Gavop shows you how to buy homeowners insurance in Lebanon, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $113,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $165,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $353,000 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $231,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $573 |
| Superior Protection Discount | -$70 | $629 |
| Fire & Security Discount | -$63 | $636 |
| Hail Resistant Roof Discount | -$21 | $678 |
| Newly Constructed Home Discount | -$175 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $1,000 | $793 | $1,793 | $576 | $1,576 | $217 |
| Lebanon, ME | $2,500 | $691 | $3,191 | $502 | $3,002 | $189 |
| North Berwick, ME | $500 | $831 | $1,331 | $604 | $1,104 | $227 |
| Old Orchard Beach, ME | $2,000 | $649 | $2,649 | $472 | $2,472 | $177 |
| Merrimack County, NH | $2,500 | $858 | $3,358 | $623 | $3,123 | $234 |
| West Newbury, MA | $2,000 | $2,181 | $4,181 | $1,585 | $3,585 | $596 |
| Raymond, ME | $400 | $859 | $1,259 | $624 | $1,024 | $235 |
| Rowley, MA | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Home Insurance Company Lebanon, ME | Homeowners Insurance Agency Lebanon, ME | Address | Popularity Score | Distance from Lebanon (miles) |
|---|---|---|---|---|
| State Farm | Tricia Zwirner | 13 Storm Dr, Windham, ME, 04062-5698 | 39.1 | |
| Liberty Mutual Independent | Spence & Mathews Insurance | 4 Sullivan St, Berwick, ME, 3901 | 9.6 | |
| Allstate | Spence & Mathews | 4 Sullivan Sq Po Box 715, Berwick, ME, 3901 | 9.6 | |
| Travelers | Sevigney Lyons Insurance | 1662 Post Rd, Wells, ME, 4090 | 17.6 | |
| Travelers | Curley Associates | 1087 Main St, Sanford, ME, 4073 | 7.6 | |
| Allstate | Heidi Johnston | 62 Portland Rd Ste 5, Kennebunk, ME, 4043 | 19.2 | |
| Travelers | Curley Associates | 1087 Main St, Sanford, ME, 4073 | 7.6 | |
| Liberty Mutual Independent | Ann Harris Insurance Agency | 890 Portland Rd Ste 4, Saco, ME, 4072 | 26.8 | |
| Travelers | Lyons Agency For Insurance | 135 Fletcher St, Kennebunk, ME, 4043 | 18.0 | |
| Travelers | Peoples Insurance | 716 Main St, Ogunquit, ME, 3907 | 18.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,040 | $540 |
| York County, ME | $233,000 | $802 | $570 | $1,120 | $550 |
| Lebanon, ME | $186,900 | $699 | $470 | $970 | $500 |
| North Berwick, ME | $242,000 | $841 | $560 | $1,170 | $610 |
| Old Orchard Beach, ME | $204,700 | $657 | $440 | $910 | $470 |
| Merrimack County, NH | $226,700 | $868 | $690 | $1,080 | $390 |
| West Newbury, MA | $490,200 | $2,207 | $1,480 | $3,110 | $1,630 |
| Raymond, ME | $259,000 | $869 | $590 | $1,200 | $610 |
| Rowley, MA | $428,200 | $973 | $660 | $1,380 | $720 |