Gavop shows you how to buy homeowners insurance in Gautier, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Gautier, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| James St, Fairway Dr, Myra St, Eagle Pine Dr, Goldhill Dr, Grandview St, Hillcrest Dr, Bay Point Pl, Summit Cir, Dolphin Dr | $119,000 | $110,000 | $75,000-$100,000 | $78,000 | $70,000 | $50,000-$75,000 |
| Pelican Ave, Pineridge Dr, Anderson St, Golfing Green Dr, Joy Ln, Graveline Rd, Olde Magnolia Dr, Orange Ave, Falcon Rd, N 12th St | $193,500 | $180,000 | $200,000-$250,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Seahorse Ave, 9th St, Woodstock Ct, Mallard Ln, Crestwood Ct, Breakwater, Broadmoor Dr, Aubin Blvd, Arcadian Cir, Timber Lane Rd | $252,000 | $230,000 | $250,000-$300,000 | $171,000 | $150,000 | $200,000-$250,000 |
| Pierre Cove, E Simmons Bayou Dr, Access Rd, Calle de Feliz St, S 13th St, Fairlane Dr, Hoyt Dr, Acadian Village Dr, Elm Street Central, Ridgeview Dr | $172,000 | $160,000 | $150,000-$175,000 | $112,500 | $100,000 | $100,000-$125,000 |
| Waters Edge Dr, S 9th St, Johnston Rd, Goodland Dr, Perkinston Ln, Birch Ave, Shamrock Ct, Chateaux Cove, Barbados Dr, Bluff Point Rd | $96,000 | $90,000 | $75,000-$100,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $744 |
| Superior Protection Discount | -$90 | $806 |
| Fire & Security Discount | -$63 | $833 |
| Hail Resistant Roof Discount | -$27 | $869 |
| Newly Constructed Home Discount | -$251 | $645 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $2,000 | $1,153 | $3,153 | $838 | $2,838 | $315 |
| Gautier, MS | $1,000 | $885 | $1,885 | $643 | $1,643 | $242 |
| Pascagoula, MS | $300 | $803 | $1,103 | $583 | $883 | $219 |
| Moss Point, MS | $2,500 | $851 | $3,351 | $619 | $3,119 | $233 |
| Vancleave, MS | $200 | $990 | $1,190 | $719 | $919 | $270 |
| Harrison County, MS | $700 | $1,214 | $1,914 | $882 | $1,582 | $332 |
| Bayou La Batre, AL | $300 | $796 | $1,096 | $578 | $878 | $217 |
| Tanner Williams, AL | $1,000 | $916 | $1,916 | $666 | $1,666 | $250 |
| Tillmans Corner, AL | $200 | $881 | $1,081 | $640 | $840 | $241 |
| Mobile County, AL | $1,000 | $1,036 | $2,036 | $753 | $1,753 | $283 |
| Henderson Point, MS | $500 | $1,514 | $2,014 | $1,100 | $1,600 | $414 |
| Bay St. Louis, MS | $1,000 | $1,029 | $2,029 | $748 | $1,748 | $281 |
| Home Insurance Company Gautier, MS | Homeowners Insurance Agency Gautier, MS | Address | Popularity Score | Distance from Gautier (miles) |
|---|---|---|---|---|
| State Farm | Brenda Simkins | 1303 Market St, Pascagoula, MS, 39567-6604 | 7.7 | |
| State Farm | Merideth Dickerson | 2201 Highway 90, Gautier, MS, 39553-5239 | 1.4 | |
| State Farm | Jon Barry | 2746 Bienville Blvd, Ocean Springs, MS, 39564-4369 | 8.0 | |
| Allstate | Rusty Dossett | 2315 Convent Ave, Pascagoula, MS, 39567 | 7.7 | |
| Nationwide | Fletcher A. Songe | 3205 Old Mobile Hwy, Pascagoula, MS, 39581-3643 | 8.2 | |
| Travelers | Mattina Insurance Agency Inc | 11010 Hwy 49 Ste 1, Gulfport, MS, 39503 | 26.3 | |
| Allstate | Tim Reynolds | 1599 Bienville Blvd Ste A, Ocean Springs, MS, 39564 | 9.4 | |
| Allstate | Joe Millette | 1719 Old Mobile Ave, Pascagoula, MS, 39567 | 7.3 | |
| Travelers | Bishop Insurance Services | 1813 Ingalls Avenue, Pascagoula, MS, 39567 | 7.7 | |
| Liberty Mutual Independent | Stewart Sneed Hewes | 2909 13th St. 4th Floor, Gulfport, MS, 39502 | 26.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $790 | $1,660 | $870 |
| Jackson County, MS | $125,100 | $1,167 | $830 | $1,610 | $780 |
| Gautier, MS | $125,900 | $896 | $610 | $1,280 | $670 |
| Pascagoula, MS | $106,900 | $813 | $590 | $1,130 | $540 |
| Moss Point, MS | $89,200 | $862 | $590 | $1,190 | $600 |
| Vancleave, MS | $169,400 | $1,002 | $720 | $1,430 | $710 |
| Harrison County, MS | $144,300 | $1,229 | $820 | $1,760 | $940 |
| Bayou La Batre, AL | $125,300 | $806 | $550 | $1,140 | $590 |
| Tanner Williams, AL | $161,600 | $927 | $630 | $1,290 | $660 |
| Tillmans Corner, AL | $112,200 | $891 | $630 | $1,260 | $630 |
| Mobile County, AL | $124,500 | $1,049 | $710 | $1,480 | $770 |
| Henderson Point, MS | $176,000 | $1,532 | $1,030 | $2,130 | $1,100 |
| Bay St. Louis, MS | $162,900 | $1,042 | $700 | $1,430 | $730 |