Gavop's guide to buying homeowners insurance in Warrenton, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $159,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $238,000 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $269,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $734 |
| Superior Protection Discount | -$86 | $777 |
| Fire & Security Discount | -$78 | $786 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$250 | $613 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Warrenton, NC | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| Judkins, NC | $300 | $544 | $844 | $396 | $696 | $149 |
| Red Oak, NC | $2,500 | $1,011 | $3,511 | $735 | $3,235 | $276 |
| Nash County, NC | $200 | $706 | $906 | $513 | $713 | $193 |
| Beaver Creek, VA | $2,000 | $689 | $2,689 | $500 | $2,500 | $188 |
| Browns Store, VA | $100 | $566 | $666 | $411 | $511 | $155 |
| Lunenburg, VA | $2,500 | $865 | $3,365 | $629 | $3,129 | $237 |
| Roanoke, NC | $500 | $400 | $900 | $291 | $791 | $109 |
| McKenney, VA | $1,000 | $695 | $1,695 | $505 | $1,505 | $190 |
| Meredith, NC | $100 | $958 | $1,058 | $696 | $796 | $262 |
| Archer Lodge, NC | $700 | $845 | $1,545 | $614 | $1,314 | $231 |
| Home Insurance Company Warrenton, NC | Homeowners Insurance Agency Warrenton, NC | Address | Popularity Score | Distance from Warrenton (miles) |
|---|---|---|---|---|
| Erie | Corbett & Scott Insurance Group | 3332 Airport Blvd Nw Suite C, Wilson, NC, 27896 | 44.9 | |
| Allstate | Michael D. Maffeo | 2705 N Duke St Ste 203, Durham, NC, 27704 | 48.0 | |
| State Farm | Courtney Gunnels | 807 E Main St Ste 180, Durham, NC, 27701-4074 | 49.0 | |
| Erie | Matt Roberts Agency Inc. | 1151 Falls River Avenue Suite 105a, Raleigh, NC, 27614 | 40.7 | |
| Allstate | Peter Birkner | 133 E Main St Ste 200, Youngsville, NC, 27596 | 30.4 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Road Suite 210, Raleigh, NC, 27605 | 49.2 | |
| Travelers | Raleigh Superior Insurance | 2431 Spring Forest Rd Ste 123, Raleigh, NC, 27615 | 43.7 | |
| Erie | Lee Winters Insurance Agency Llc | 1330 Saint Marys Street Suite 250, Raleigh, NC, 27605 | 49.0 | |
| Allstate | Chris Allen | 7990 Arco Corporate Dr Ste 117, Raleigh, NC, 27617 | 47.6 | |
| Allstate | Jeffrey Ayscue | 946 W Andrews Ave Ste A2, Henderson, NC, 27536 | 14.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,260 | $650 |
| Warren County, NC | $93,900 | $864 | $580 | $1,220 | $640 |
| Warrenton, NC | $89,700 | $864 | $590 | $1,180 | $590 |
| Judkins, NC | $86,600 | $551 | $400 | $760 | $360 |
| Red Oak, NC | $198,700 | $1,023 | $700 | $1,460 | $760 |
| Nash County, NC | $123,100 | $715 | $520 | $990 | $470 |
| Beaver Creek, VA | $134,100 | $697 | $470 | $990 | $520 |
| Browns Store, VA | $104,100 | $573 | $400 | $810 | $410 |
| Lunenburg, VA | $203,400 | $876 | $600 | $1,200 | $600 |
| Roanoke, NC | $62,600 | $405 | $300 | $560 | $260 |
| McKenney, VA | $135,700 | $703 | $510 | $1,000 | $490 |
| Meredith, NC | $315,100 | $970 | $690 | $1,330 | $640 |
| Archer Lodge, NC | $151,000 | $855 | $620 | $1,190 | $570 |