Gavop tells you how to get the best homeowners insurance in Pastures, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Pastures, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Folly Rd, Mint Spring Creek, Miller Farm Rd, W Hill Rd, State Rte 812, Crossing Ln, Georgia St, Cattleman Rd, Hootin Holler Ln, Farm View Rd | $281,000 | $260,000 | $250,000-$300,000 | $211,000 | $180,000 | $175,000-$200,000 |
| Hardwood Ln, Hankey Mountain Hwy, State Rte 688, Park Dr, McKamy Springs Rd, Galena Rd, Middlebrook Rd, Lotts Rd, Shenandoah Mountain Dr, Apple Wood Ln | $245,000 | $220,000 | $250,000-$300,000 | $116,500 | $100,000 | $100,000-$125,000 |
| State Rte 1931, Churchville Rd, Tommy Ln, State Rte 839, Hermitage Rd, Knotty Pine Ln, Hundley Distillery Rd, McComb's Mill Ln, Stanley St, Fordwick Ln | $139,500 | $110,000 | $150,000-$175,000 | $156,000 | $140,000 | $150,000-$175,000 |
| Aspen Dr, Pygmy Goat Ln, Blue Jay Nest, Bear St, Boy Scout Ln, State Rte 1930, Lee St, State Rte 919, Mill Creek Ln, Leverock Ln | $165,500 | $160,000 | $125,000-$150,000 | $130,500 | $120,000 | $100,000-$125,000 |
| Dogwood Ln, Raceway Rd, Manton Ln, Raphine Rd, Price Ln, Poor Creek Ln, Shutterlee Mill Rd, Churchmans Mill Rd, Parkins Rd, Bittersweet Ln | $144,500 | $130,000 | $125,000-$150,000 | $77,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $627 |
| Superior Protection Discount | -$75 | $672 |
| Fire & Security Discount | -$60 | $687 |
| Hail Resistant Roof Discount | -$15 | $732 |
| Newly Constructed Home Discount | -$194 | $553 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Augusta County | $700 | $845 | $1,545 | $614 | $1,314 | $231 |
| Pastures, VA | $1,500 | $738 | $2,238 | $536 | $2,036 | $202 |
| Fishersville, VA | $200 | $774 | $974 | $563 | $763 | $212 |
| New Hope, VA | $2,000 | $882 | $2,882 | $641 | $2,641 | $241 |
| Middle River, VA | $200 | $695 | $895 | $505 | $705 | $190 |
| Green Bank, WV | $700 | $839 | $1,539 | $610 | $1,310 | $229 |
| Linville, VA | $400 | $692 | $1,092 | $503 | $903 | $189 |
| Clifton Forge, VA | $700 | $479 | $1,179 | $348 | $1,048 | $131 |
| Samuel Miller, VA | $100 | $920 | $1,020 | $669 | $769 | $251 |
| Esmont, VA | $1,500 | $762 | $2,262 | $554 | $2,054 | $208 |
| Mingo, WV | $200 | $581 | $781 | $422 | $622 | $159 |
| Home Insurance Company Pastures, VA | Homeowners Insurance Agency Pastures, VA | Address | Popularity Score | Distance from Pastures (miles) |
|---|---|---|---|---|
| Allstate | Steve Harper | 3042 Berkmar Dr Ste C, Charlottesville, VA, 22901 | 47.0 | |
| Erie | Valley Trust Insurance Group | 829 Greenville Avenue, Staunton, VA, 24401 | 14.8 | |
| State Farm | Robert Teague | 454 S Main St, Broadway, VA, 22815 | 41.1 | |
| Travelers | Short Insurance Associates | 900 Gardens Blvd Ste 100, Charlottesville, VA, 22901 | 47.4 | |
| Travelers | Racey & Dean Inc | 535 Main St, Clifton Forge, VA, 24422 | 36.7 | |
| Erie | Staley Insurance Agency Inc. | 1105 Greenville Avenue, Staunton, VA, 24401 | 15.0 | |
| Erie | Hammer Insurance Agency Inc. | 611 S 3rd Street, Shenandoah, VA, 22849 | 44.2 | |
| Travelers | Bankers Insurance Llc | 320 N Central Ave, Staunton, VA, 24401 | 14.2 | |
| Travelers | Bankers Insurance Llc | 320 N Central Ave, Staunton, VA, 24401 | 14.1 | |
| State Farm | Clark Jackson | 530a Greenfield Ter, Charlottesvle, VA, 22901-1485 | 47.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Augusta County, VA | $206,300 | $856 | $590 | $1,210 | $620 |
| Pastures, VA | $210,500 | $747 | $520 | $1,060 | $540 |
| Fishersville, VA | $240,700 | $784 | $540 | $1,110 | $570 |
| New Hope, VA | $213,000 | $893 | $600 | $1,240 | $640 |
| Middle River, VA | $183,600 | $703 | $510 | $1,000 | $490 |
| Green Bank, WV | $157,900 | $849 | $600 | $1,200 | $600 |
| Linville, VA | $181,900 | $701 | $480 | $990 | $510 |
| Clifton Forge, VA | $86,900 | $485 | $320 | $660 | $340 |
| Samuel Miller, VA | $432,800 | $931 | $620 | $1,330 | $710 |
| Esmont, VA | $157,100 | $771 | $550 | $1,090 | $540 |
| Mingo, WV | $74,100 | $588 | $390 | $820 | $430 |