500 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $193,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $177,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $711 |
| Superior Protection Discount | -$84 | $753 |
| Fire & Security Discount | -$67 | $770 |
| Hail Resistant Roof Discount | -$25 | $812 |
| Newly Constructed Home Discount | -$234 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,500 | $1,148 | $2,648 | $834 | $2,334 | $314 |
| Fultondale, AL | $700 | $827 | $1,527 | $601 | $1,301 | $226 |
| Irondale, AL | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Locust Fork, AL | $1,500 | $897 | $2,397 | $652 | $2,152 | $245 |
| Hayden, AL | $400 | $840 | $1,240 | $611 | $1,011 | $230 |
| Alabaster-Helena, AL | $1,000 | $1,431 | $2,431 | $1,040 | $2,040 | $391 |
| Hanceville, AL | $500 | $773 | $1,273 | $562 | $1,062 | $211 |
| Cleveland, AL | $700 | $1,057 | $1,757 | $768 | $1,468 | $289 |
| Walker County, AL | $400 | $861 | $1,261 | $626 | $1,026 | $235 |
| Calera, AL | $700 | $851 | $1,551 | $618 | $1,318 | $232 |
| Lincoln, AL | $500 | $819 | $1,319 | $595 | $1,095 | $224 |
| Thorsby, AL | $2,000 | $1,087 | $3,087 | $790 | $2,790 | $297 |
| Home Insurance Company Fultondale, AL | Homeowners Insurance Agency Fultondale, AL | Address | Popularity Score | Distance from Fultondale (miles) |
|---|---|---|---|---|
| State Farm | Scott Cantrell | 313 Fieldstown Rd Ste 101, Gardendale, AL, 35071-2796 | 2.5 | |
| Allstate | Monty Reed | 253 Us Highway 11, Trussville, AL, 35173 | 17.0 | |
| Travelers | Trustway | 1837 Montgomery Highway South Suite 105, Hoover, AL, 35244 | 17.0 | |
| Farmers | Tom Gant | 1820 Cogswell Ave, Pell City, AL, 35125 | 29.8 | |
| State Farm | Stan Faulkner | 1747 Oxmoor Rd, Homewood, AL, 35209-4048 | 9.7 | |
| Farmers | William Hart | 2 Riverchase Office Plz Ste 214, Hoover, AL, 35244 | 17.5 | |
| State Farm | Shawna Holley | 915 Main St, Gardendale, AL, 35071-2633 | 2.2 | |
| State Farm | Jp Dailey | 1911 Martin Street South, Pell City, AL, 35128-2372 | 30.8 | |
| State Farm | Ashley Caudle | 1326 Main St Ste 112, Gardendale, AL, 35071-2471 | 2.9 | |
| Liberty Mutual Independent | Greenhalgh Insurance Agency | 3144 Cahaba Heights Rd, Birmingham, AL, 35243 | 11.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,610 | $820 |
| Jefferson County, AL | $149,000 | $1,162 | $800 | $1,660 | $860 |
| Fultondale, AL | $133,900 | $837 | $580 | $1,150 | $570 |
| Irondale, AL | $130,200 | $823 | $560 | $1,140 | $580 |
| Locust Fork, AL | $115,800 | $908 | $660 | $1,300 | $640 |
| Hayden, AL | $137,800 | $850 | $600 | $1,200 | $600 |
| Alabaster-Helena, AL | $199,800 | $1,448 | $1,000 | $2,040 | $1,040 |
| Hanceville, AL | $91,100 | $783 | $560 | $1,090 | $530 |
| Cleveland, AL | $113,900 | $1,070 | $780 | $1,520 | $740 |
| Walker County, AL | $87,300 | $872 | $630 | $1,190 | $560 |
| Calera, AL | $141,000 | $861 | $590 | $1,210 | $620 |
| Lincoln, AL | $99,800 | $829 | $590 | $1,140 | $550 |
| Thorsby, AL | $119,300 | $1,100 | $740 | $1,520 | $780 |