Gavop's guide to buying homeowners insurance in Bloom, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $143,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $161,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $281,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $408,500 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $557 |
| Superior Protection Discount | -$58 | $590 |
| Fire & Security Discount | -$71 | $577 |
| Hail Resistant Roof Discount | -$19 | $629 |
| Newly Constructed Home Discount | -$156 | $493 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $700 | $881 | $1,581 | $640 | $1,340 | $241 |
| Bloom, IL | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Beecher, IL | $300 | $842 | $1,142 | $612 | $912 | $230 |
| Palos Heights, IL | $1,500 | $835 | $2,335 | $607 | $2,107 | $228 |
| Salt Creek Commons, IN | $200 | $823 | $1,023 | $598 | $798 | $225 |
| La Grange, IL | $700 | $997 | $1,697 | $725 | $1,425 | $272 |
| Valparaiso, IN | $300 | $909 | $1,209 | $660 | $960 | $248 |
| New Trier, IL | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Yorkville, IL | $200 | $776 | $976 | $564 | $764 | $212 |
| Grundy County, IL | $700 | $829 | $1,529 | $602 | $1,302 | $227 |
| Milks Grove, IL | $200 | $831 | $1,031 | $604 | $804 | $227 |
| Campus, IL | $2,500 | $573 | $3,073 | $416 | $2,916 | $157 |
| Home Insurance Company Bloom, IL | Homeowners Insurance Agency Bloom, IL | Address | Popularity Score | Distance from Bloom (miles) |
|---|---|---|---|---|
| Travelers | Thomas Ward Insurance Group | 707 W Willow Street, Chicago, IL, 60614 | 27.6 | |
| Erie | A & M Insurance Services | 2726 West Touhy Avenue, Chicago, IL, 60645 | 34.6 | |
| State Farm | Greg Jareczek | 1428 W Irvng Park Rd Ste 1, Chicago, IL, 60613-4940 | 30.4 | |
| State Farm | Marcus Jackson | 16238 Prince Dr, South Holland, IL, 60473-3233 | 5.9 | |
| Allstate | Iwonna Brown | 21141 Governors Hwy Ste 117, Matteson, IL, 60443 | 5.9 | |
| State Farm | Drew Mormann | 2713 Flossmoor Rd, Flossmoor, IL, 60422-1100 | 4.6 | |
| Allstate | Alfonso E Padilla | 18053 Torrence Ave, Lansing, IL, 60438 | 4.2 | |
| State Farm | Charles Cathey Jr | 1652 E 87th Street, Chicago, IL, 60617 | 15.3 | |
| Farmers | Barbara Carlini | 2405 Division St, Melrose Park, IL, 60160 | 29.8 | |
| Allstate | Bob Balanoff | 10100 S Ewing Ave, Chicago, IL, 60617 | 13.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,210 | $620 |
| Cook County, IL | $227,400 | $892 | $640 | $1,240 | $600 |
| Bloom, IL | $114,800 | $648 | $470 | $930 | $460 |
| Beecher, IL | $180,800 | $852 | $620 | $1,170 | $550 |
| Palos Heights, IL | $277,600 | $845 | $570 | $1,210 | $640 |
| Salt Creek Commons, IN | $125,600 | $833 | $570 | $1,190 | $620 |
| La Grange, IL | $463,100 | $1,009 | $720 | $1,430 | $710 |
| Valparaiso, IN | $175,000 | $920 | $660 | $1,270 | $610 |
| New Trier, IL | $777,100 | $734 | $500 | $1,010 | $510 |
| Yorkville, IL | $231,600 | $785 | $530 | $1,110 | $580 |
| Grundy County, IL | $188,300 | $839 | $580 | $1,180 | $600 |
| Milks Grove, IL | $175,000 | $841 | $610 | $1,150 | $540 |
| Campus, IL | $80,800 | $580 | $420 | $790 | $370 |