Gavop's guide to buying homeowners insurance in El Sobrante, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| El Sobrante, CA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 5 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Windham Rd, Thames Ct, Rd Runner Ridge, Old Lake Rd, Lyme Ct, Judy Ann Dr, Sterling Hill Dr, Westfield Dr, Skywood Ct, Northlake St | $464,500 | $420,000 | $500,000-$600,000 | $683,000 | $610,000 | $700,000-$800,000 |
| Singingbird Ln, Treetop Ln, Latimer Ln, Hidden Cove Dr, Sunrise Ridge Dr, Sandlewood Dr, Sandy Creek Dr, Spring Canyon Pl, Congress Dr, Brianwood Dr | $592,500 | $490,000 | $500,000-$600,000 | $733,000 | $600,000 | $700,000-$800,000 |
| Chickory Dr, Sally Ln, E Sun Canyon St, March Way, Blossom Time Ct, Wicker Way, Whiteblossom Cir, Bridlewood Rd, Sun Lake Ter, Palmetto Ct | $554,500 | $500,000 | $400,000-$500,000 | $751,000 | $630,000 | $700,000-$800,000 |
| Graywood Ct, Crown Creek Cir, Granite Ave, Orange Blossom Ln, Poplarchick Dr, Falling Water Way, Pinnacle Peak Ct, Brookside Way, Cool Breeze Ct, Millsweet Pl | $433,000 | $370,000 | $400,000-$500,000 | $406,500 | $350,000 | $400,000-$500,000 |
| Ganador Ct, Ory Cir, Summer Glen Dr, Elkhorn Rd, Whispering Brook Way, Tuliptree Cir, Cedarwood Dr, Wood Ln, Alder Ave, Dudley Way | $373,000 | $310,000 | $300,000-$350,000 | $375,000 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $862 |
| Superior Protection Discount | -$101 | $912 |
| Fire & Security Discount | -$101 | $912 |
| Hail Resistant Roof Discount | -$30 | $983 |
| Newly Constructed Home Discount | -$284 | $730 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Riverside County | $1,000 | $779 | $1,779 | $566 | $1,566 | $213 |
| El Sobrante, CA | $2,000 | $1,002 | $3,002 | $728 | $2,728 | $274 |
| Coronita, CA | $500 | $948 | $1,448 | $689 | $1,189 | $259 |
| Muscoy, CA | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
| Anaheim-Santa Ana-Garden Grove, CA | $300 | $1,585 | $1,885 | $1,152 | $1,452 | $433 |
| South San Jose Hills, CA | $1,000 | $708 | $1,708 | $514 | $1,514 | $193 |
| La Puente, CA | $500 | $916 | $1,416 | $666 | $1,166 | $250 |
| Azusa, CA | $1,500 | $926 | $2,426 | $673 | $2,173 | $253 |
| Banning, CA | $300 | $595 | $895 | $433 | $733 | $163 |
| Arcadia, CA | $2,500 | $1,196 | $3,696 | $869 | $3,369 | $327 |
| Bell Gardens, CA | $500 | $869 | $1,369 | $631 | $1,131 | $237 |
| Aguanga, CA | $1,000 | $664 | $1,664 | $482 | $1,482 | $181 |
| Home Insurance Company El Sobrante, CA | Homeowners Insurance Agency El Sobrante, CA | Address | Popularity Score | Distance from El Sobrante (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Insurance Center Associates | 1622 S Gaffey St, San Pedro, CA, 90731 | 48.8 | |
| Travelers | Access Avenue Insurance | 20381 Lake Forest Ave Ste B19, Lake Forest, CA, 92630 | 18.4 | |
| State Farm | Troy Manning | 4955 Felspar St Ste J, Riverside, CA, 92509-3020 | 8.8 | |
| State Farm | Tonia Arnold | 1161 Hidden Vly Pkwy Ste 109, Norco, CA, 92860-3917 | 5.0 | |
| State Farm | Dave Delille | 804 W 6th St, Corona, CA, 92882-3237 | 6.5 | |
| Allstate | Michael Nevins | 2403 S Moray Ave Ste 3, San Pedro, CA, 90732 | 50.1 | |
| Liberty Mutual Independent | Iq Risk Insurance Services Llc | 4 Executive Cir Ste 280, Irvine, CA, 92614 | 26.4 | |
| State Farm | Andre Padilla | 1945 W Vista Way Ste A, Vista, CA, 92083-6038 | 48.4 | |
| State Farm | Sean Cheng | 767 N Hill St Ste 109, Los Angeles, CA, 90012-2363 | 46.5 | |
| State Farm | Lisa Fisher | 18621 Yorba Linda Blvd, Yorba Linda, CA, 92886-4136 | 19.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| El Sobrante, CA | $467,300 | $1,014 | $750 | $1,380 | $630 |
| Coronita, CA | $362,300 | $960 | $710 | $1,310 | $600 |
| Muscoy, CA | $202,000 | $608 | $450 | $830 | $380 |
| Anaheim-Santa Ana-Garden Grove, CA | $541,500 | $1,604 | $1,190 | $2,180 | $990 |
| South San Jose Hills, CA | $322,800 | $717 | $530 | $970 | $440 |
| La Puente, CA | $364,300 | $927 | $690 | $1,260 | $570 |
| Azusa, CA | $367,500 | $937 | $690 | $1,270 | $580 |
| Banning, CA | $197,500 | $603 | $450 | $820 | $370 |
| Arcadia, CA | $994,400 | $1,211 | $900 | $1,650 | $750 |
| Bell Gardens, CA | $347,300 | $879 | $650 | $1,200 | $550 |
| Aguanga, CA | $215,900 | $672 | $500 | $910 | $410 |