Gavop's guide to buying homeowners insurance in Reed Creek, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Reed Creek, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| New Prospect Rd, Pineywoods Rd, Lightwood Ln, H N Ayers Rd, Lakeshore Cir, Sunflower Dr, Fiddlers Dr, E Nannie Rd, Early Dr, Greenwood Rd | $179,500 | $140,000 | $150,000-$175,000 | $140,500 | $130,000 | $100,000-$125,000 |
| Hampton Rd, Memorial Dr, York Shore Dr, Wisteria Cove, Celebrity Rd, Freeman Dr, Shubert Rd, Justin Rd, C and C Cir, Apache Trl | $120,500 | $110,000 | $100,000-$125,000 | $117,000 | $100,000 | $125,000-$150,000 |
| Gables Way, Hillcrest Cir, Placid Cove Dr, Bailey Place Rd, Bert Moorhead Rd, Welcome Rd, Cedartown Rd, Yacht Club Rd, Boleman Hill Rd, Providence Church Rd | $205,500 | $190,000 | $200,000-$250,000 | $148,500 | $120,000 | $125,000-$150,000 |
| Heath Cove Cr, Panyes Creek Rd, Woodbine Way, Co Rd 503, Woods Ln, Co Rd 324, Saddler Rd, Brezzy Farm Ln, Cedar Ridge Rd, Co Rd 464 | $96,500 | $90,000 | $100,000-$125,000 | $77,000 | $70,000 | $75,000-$100,000 |
| Co Rd 316, Barefoot Bay Rd, Oak Hill Rd, Carters Ferry Rd, Little Lightwood Pl, Marys Ln, Falcon Dr, McLane Morris Rd, Reed Creek Heights Trl, Cleveland Mill Rd | $227,000 | $210,000 | $200,000-$250,000 | $125,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $686 |
| Superior Protection Discount | -$76 | $771 |
| Fire & Security Discount | -$59 | $787 |
| Hail Resistant Roof Discount | -$25 | $821 |
| Newly Constructed Home Discount | -$178 | $669 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hart County | $1,500 | $749 | $2,249 | $545 | $2,045 | $205 |
| Reed Creek, GA | $1,500 | $837 | $2,337 | $608 | $2,108 | $229 |
| Franklin Springs, GA | $400 | $899 | $1,299 | $653 | $1,053 | $246 |
| Martin, GA | $700 | $527 | $1,227 | $383 | $1,083 | $144 |
| Southeast Banks, GA | $200 | $839 | $1,039 | $610 | $810 | $229 |
| Vesta-Enterprise, GA | $700 | $797 | $1,497 | $579 | $1,279 | $218 |
| Baldwin, GA | $400 | $769 | $1,169 | $559 | $959 | $210 |
| Golden Grove, SC | $2,000 | $700 | $2,700 | $508 | $2,508 | $191 |
| Tignall, GA | $200 | $566 | $766 | $411 | $611 | $155 |
| Berea, SC | $1,500 | $642 | $2,142 | $466 | $1,966 | $175 |
| Rabun County, GA | $100 | $838 | $938 | $609 | $709 | $229 |
| Arcade, GA | $700 | $639 | $1,339 | $465 | $1,165 | $175 |
| Home Insurance Company Reed Creek, GA | Homeowners Insurance Agency Reed Creek, GA | Address | Popularity Score | Distance from Reed Creek (miles) |
|---|---|---|---|---|
| State Farm | Holly Thomason | 369 W Howell St, Hartwell, GA, 30643-1197 | 4.5 | |
| Liberty Mutual Independent | Jack Bradley Agency | 138 Market Corners Dr , Cornelia, GA, 30531 | 35.2 | |
| Nationwide | Larry Cole Insurance Inc | 2023 Hog Mountain Rd, Watkinsville, GA, 30677-1954 | 47.4 | |
| State Farm | Ches Smith | 425 N Milledge Ave, Athens, GA, 30601-3807 | 41.1 | |
| Liberty Mutual Independent | Appalachian Financial Group Inc | 91 E Savannah St, Clayton, GA, 30525 | 41.0 | |
| State Farm | Rhett Butler | 2500 Lexington Rd, Athens, GA, 30605-2402 | 40.0 | |
| Allstate | Joel A Harbin | 38 Sycamore St, Jefferson, GA, 30549 | 41.9 | |
| Travelers | Bush Agency Inc | 846 Church St, Royston, GA, 30662 | 13.6 | |
| State Farm | Lori Heerde | Ste 310 1689 Old Pendergrass Rd, Jefferson, GA, 30549-2716 | 43.4 | |
| State Farm | Sharon Sparrow | 1689 Old Pendergrass Rd, Jefferson, GA, 30549 | 43.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,410 | $730 |
| Hart County, GA | $131,200 | $759 | $550 | $1,080 | $530 |
| Reed Creek, GA | $157,400 | $847 | $620 | $1,190 | $570 |
| Franklin Springs, GA | $132,800 | $910 | $630 | $1,280 | $650 |
| Martin, GA | $67,000 | $533 | $360 | $760 | $400 |
| Southeast Banks, GA | $119,500 | $849 | $590 | $1,210 | $620 |
| Vesta-Enterprise, GA | $111,100 | $807 | $570 | $1,120 | $550 |
| Baldwin, GA | $136,700 | $779 | $570 | $1,070 | $500 |
| Golden Grove, SC | $102,500 | $708 | $490 | $980 | $490 |
| Tignall, GA | $72,700 | $573 | $420 | $790 | $370 |
| Berea, SC | $112,200 | $649 | $440 | $900 | $460 |
| Rabun County, GA | $157,800 | $848 | $600 | $1,210 | $610 |
| Arcade, GA | $83,600 | $647 | $470 | $890 | $420 |