Gavop shows you how to buy homeowners insurance in Rochester, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Rochester, MI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Willow Grove Ct, Ludlow Ave, E 3rd St, Peach St, Snowy Owl Ct, Moran Dr, Pointe Place Ct, Ironwood Ct, Romeo Rd, Stony Pointe Blvd | $215,500 | $200,000 | $200,000-$250,000 | $443,500 | $360,000 | $400,000-$500,000 |
| Hollow Corners Ct, Harrison St, Hemlock Dr, Cumberland Ridge Ct, Campbell St, Bloomview Cir, Griggs St, State Hwy 150, Stony Creek Dr, Terra Ln | $223,500 | $190,000 | $175,000-$200,000 | $431,500 | $400,000 | $400,000-$500,000 |
| Rock Valley Dr, Waycroft Ct, Maple Creek Ct, Maywood Ave, May St, Springview Ct, S Alice Ave, Ferndale Ave, 6th St, Lysander St | $163,500 | $150,000 | $150,000-$175,000 | $361,000 | $330,000 | $350,000-$400,000 |
| Watson Cir, E 4th St, Letica Dr, Glenmoor Dr, Ross Ln, W 2nd St, Fraser St, Aspen Ct, Pebble Creek Dr, Terry Ave | $174,000 | $150,000 | $200,000-$250,000 | $295,000 | $270,000 | $200,000-$250,000 |
| Albertson St, S Helen Ave, W University Dr, Abandoned RR, Bloomer Ridge Dr, Pebble Ridge Dr, North Ln, Axford Pl, Springview Dr, W 3rd St | $121,000 | $110,000 | $100,000-$125,000 | $252,000 | $210,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $730 |
| Home and Two Car | -$136 | $666 |
| Home and Three Car | -$201 | $602 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $2,000 | $837 | $2,837 | $608 | $2,608 | $229 |
| Rochester, MI | $1,000 | $793 | $1,793 | $576 | $1,576 | $217 |
| Rochester Hills, MI | $400 | $911 | $1,311 | $662 | $1,062 | $249 |
| Lake Orion, MI | $1,000 | $952 | $1,952 | $692 | $1,692 | $260 |
| Leonard, MI | $300 | $745 | $1,045 | $541 | $841 | $204 |
| Ortonville, MI | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Commerce charter, MI | $300 | $751 | $1,051 | $546 | $846 | $205 |
| Wyandotte, MI | $2,500 | $646 | $3,146 | $469 | $2,969 | $177 |
| Genesee charter, MI | $300 | $615 | $915 | $447 | $747 | $168 |
| Argentine, MI | $1,500 | $702 | $2,202 | $510 | $2,010 | $192 |
| Ann Arbor charter, MI | $200 | $1,680 | $1,880 | $1,221 | $1,421 | $459 |
| Ann Arbor, MI | $1,000 | $925 | $1,925 | $672 | $1,672 | $253 |
| Home Insurance Company Rochester, MI | Homeowners Insurance Agency Rochester, MI | Address | Popularity Score | Distance from Rochester (miles) |
|---|---|---|---|---|
| Allstate | Marty Knollenberg | 198 E Big Beaver Rd, Troy, MI, 48083 | 8.7 | |
| State Farm | Nick Morang | 7726 Auburn Rd, Utica, MI, 48317-5221 | 6.0 | |
| State Farm | Chuck Tourangeau | 43656 Schoenherr, Sterling Heights, MI, 48313-1115 | 8.2 | |
| State Farm | Lindsay Goebel | 54 E Square Lake Rd, Troy, MI, 48085-3105 | 5.7 | |
| Allstate | Michael Blum | 2032 E Square Lake Rd Ste 500, Troy, MI, 48085 | 5.5 | |
| Liberty Mutual Independent | Peabody Insurance Agency Inc | 2065 N Alloy 2065 N Alloy, Fenton, MI, 48430 | 32.0 | |
| Allstate | Craig Borowsky | 41300 Dequindre Rd Ste 210, Sterling Heights, MI, 48314 | 6.5 | |
| Allstate | Craig Borowsky | 2061 25 Mile Rd, Shelby Township, MI, 48316 | 1.5 | |
| Farmers | Melissa Kelly | 1721 Crooks Rd Ste 106, Troy, MI, 48084 | 9.8 | |
| State Farm | Dan Krause | 1274 W Auburn Road, Rochester Hills, MI, 48309-3632 | 4.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,060 | $510 |
| Oakland County, MI | $209,800 | $847 | $620 | $1,190 | $570 |
| Rochester, MI | $333,000 | $803 | $580 | $1,130 | $550 |
| Rochester Hills, MI | $264,400 | $923 | $660 | $1,260 | $600 |
| Lake Orion, MI | $266,100 | $964 | $660 | $1,330 | $670 |
| Leonard, MI | $121,100 | $754 | $540 | $1,030 | $490 |
| Ortonville, MI | $160,200 | $807 | $570 | $1,110 | $540 |
| Commerce charter, MI | $231,700 | $760 | $540 | $1,080 | $540 |
| Wyandotte, MI | $89,700 | $654 | $460 | $920 | $460 |
| Genesee charter, MI | $71,100 | $622 | $430 | $890 | $460 |
| Argentine, MI | $189,900 | $711 | $480 | $980 | $500 |
| Ann Arbor charter, MI | $453,300 | $1,700 | $1,220 | $2,410 | $1,190 |
| Ann Arbor, MI | $271,600 | $936 | $650 | $1,330 | $680 |