Gavop tells you how to get the best homeowners insurance in Orange County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Orange County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lily Pad Ln, Sumac Ln, US Hwy 15, State Rte 719, Scuffletown Rd, Butler Cir, Union Ave, State Rte 663, Russel Rd, Blue Haven Ln | $134,500 | $110,000 | $100,000-$125,000 | $323,000 | $290,000 | $300,000-$350,000 |
| Long Ln, Hoppy Ln, Green Spring Rd, Ratliff Ln, Cody Handel Ln, Mocking Bird Ln, Fairfax Ln, Cecelia Ln, Ridgeway Dr, Walnut Rd | $234,500 | $210,000 | $200,000-$250,000 | $269,000 | $220,000 | $250,000-$300,000 |
| Hollyhock Ct, Oak Grove Farm Rd, Hoeflinger Dr, Harvey Rd, Commerce St, State Rte 614, Meadows Rd, State Rte 629, Tall Pines Ave, Short St | $159,500 | $140,000 | $125,000-$150,000 | $350,500 | $290,000 | $300,000-$350,000 |
| Petersburg Rd, State Rte 687, Eddings Rd, State Rte 681, Ashlawn Ct, Glendale Dr, Market St, Marble Ct, Piney Woods Rd, Tetley Dr | $182,500 | $160,000 | $175,000-$200,000 | $300,000 | $240,000 | $250,000-$300,000 |
| Homewood Dr, Mount Pleasant Dr, State Rte 2012, Kirks Rd, Edgewood Dr, Montvue Ln, Park St, Little Egypt Rd, Fairway Dr, Essex Ln | $170,500 | $150,000 | $175,000-$200,000 | $291,500 | $270,000 | $300,000-$350,000 |
| State Rte 622, W Church St, State Rte 613, Hardwick Mountain Dr, Chapman St, Overlook Dr, State Rte 645, Spicer Ln, Indian Hills Rd, Aspen Ct | $192,000 | $160,000 | $200,000-$250,000 | $297,000 | $240,000 | $300,000-$350,000 |
| Speiden Dr, Trappers Ln, Fox Meadow Ln, State Rte 1035, Taggs Island Pl, Litchfield Dr, Tinder Ln, State Rte 745, State Rte 637, Miss Mollys Ln | $187,000 | $170,000 | $175,000-$200,000 | $268,000 | $240,000 | $250,000-$300,000 |
| Jefferson Ave, Transco Rd, Hicks Ln, Janes Ln, Wilderness Woods Ln, State Rte 611, Rockabilly Ln, Monrovia Rd, Hampstead Farm Rd, Carey Town Rd | $249,000 | $200,000 | $200,000-$250,000 | $395,500 | $360,000 | $400,000-$500,000 |
| Millview Rd, Black Walnut Run Rd, Sevenoaks Ln, Bethel Pl, Madison Run Rd, Pratt Ln, Bloomingdale Farm Rd, Larkin Ln, Hummingbird Ln, Boling Ln | $153,500 | $140,000 | $150,000-$175,000 | $255,500 | $210,000 | $200,000-$250,000 |
| Benden River Rd, Governor Barbour St, Moffett Ln, State Rte 642, Green Hill Ln, Cedar Hill Rd, Walking Run Rd, State Rte 682, Sassafras Ln, Horner Dr | $125,000 | $120,000 | $125,000-$150,000 | $342,000 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $720 |
| Superior Protection Discount | -$80 | $809 |
| Fire & Security Discount | -$89 | $800 |
| Hail Resistant Roof Discount | -$27 | $862 |
| Newly Constructed Home Discount | -$258 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $1,500 | $878 | $2,378 | $638 | $2,138 | $240 |
| Orange County, VA | $1,500 | $878 | $2,378 | $638 | $2,138 | $240 |
| Culpeper County, VA | $300 | $914 | $1,214 | $664 | $964 | $250 |
| Louisa County, VA | $2,000 | $856 | $2,856 | $622 | $2,622 | $234 |
| Stonewall-Hawthorne, VA | $400 | $1,322 | $1,722 | $961 | $1,361 | $361 |
| Palmyra, VA | $1,500 | $784 | $2,284 | $570 | $2,070 | $214 |
| South Anna, VA | $200 | $853 | $1,053 | $620 | $820 | $233 |
| Cherry Hill, VA | $700 | $831 | $1,531 | $604 | $1,304 | $227 |
| Dale City, VA | $500 | $937 | $1,437 | $681 | $1,181 | $256 |
| Loch Lomond, VA | $1,500 | $983 | $2,483 | $714 | $2,214 | $269 |
| Mount Jackson, VA | $400 | $677 | $1,077 | $492 | $892 | $185 |
| Shenandoah Farms, VA | $700 | $878 | $1,578 | $638 | $1,338 | $240 |
| Home Insurance Company Orange County, VA | Homeowners Insurance Agency Orange County, VA | Address | Popularity Score | Distance from Orange County (miles) |
|---|---|---|---|---|
| Travelers | Truslow - Yost Insurance Agency | 125 Chapman St, Orange, VA, 22960 | 5.5 | |
| State Farm | April Pruitt | 245 N Washington Hwy Ste A, Ashland, VA, 23005-1623 | 44.8 | |
| State Farm | Walt Harris | 3468 Lauderdale Drive, Richmond, VA, 23233-7529 | 46.7 | |
| Travelers | Arc Insurance Agency | 3605 Mayland Ct, Richmond, VA, 23233 | 48.5 | |
| Travelers | Crozet Insurance Llc | 1186 Crozet Ave Blue Goose Bldg, Crozet, VA, 22932 | 39.7 | |
| Allstate | Stephanie Hudnell | 2032 John Rolfe Pkwy, Richmond, VA, 23238 | 48.4 | |
| Liberty Mutual Independent | Brown & Brown Insurance Agency | 11220 Assett Loop Ste 304 , Manassas, VA, 20109 | 43.1 | |
| Erie | Mcardle & Associates Insurance Agency Inc. | 101 England Street, Ashland, VA, 23005 | 44.5 | |
| Travelers | Insurance Agency Services Llc | 10248 W Broad St, Glen Allen, VA, 23060 | 47.9 | |
| Allstate | Fanning & Associates | Po Box 610, Locust Grove, VA, 22508 | 11.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,360 | $670 |
| Orange County, VA | $235,200 | $889 | $610 | $1,240 | $630 |
| Orange County, VA | $235,200 | $889 | $650 | $1,220 | $570 |
| Culpeper County, VA | $266,400 | $925 | $680 | $1,280 | $600 |
| Louisa County, VA | $212,900 | $866 | $620 | $1,200 | $580 |
| Stonewall-Hawthorne, VA | $439,300 | $1,338 | $950 | $1,890 | $940 |
| Palmyra, VA | $250,400 | $794 | $570 | $1,130 | $560 |
| South Anna, VA | $319,100 | $864 | $600 | $1,230 | $630 |
| Cherry Hill, VA | $298,100 | $841 | $610 | $1,150 | $540 |
| Dale City, VA | $286,900 | $948 | $640 | $1,320 | $680 |
| Loch Lomond, VA | $292,700 | $995 | $710 | $1,410 | $700 |
| Mount Jackson, VA | $130,800 | $685 | $470 | $950 | $480 |
| Shenandoah Farms, VA | $210,400 | $889 | $630 | $1,250 | $620 |