Gavop's guide to buying homeowners insurance in Bedford, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $122,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $252,500 | $230,000 | $300,000-$350,000 |
| 3 Bedroom | $364,500 | $310,000 | $400,000-$500,000 |
| 4 Bedroom | $513,500 | $450,000 | $500,000-$600,000 |
| 5 Bedroom | $755,500 | $660,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$194 | $829 |
| Superior Protection Discount | -$102 | $921 |
| Fire & Security Discount | -$102 | $921 |
| Hail Resistant Roof Discount | -$31 | $993 |
| Newly Constructed Home Discount | -$205 | $819 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,000 | $1,295 | $2,295 | $941 | $1,941 | $354 |
| Bedford, MA | $700 | $1,011 | $1,711 | $735 | $1,435 | $276 |
| Cohasset, MA | $2,500 | $1,013 | $3,513 | $736 | $3,236 | $277 |
| Foxborough, MA | $300 | $985 | $1,285 | $716 | $1,016 | $269 |
| Woonsocket, RI | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| Raynham, MA | $300 | $930 | $1,230 | $676 | $976 | $254 |
| Harrisville, RI | $1,500 | $1,085 | $2,585 | $788 | $2,288 | $296 |
| Webster, MA | $200 | $812 | $1,012 | $590 | $790 | $222 |
| Pascoag, RI | $1,500 | $1,207 | $2,707 | $877 | $2,377 | $330 |
| North Grosvenor Dale, CT | $1,000 | $981 | $1,981 | $713 | $1,713 | $268 |
| Home Insurance Company Bedford, MA | Homeowners Insurance Agency Bedford, MA | Address | Popularity Score | Distance from Bedford (miles) |
|---|---|---|---|---|
| Travelers | Stanton Insurance Agency Inc | 230 2nd Ave, Waltham, MA, 2451 | 7.6 | |
| Allstate | Tam Doan | 28 S Main St, Randolph, MA, 2368 | 26.4 | |
| Travelers | Gallant Insurance Agency | 199 Great Rd , Acton, MA, 1720 | 6.9 | |
| Travelers | Nrt Insurance Agency Inc | 52 Second Ave 3rd Fl, Waltham, MA, 2451 | 7.2 | |
| Travelers | Dadgar Insurance | 400 West Cummings Park #6725, Woburn, MA, 1801 | 8.0 | |
| Travelers | Hub International New England | 299 Ballardvale St, Wilmington, MA, 1887 | 9.2 | |
| Travelers | Admiralty Insurance Agency Inc | 10 Mount Vernon St, Winchester, MA, 1890 | 8.1 | |
| Liberty Mutual Independent | Martini Ins Agency Inc | 6 Common St, Woburn, MA, 1801 | 6.8 | |
| Liberty Mutual Independent | Eastern States Ins Agency Inc | 50 Prospect St, Waltham, MA, 2453 | 8.8 | |
| Travelers | Tonry Northwest Ins Agency Inc | 238 Bedford St, Lexington, MA, 2420 | 3.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,020 | $1,960 | $940 |
| Middlesex County, MA | $453,300 | $1,311 | $880 | $1,850 | $970 |
| Bedford, MA | $605,900 | $1,024 | $730 | $1,420 | $690 |
| Cohasset, MA | $852,300 | $1,026 | $710 | $1,400 | $690 |
| Foxborough, MA | $392,800 | $997 | $690 | $1,380 | $690 |
| Woonsocket, RI | $158,500 | $959 | $660 | $1,320 | $660 |
| Raynham, MA | $330,600 | $941 | $670 | $1,350 | $680 |
| Harrisville, RI | $182,900 | $1,098 | $780 | $1,530 | $750 |
| Webster, MA | $211,800 | $822 | $580 | $1,170 | $590 |
| Pascoag, RI | $215,100 | $1,222 | $890 | $1,690 | $800 |
| North Grosvenor Dale, CT | $182,400 | $993 | $690 | $1,360 | $670 |