Gavop's guide to buying homeowners insurance in Nephi, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Nephi, UT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 5 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 550 S, Deprizin St, W 200 South St, W 400 N, W 100 South St, S 200 E, S 400 E, Old Hwy 91, E 900 N, Mecham Rd | $141,000 | $120,000 | $125,000-$150,000 | $284,000 | $260,000 | $300,000-$350,000 |
| W 300 S, E 200 N, E Center St, N 500 E, N 3rd St E, S Westridge Rd, W Cedar Ridge Rd N, Richins St, Old State Rte 91, Clark St | $205,000 | $190,000 | $150,000-$175,000 | $511,500 | $470,000 | $400,000-$500,000 |
| N 300 W, E 340 N, N 650 E, S 200 East St, E 1250 N, Campbell St, Main Rd, S 150 E, W 100 S, W 1st St N | $185,000 | $160,000 | $150,000-$175,000 | $218,500 | $200,000 | $200,000-$250,000 |
| N 600 E, Bray, E 100 S, Main, S 300 E St, E 1000 N, W 800 S, N 550 E, E 100 S, N 5000 W | $168,000 | $150,000 | $150,000-$175,000 | $272,500 | $230,000 | $200,000-$250,000 |
| E 860 N, E 500 N, S 200 W, E 1060 S, E 400 S, E 200 S, S 300 E, Dublin Ave, Burraston, Alberg St | $138,000 | $120,000 | $100,000-$125,000 | $371,500 | $340,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $534 |
| Superior Protection Discount | -$66 | $593 |
| Fire & Security Discount | -$46 | $613 |
| Hail Resistant Roof Discount | -$20 | $639 |
| Newly Constructed Home Discount | -$145 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Juab County | $2,000 | $657 | $2,657 | $477 | $2,477 | $179 |
| Nephi, UT | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
| Wales, UT | $400 | $544 | $944 | $396 | $796 | $149 |
| Oak City, UT | $1,000 | $516 | $1,516 | $375 | $1,375 | $141 |
| Elk Ridge, UT | $100 | $719 | $819 | $523 | $623 | $197 |
| Salem, UT | $1,000 | $620 | $1,620 | $451 | $1,451 | $169 |
| Delta, UT | $500 | $657 | $1,157 | $477 | $977 | $179 |
| Ephraim-Manti, UT | $2,500 | $552 | $3,052 | $401 | $2,901 | $151 |
| Spanish Fork, UT | $300 | $691 | $991 | $502 | $802 | $189 |
| Mapleton, UT | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Deseret, UT | $200 | $558 | $758 | $406 | $606 | $153 |
| Provo, UT | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Home Insurance Company Nephi, UT | Homeowners Insurance Agency Nephi, UT | Address | Popularity Score | Distance from Nephi (miles) |
|---|---|---|---|---|
| State Farm | Colt Sampson | 642 Kirby Ln Ste 104, Spanish Fork, UT, 84660-5753 | 39.7 | |
| Allstate | Lynn Jorgensen | 88 E Bulldog Blvd, Provo, UT, 84604 | 47.4 | |
| Travelers | Briggs - Yardley - Leavitt | 3 E Main St, Salina, UT, 84654 | 45.2 | |
| Allstate | Briggs-Yardley | 3 East Main, Salina, UT, 84654 | 45.2 | |
| Travelers | Advance Insurance | 248 South State, Orem, UT, 84058 | 49.5 | |
| Allstate | Antonio Perez Gandica | 1928 N 1120 W, Provo, UT, 84604 | 47.6 | |
| State Farm | Bryan Johnson | 378 W 1230 N, Provo, UT, 84604-3319 | 47.2 | |
| Travelers | Lender Insurance Inc | 382 Center Street, Orem, UT, 84057 | 49.6 | |
| State Farm | Shay Conder | 202 E 800 S Ste 103, Orem, UT, 84058-6340 | 48.9 | |
| Allstate | Darren King | 772 E 100 N, Payson, UT, 84651 | 32.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $430 | $840 | $410 |
| Juab County, UT | $175,800 | $665 | $480 | $910 | $430 |
| Nephi, UT | $193,600 | $659 | $470 | $900 | $430 |
| Wales, UT | $166,400 | $551 | $400 | $760 | $360 |
| Oak City, UT | $141,700 | $522 | $380 | $740 | $360 |
| Elk Ridge, UT | $327,500 | $728 | $500 | $1,000 | $500 |
| Salem, UT | $293,800 | $628 | $420 | $870 | $450 |
| Delta, UT | $147,900 | $665 | $450 | $920 | $470 |
| Ephraim-Manti, UT | $173,800 | $559 | $400 | $770 | $370 |
| Spanish Fork, UT | $222,800 | $699 | $500 | $960 | $460 |
| Mapleton, UT | $366,300 | $683 | $470 | $980 | $510 |
| Deseret, UT | $179,800 | $565 | $410 | $770 | $360 |
| Provo, UT | $227,400 | $681 | $460 | $970 | $510 |