Gavop shows you how to buy homeowners insurance in Knoxville, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Knoxville, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 2nd St, 160th Ave, S Shappell St, Story St, Patty Dr, W Rock Island St, West St, N Stone Dr, D St SE, Baker St | $177,500 | $150,000 | $125,000-$150,000 | $100,500 | $90,000 | $100,000-$125,000 |
| S 3rd St, S Kent St, S Henry St, S 4th St, Co Hwy T25, Shappell St, S View Dr, 192nd Pl, Hi View Dr, Baker St | $125,000 | $110,000 | $125,000-$150,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Lucas County Line Rd, Pearl St, S Fremont St, Pleasant St, Keokuk Dr, Old State Hwy 92, 112th Ave, Mitchell St, 30th Ave, Reno St | $70,000 | $60,000 | $50,000-$75,000 | $53,000 | $50,000 | $50,000-$75,000 |
| Bradley St, McKay Ct, 28th Ave, 5th St NE, Church St, County Line Rd, Center St, Johnson St, 238th Pl, W Center St | $112,500 | $100,000 | $75,000-$100,000 | $115,000 | $110,000 | $125,000-$150,000 |
| W Weston Dr, E Ave, S Roche St, 60th Ave, SW 1st St, Lawson St, N Roche St, 2nd St SE, W South St, Burlington St | $63,000 | $60,000 | $50,000-$75,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $578 |
| Superior Protection Discount | -$69 | $619 |
| Fire & Security Discount | -$69 | $619 |
| Hail Resistant Roof Discount | -$14 | $674 |
| Newly Constructed Home Discount | -$138 | $551 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $700 | $821 | $1,521 | $597 | $1,297 | $224 |
| Knoxville, IA | $2,000 | $680 | $2,680 | $494 | $2,494 | $186 |
| Bluff Creek, IA | $100 | $846 | $946 | $615 | $715 | $231 |
| East Des Moines, IA | $700 | $932 | $1,632 | $677 | $1,377 | $255 |
| Des Moines, IA | $100 | $751 | $851 | $546 | $646 | $205 |
| Collins, IA | $1,000 | $761 | $1,761 | $553 | $1,553 | $208 |
| Rhodes, IA | $400 | $637 | $1,037 | $463 | $863 | $174 |
| Jefferson, IA | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| Agency, IA | $400 | $708 | $1,108 | $515 | $915 | $194 |
| Warren, IA | $700 | $463 | $1,163 | $337 | $1,037 | $127 |
| Keokuk County, IA | $300 | $579 | $879 | $421 | $721 | $158 |
| Moulton, IA | $2,000 | $469 | $2,469 | $341 | $2,341 | $128 |
| Home Insurance Company Knoxville, IA | Homeowners Insurance Agency Knoxville, IA | Address | Popularity Score | Distance from Knoxville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Absolute Insurance Agency Llc | 7400 University Ave Ste A, Clive, IA, 50325 | 37.6 | |
| State Farm | Robert Carr | 13435 University Ave Ste 550, Clive, IA, 50325-8252 | 41.4 | |
| Farmers | Kaylynn Ngo | 1557 2nd Ave, Des Moines, IA, 50314 | 33.5 | |
| Travelers | Diversity Insurance Inc | 1541 E Grand Ave, Des Moines, IA, 50316 | 31.9 | |
| Travelers | Willis & Moore | 1818 High St, Des Moines, IA, 50309 | 33.7 | |
| Allstate | Janel Ketelsen | 110 N Ankeny Blvd # 700, Ankeny, IA, 50023 | 38.5 | |
| Allstate | David Rayer | 4446 128th St, Urbandale, IA, 50323 | 42.4 | |
| Travelers | Scott Insurance Services | 1904 Grand Ave, West Des Moines, IA, 50265 | 37.2 | |
| Allstate | Betty Bebout | 3636 Westown Pkwy Ste 101, West Des Moines, IA, 50266 | 39.0 | |
| State Farm | Jim Bagbey | 3885 121st St, Urbandale, IA, 50323-2420 | 41.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,180 | $620 |
| Marion County, IA | $146,900 | $831 | $610 | $1,190 | $580 |
| Knoxville, IA | $110,600 | $688 | $470 | $980 | $510 |
| Bluff Creek, IA | $146,700 | $856 | $570 | $1,220 | $650 |
| East Des Moines, IA | $181,700 | $943 | $690 | $1,340 | $650 |
| Des Moines, IA | $123,300 | $760 | $520 | $1,070 | $550 |
| Collins, IA | $119,000 | $770 | $550 | $1,070 | $520 |
| Rhodes, IA | $86,900 | $645 | $450 | $910 | $460 |
| Jefferson, IA | $261,600 | $912 | $660 | $1,260 | $600 |
| Agency, IA | $104,600 | $717 | $520 | $1,000 | $480 |
| Warren, IA | $51,600 | $469 | $340 | $670 | $330 |
| Keokuk County, IA | $83,700 | $586 | $420 | $800 | $380 |
| Moulton, IA | $52,600 | $475 | $320 | $660 | $340 |