Gavop tells you how to get the best homeowners insurance in North Branch, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $131,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $113,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $254,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $269,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $796 |
| Superior Protection Discount | -$93 | $833 |
| Fire & Security Discount | -$102 | $824 |
| Hail Resistant Roof Discount | -$28 | $898 |
| Newly Constructed Home Discount | -$222 | $704 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chisago County | $1,000 | $1,114 | $2,114 | $809 | $1,809 | $304 |
| North Branch, MN | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Lewis, WI | $400 | $426 | $826 | $309 | $709 | $116 |
| Spring Lake Park, MN | $2,500 | $900 | $3,400 | $654 | $3,154 | $246 |
| Arden Hills, MN | $300 | $1,006 | $1,306 | $731 | $1,031 | $275 |
| Osseo, MN | $2,500 | $1,085 | $3,585 | $788 | $3,288 | $296 |
| Lorain, WI | $200 | $567 | $767 | $412 | $612 | $155 |
| Milaca, MN | $700 | $837 | $1,537 | $608 | $1,308 | $229 |
| Robbinsdale, MN | $400 | $1,086 | $1,486 | $789 | $1,189 | $297 |
| Glendorado, MN | $2,000 | $1,278 | $3,278 | $929 | $2,929 | $349 |
| Emerald, WI | $400 | $722 | $1,122 | $525 | $925 | $197 |
| Kroschel, MN | $2,000 | $1,239 | $3,239 | $900 | $2,900 | $339 |
| Home Insurance Company North Branch, MN | Homeowners Insurance Agency North Branch, MN | Address | Popularity Score | Distance from North Branch (miles) |
|---|---|---|---|---|
| Farmers | Lyle Radloff | 1185 Concord St N Ste 113, South St Paul, MN, 55075 | 41.9 | |
| Travelers | Empire Insurance Group Inc | 38780 8th Ave, North Branch, MN, 55056 | 1.9 | |
| State Farm | Brandon Walter | 222 S 9th St Ste 270, Minneapolis, MN, 55402-3344 | 40.4 | |
| State Farm | Kyle Vitense | 10100 6th Ave N Ste 116, Plymouth, MN, 55441-6378 | 42.9 | |
| Allstate | Chad Dahly | 1310 Highway 96 E Ste 107, White Bear Lake, MN, 55110 | 30.2 | |
| State Farm | Kimberly Nybo | 4634 Central Ave Ne, Columbia Heights, MN, 55421-2400 | 34.9 | |
| State Farm | Ian Davy | 454 Temperance St, Saint Paul, MN, 55101-2325 | 39.3 | |
| Farmers | Sherece Cocco | 13355 George Weber Dr Ste A, Rogers, MN, 55374 | 36.2 | |
| State Farm | Justin Knabe | 6776 Lake Dr Ste 150, Lino Lakes, MN, 55014-1191 | 26.4 | |
| State Farm | Bruce Johnson | 568 Lake St S, Forest Lake, MN, 55025-2609 | 16.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,680 | $830 |
| Chisago County, MN | $206,400 | $1,127 | $820 | $1,600 | $780 |
| North Branch, MN | $172,500 | $926 | $620 | $1,310 | $690 |
| Lewis, WI | $73,700 | $431 | $310 | $610 | $300 |
| Spring Lake Park, MN | $167,900 | $911 | $630 | $1,300 | $670 |
| Arden Hills, MN | $283,700 | $1,018 | $680 | $1,460 | $780 |
| Osseo, MN | $171,500 | $1,098 | $780 | $1,530 | $750 |
| Lorain, WI | $117,000 | $574 | $380 | $820 | $440 |
| Milaca, MN | $112,500 | $847 | $580 | $1,200 | $620 |
| Robbinsdale, MN | $171,800 | $1,099 | $800 | $1,510 | $710 |
| Glendorado, MN | $234,200 | $1,294 | $930 | $1,840 | $910 |
| Emerald, WI | $200,700 | $731 | $530 | $1,040 | $510 |
| Kroschel, MN | $220,300 | $1,254 | $840 | $1,730 | $890 |