Gavop tells you how to get the best homeowners insurance in Gardiner, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Gardiner, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gibbons Ln, Osprey Ln, Church Farm Rd, Sugarmill Ln, Station Sq, Emmy Ln, Armato Ln, Hickory Ln, Forest Glen Exn, Tillson Lake Rd | $381,000 | $340,000 | $350,000-$400,000 | $281,500 | $230,000 | $200,000-$250,000 |
| Rutsonville Rd, Autumn Knoll, Marron Ln, Yankee Foley Rd, River Park Dr, Mares Ln, Guilford Schoolhouse Rd, Murphy Ln, Old Ford Rd, Stella Dr | $468,000 | $430,000 | $500,000-$600,000 | $255,500 | $220,000 | $250,000-$300,000 |
| Hamilton Pl, Sharon Ln, Yankee Folly Rd, Grandview Ave, Emil's Dr, Jansen-Herrick Rd, Co Rd 19, Cherry St, Sparkling Ridge Rd, Wawarsing Rd | $429,500 | $390,000 | $400,000-$500,000 | $214,500 | $180,000 | $200,000-$250,000 |
| Tuthilltown Rd, Brodhead St, Amani Dr, Milk St, Lake Ave, Guilford Rd, Trapps View Farm Rd, Ganzer Ln, Arden Ln, Climbing Ridge Rd | $427,500 | $390,000 | $400,000-$500,000 | $215,500 | $190,000 | $200,000-$250,000 |
| Decker Rd, Phillies Bridge Rd, Petersen Ln, Forest Glen Rd, Old Rte 208, Marakill Ln, Jewels Ct, 4th St, Ramah Ln, Gardiner Park | $298,500 | $270,000 | $350,000-$400,000 | $181,500 | $160,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $856 |
| Home and Two Car | -$149 | $782 |
| Home and Three Car | -$214 | $717 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $15,884 |
| Home Insurance Company Gardiner, NY | Homeowners Insurance Agency Gardiner, NY | Address | Popularity Score | Distance from Gardiner (miles) |
|---|---|---|---|---|
| Travelers | The Rey Insurance Agency Inc | 219 N Broadway, Sleepy Hollow, NY, 10591 | 45.3 | |
| State Farm | Bruce Bryan | 269 Main St, Cornwall, NY, 12518-1553 | 19.4 | |
| Allstate | New York Statewide Protection Inc. | 290 Route 59, Nyack, NY, 10960 | 43.2 | |
| Travelers | Forbes Agency Inc | 135 Bedford Rd, Katonah, NY, 10536 | 40.2 | |
| Liberty Mutual Independent | Lawley Westchester Group | 565 Taxter Road , Elmsford, NY, 10523 | 47.5 | |
| Liberty Mutual Independent | The Coyle Group Of New York In | 30 S Main St , New City, NY, 10956 | 38.9 | |
| State Farm | Dean Gleeson | 246 Route 211 E, Middletown, NY, 10940-3117 | 19.8 | |
| Travelers | Hickey & Hickey Inc | Bedford Village Plaza 460 Old Post Road, Bedford, NY, 10506 | 43.7 | |
| Travelers | Charles Goodman & Co Ltd | 1210 Pleasantville Rd , Briarcliff Manor, NY, 10510 | 41.6 | |
| Travelers | Ott Agency | 1451 State Route 208, Wallkill, NY, 12589 | 6.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,620 | $840 |
| Ulster County, NY | $221,600 | $818 | $560 | $1,160 | $600 |
| Gardiner, NY | $319,600 | $931 | $660 | $1,310 | $650 |
| Crawford, NY | $273,500 | $895 | $650 | $1,280 | $630 |
| Woodridge, NY | $98,700 | $591 | $430 | $850 | $420 |
| Cold Spring, NY | $419,600 | $1,951 | $1,400 | $2,690 | $1,290 |
| Putnam County, NY | $357,700 | $1,384 | $940 | $1,950 | $1,010 |
| Clermont, NY | $280,100 | $1,098 | $760 | $1,560 | $800 |
| Westfall, PA | $228,700 | $852 | $610 | $1,200 | $590 |
| Masthope, PA | $264,900 | $922 | $670 | $1,270 | $600 |
| Mount Washington, MA | $430,000 | $1,796 | $1,280 | $2,460 | $1,180 |
| Sparkill, NY | $446,800 | $2,145 | $1,460 | $2,980 | $1,520 |
| Redding, CT | $597,500 | $1,150 | $840 | $1,590 | $750 |