Gavop tells you how to get the best homeowners insurance in Somerdale, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $129,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $144,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $282,000 | $270,000 | $200,000-$250,000 |
| 5 Bedroom | $397,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $558 |
| Superior Protection Discount | -$66 | $591 |
| Fire & Security Discount | -$46 | $611 |
| Hail Resistant Roof Discount | -$13 | $644 |
| Newly Constructed Home Discount | -$177 | $480 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Camden County | $2,000 | $808 | $2,808 | $587 | $2,587 | $221 |
| Somerdale, NJ | $1,500 | $649 | $2,149 | $472 | $1,972 | $177 |
| Clifton Heights, PA | $500 | $658 | $1,158 | $478 | $978 | $180 |
| Southampton, NJ | $1,500 | $695 | $2,195 | $505 | $2,005 | $190 |
| Trainer, PA | $200 | $596 | $796 | $433 | $633 | $163 |
| Spring House, PA | $2,000 | $1,806 | $3,806 | $1,313 | $3,313 | $494 |
| Woodside, PA | $200 | $1,800 | $2,000 | $1,308 | $1,508 | $492 |
| Yardville, NJ | $1,500 | $790 | $2,290 | $574 | $2,074 | $216 |
| Elsmere, DE | $200 | $578 | $778 | $420 | $620 | $158 |
| Pine Lake Park, NJ | $2,000 | $779 | $2,779 | $566 | $2,566 | $213 |
| Leisure Village East, NJ | $100 | $789 | $889 | $574 | $674 | $216 |
| Home Insurance Company Somerdale, NJ | Homeowners Insurance Agency Somerdale, NJ | Address | Popularity Score | Distance from Somerdale (miles) |
|---|---|---|---|---|
| Travelers | Chen & Associates Inc | 750 Rt 73 S Unit 309b, Marlton, NJ, 8053 | 6.1 | |
| Allstate | Pat Egberts | 1575 Almonesson Rd, Deptford, NJ, 8096 | 4.4 | |
| Allstate | Mitchell Sands | 722 Mantua Pike, Woodbury Heights, NJ, 8097 | 7.6 | |
| Allstate | Charles Horta | 2103 Branch Pike Ste 7, Cinnaminson, NJ, 8077 | 9.9 | |
| Liberty Mutual Independent | Borden Perlman Salisbury & Kelly | 250 Phillips Blvd Ste 280, Ewing, NJ, 8618 | 32.6 | |
| Travelers | Taylor Sawyers Insurance Agency | 345 N Lincoln Ave Bldg B, Vineland, NJ, 8360 | 24.9 | |
| Liberty Mutual Independent | Matlack & Company | 903 Black Horse Pike, Glendora, NJ, 8029 | 2.6 | |
| Allstate | Roland J. Minard | 947 State Rd Ste 201, Princeton, NJ, 8540 | 42.5 | |
| State Farm | Shawn Kim | 102 Centre Blvd Ste C, Marlton, NJ, 08053-4129 | 5.7 | |
| Allstate | Sean Vu | 1209 S Union Ave, Cherry Hill, NJ, 8002 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,550 | $760 |
| Camden County, NJ | $193,500 | $818 | $560 | $1,140 | $580 |
| Somerdale, NJ | $165,500 | $657 | $440 | $940 | $500 |
| Clifton Heights, PA | $130,900 | $666 | $490 | $910 | $420 |
| Southampton, NJ | $191,100 | $704 | $500 | $1,010 | $510 |
| Trainer, PA | $103,500 | $603 | $410 | $840 | $430 |
| Spring House, PA | $485,900 | $1,828 | $1,320 | $2,610 | $1,290 |
| Woodside, PA | $485,100 | $1,822 | $1,290 | $2,530 | $1,240 |
| Yardville, NJ | $252,100 | $800 | $580 | $1,100 | $520 |
| Elsmere, DE | $168,400 | $585 | $460 | $780 | $320 |
| Pine Lake Park, NJ | $244,900 | $789 | $540 | $1,130 | $590 |
| Leisure Village East, NJ | $173,100 | $799 | $580 | $1,130 | $550 |