Gavop shows you how to buy homeowners insurance in Culberson County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Culberson County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cowpoke Rd, Leon St, Rivas St, Van Horn St, Capitan Vis, Ash St, Summer St, Catclaw St, E 1st St, 101 Rd | $80,000 | $60,000 | $75,000-$100,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Guadalupe School Rd, Cedar St, Hereford St, Lamar St, Frontage Rd, Kent Rd, Broadway, W 3rd St, McWhorter St, W 9th St | $70,500 | $60,000 | $50,000-$75,000 | $56,500 | $50,000 | $50,000-$75,000 |
| Elm St, Jones St, Bell St, Eisenhower Rd, Harris St, Jf Kennedy St, Paekview Ln, Olive St, W 11th St, W 4th St | $87,500 | $80,000 | $50,000-$75,000 | $38,000 | $30,000 | $25,000-$50,000 |
| W Broadway St, E 7th St, Fall St, Reagan St, Mesquite St, la Caverna St, Pine Canyon Dr, Brookshire Rd, E Broadway, E 10th St | $82,000 | $80,000 | $75,000-$100,000 | $62,500 | $50,000 | $50,000-$75,000 |
| W Gramma St, Baylor St, W Honeysuckle St, Oak St, Van Horn Dr, E 6th St, E Ranch Rd 2185, Hackberry St, Park Dr, E 12th St | $101,000 | $90,000 | $100,000-$125,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $749 |
| Superior Protection Discount | -$82 | $831 |
| Fire & Security Discount | -$64 | $850 |
| Hail Resistant Roof Discount | -$18 | $895 |
| Newly Constructed Home Discount | -$256 | $658 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Culberson County | $700 | $903 | $1,603 | $656 | $1,356 | $247 |
| Culberson County, TX | $1,500 | $903 | $2,403 | $656 | $2,156 | $247 |
| Van Horn, TX | $500 | $1,270 | $1,770 | $923 | $1,423 | $347 |
| Sierra Blanca, TX | $1,000 | $1,193 | $2,193 | $867 | $1,867 | $326 |
| Pecos, TX | $2,000 | $891 | $2,891 | $647 | $2,647 | $243 |
| Reeves County, TX | $400 | $884 | $1,284 | $642 | $1,042 | $241 |
| Valentine, TX | $1,500 | $1,211 | $2,711 | $880 | $2,380 | $331 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Culberson County, TX | $57,000 | $914 | $600 | $1,410 | $810 |
| Culberson County, TX | $57,000 | $914 | $600 | $1,410 | $810 |
| Van Horn, TX | $57,000 | $1,285 | $850 | $1,980 | $1,130 |
| Sierra Blanca, TX | $45,500 | $1,207 | $800 | $1,860 | $1,060 |
| Pecos, TX | $54,400 | $902 | $600 | $1,390 | $790 |
| Reeves County, TX | $52,900 | $894 | $590 | $1,380 | $790 |
| Valentine, TX | $48,300 | $1,226 | $810 | $1,890 | $1,080 |