Gavop's guide to buying homeowners insurance in Dorr, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $200,500 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $171,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $212,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $334,000 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $603 |
| Superior Protection Discount | -$72 | $646 |
| Fire & Security Discount | -$65 | $653 |
| Hail Resistant Roof Discount | -$14 | $703 |
| Newly Constructed Home Discount | -$151 | $567 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McHenry County | $2,500 | $859 | $3,359 | $624 | $3,124 | $235 |
| Dorr, IL | $700 | $709 | $1,409 | $515 | $1,215 | $194 |
| Bull Valley, IL | $500 | $1,311 | $1,811 | $953 | $1,453 | $358 |
| Richmond, IL | $700 | $829 | $1,529 | $603 | $1,303 | $227 |
| Boone County, IL | $400 | $747 | $1,147 | $543 | $943 | $204 |
| Campton Hills, IL | $700 | $969 | $1,669 | $704 | $1,404 | $265 |
| Deerfield, IL | $300 | $957 | $1,257 | $695 | $995 | $261 |
| Bradford, WI | $1,500 | $649 | $2,149 | $472 | $1,972 | $177 |
| Hillcrest, IL | $300 | $718 | $1,018 | $522 | $822 | $196 |
| Shirland, IL | $1,000 | $881 | $1,881 | $640 | $1,640 | $241 |
| Muskego, WI | $200 | $671 | $871 | $487 | $687 | $183 |
| Fox, IL | $1,000 | $1,050 | $2,050 | $763 | $1,763 | $287 |
| Home Insurance Company Dorr, IL | Homeowners Insurance Agency Dorr, IL | Address | Popularity Score | Distance from Dorr (miles) |
|---|---|---|---|---|
| Allstate | Brian Kaleel | 1651 W Chicago Ave Apt 1e, Chicago, IL, 60622 | 46.2 | |
| State Farm | Art Santos | 2207 N Western Ave Unit C1, Chicago, IL, 60647-4568 | 44.4 | |
| State Farm | Vivian Valtas | 6108 S Archer Ave, Chicago, IL, 60638-2740 | 46.8 | |
| State Farm | Christine Altieri | 1133 Weiland Rd, Buffalo Grove, IL, 60089-7006 | 24.6 | |
| State Farm | Jeff Margalus | 1811 Wehrli Rd, Naperville, IL, 60565-9316 | 40.6 | |
| Liberty Mutual Independent | Schatz & Associates Inc. | 500 Park Ave Ste 201, Lake Villa, IL, 60046 | 19.5 | |
| Travelers | Neis Insurance Agency Inc | 45 N Virginia St Crystal Lake, Crystal Lake, IL, 60014 | 4.2 | |
| State Farm | Loc Vo | 1142 W Grand Ave, Chicago, IL, 60642-5809 | 46.9 | |
| Liberty Mutual Independent | Carlson Mikuzis & Taylor Inc | 2221 Lakeside Dr, Bannockburn, IL, 60015 | 27.3 | |
| Allstate | Keith Tobin | 1 Bank Plz Ste 1, Lake Zurich, IL, 60047 | 16.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,220 | $610 |
| McHenry County, IL | $212,600 | $870 | $590 | $1,200 | $610 |
| Dorr, IL | $182,100 | $717 | $520 | $1,030 | $510 |
| Bull Valley, IL | $404,700 | $1,327 | $890 | $1,830 | $940 |
| Richmond, IL | $273,300 | $839 | $600 | $1,160 | $560 |
| Boone County, IL | $145,700 | $756 | $540 | $1,040 | $500 |
| Campton Hills, IL | $417,700 | $981 | $660 | $1,390 | $730 |
| Deerfield, IL | $505,500 | $968 | $700 | $1,380 | $680 |
| Bradford, WI | $153,300 | $657 | $480 | $910 | $430 |
| Hillcrest, IL | $125,300 | $727 | $490 | $1,000 | $510 |
| Shirland, IL | $203,900 | $892 | $630 | $1,240 | $610 |
| Muskego, WI | $273,700 | $679 | $460 | $940 | $480 |
| Fox, IL | $310,100 | $1,063 | $710 | $1,500 | $790 |