Gavop shows you how to buy homeowners insurance in Dauphin County, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Dauphin County, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Reiner's School Rd, Apple Aly, Dove Ct, N 9th St, Twin Oaks Dr, S Railroad St, Greenhill Dr, Clover St, Dayton St, Valleyview Ave | $287,500 | $270,000 | $300,000-$350,000 | $139,000 | $110,000 | $150,000-$175,000 |
| Emma Ave, T622, Sandy Hill Rd, Flintlock Ct, Hanshue Rd, Ballyshannon Dr, Peck Dr, Mobile Rd, Highland Ln, N Cameron St | $213,000 | $170,000 | $175,000-$200,000 | $196,000 | $180,000 | $200,000-$250,000 |
| Heatherwood Rd, Klugh St, Woodridge Dr, North Dr, Saginaw Dr, Sara St, Crabapple Ct, Rutherford Rd, T703, Creek Hill Rd | $139,000 | $120,000 | $125,000-$150,000 | $98,500 | $90,000 | $100,000-$125,000 |
| Kristen Ct, Cardinal Ln, Walters St, Simon Dr, Hillcrest Rd, Lowell St, Catherine Dr, Pineview Dr, Kennel Dr, State Rte 1023 | $162,000 | $140,000 | $150,000-$175,000 | $147,500 | $130,000 | $100,000-$125,000 |
| Linsey Ln, Washington Ave, Fox Hill Rd, Parkhill Ln, Meadowcrest Rd, Peterborough Rd, Danbury Rd, Maplewood Dr, Oak Knoll Dr, Hill St | $120,500 | $110,000 | $100,000-$125,000 | $62,000 | $60,000 | $50,000-$75,000 |
| Fireside Cir, Lark St, Fairmont Dr, Cardinal Way Rd, Stillwell Ct, Blue Ribbon Ave, Hampton Court Rd, Fleetwood Dr, Ridge Dr, Laurel Glen Dr | $195,000 | $170,000 | $150,000-$175,000 | $146,000 | $130,000 | $100,000-$125,000 |
| S 31st St, Hidden Knoll Ln, Sunbeam Dr, Driftstone Dr, Hollandale St, Darby Rd, Dewberry St, Debra Rd, Hickory Hill Rd, N Hill Dr | $198,000 | $180,000 | $150,000-$175,000 | $113,500 | $100,000 | $100,000-$125,000 |
| Knapp Dr, School House Dr, Apricot Aly, Prospect St, 5th Ave, Apple Aly, Remsburg St, Adelia St, Braeburn Rd, Upton Dr | $154,500 | $130,000 | $150,000-$175,000 | $155,500 | $130,000 | $125,000-$150,000 |
| Cambridge, Shady Ln, Akron Dr, Crabapple St, Nissley St, W Matterstown Rd, Tiffany Bldg, Hammaker Rd, E North Aly, Nestside Ct | $123,500 | $110,000 | $125,000-$150,000 | $69,500 | $60,000 | $50,000-$75,000 |
| State Rte 2017, Cathedral St, Pine Hill Rd, Harrisburg Pike, Minnich Rd, S 15th St, Flank Dr, Margate Dr, Brunswick Rd, Baumgardner Dr | $183,500 | $160,000 | $175,000-$200,000 | $188,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $581 |
| Superior Protection Discount | -$71 | $638 |
| Fire & Security Discount | -$50 | $659 |
| Hail Resistant Roof Discount | -$14 | $695 |
| Newly Constructed Home Discount | -$170 | $539 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dauphin County | $2,500 | $701 | $3,201 | $509 | $3,009 | $191 |
| Dauphin County, PA | $2,500 | $701 | $3,201 | $509 | $3,009 | $191 |
| Colonial Park, PA | $100 | $659 | $759 | $479 | $579 | $180 |
| Enola, PA | $2,000 | $621 | $2,621 | $451 | $2,451 | $170 |
| North Londonderry, PA | $400 | $685 | $1,085 | $498 | $898 | $187 |
| Lake Meade, PA | $2,000 | $807 | $2,807 | $587 | $2,587 | $221 |
| Upper Frankford, PA | $300 | $733 | $1,033 | $533 | $833 | $200 |
| Ralpho, PA | $1,500 | $780 | $2,280 | $567 | $2,067 | $213 |
| West Pennsboro, PA | $400 | $694 | $1,094 | $504 | $904 | $190 |
| North Codorus, PA | $2,500 | $632 | $3,132 | $459 | $2,959 | $173 |
| Farmersville, PA | $300 | $933 | $1,233 | $678 | $978 | $255 |
| Albany, PA | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| Home Insurance Company Dauphin County, PA | Homeowners Insurance Agency Dauphin County, PA | Address | Popularity Score | Distance from Dauphin County (miles) |
|---|---|---|---|---|
| Nationwide | Mcmillan Insurance Agency Llc | 4800 Linglestown Rd Ste 303, Harrisburg, PA, 17112 | 5.3 | |
| Erie | Unruh Insurance Agency Inc. | 2350 N Reading Road Suite 13, Denver, PA, 17517 | 39.4 | |
| Travelers | Alan Hostetler Insurance Agents-Brokers | 300 S Progress Ave , Harrisburg, PA, 17109 | 9.4 | |
| State Farm | Tim Boyd | 2261 Paxton Church Rd, Harrisburg, PA, 17110-9661 | 7.5 | |
| Travelers | American Insuring Group Ltd | 37 W Lancaster Ave, Shillington, PA, 19607 | 44.1 | |
| State Farm | Amy Clement | 362 Hershey Road, Elizabethtown, PA, 17022-9795 | 19.3 | |
| Liberty Mutual Independent | The Loomis Company | 850 North Park Road, Wyomissing, PA, 19610 | 44.2 | |
| Nationwide | Matthew Marte | 60 West Church St. Ste J, Denver, PA, 17517-9311 | 37.4 | |
| Travelers | Aaa Central Penn | 2301 Paxton Church Rd, Harrisburg, PA, 17110 | 7.4 | |
| State Farm | Bill Keener | 816 N State Rd, Marysville, PA, 17053-2001 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| Dauphin County, PA | $163,300 | $709 | $480 | $980 | $500 |
| Dauphin County, PA | $163,300 | $709 | $480 | $980 | $500 |
| Colonial Park, PA | $155,700 | $667 | $460 | $910 | $450 |
| Enola, PA | $135,700 | $629 | $420 | $890 | $470 |
| North Londonderry, PA | $214,300 | $693 | $510 | $990 | $480 |
| Lake Meade, PA | $209,700 | $817 | $560 | $1,150 | $590 |
| Upper Frankford, PA | $168,900 | $742 | $540 | $1,060 | $520 |
| Ralpho, PA | $194,600 | $789 | $540 | $1,110 | $570 |
| West Pennsboro, PA | $176,100 | $702 | $480 | $1,000 | $520 |
| North Codorus, PA | $179,000 | $639 | $440 | $910 | $470 |
| Farmersville, PA | $275,000 | $944 | $650 | $1,300 | $650 |
| Albany, PA | $226,300 | $847 | $570 | $1,200 | $630 |