Gavop's guide to buying homeowners insurance in Johnsonville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $95,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $100,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $96,000 | $80,000 | $75,000-$100,000 |
| 5 Bedroom | $185,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $496 |
| Superior Protection Discount | -$54 | $544 |
| Fire & Security Discount | -$60 | $538 |
| Hail Resistant Roof Discount | -$18 | $580 |
| Newly Constructed Home Discount | -$173 | $425 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harnett County | $2,000 | $795 | $2,795 | $578 | $2,578 | $217 |
| Johnsonville, NC | $2,500 | $591 | $3,091 | $429 | $2,929 | $161 |
| Pearces Mill, NC | $100 | $578 | $678 | $420 | $520 | $158 |
| Cedar Creek, NC | $700 | $620 | $1,320 | $451 | $1,151 | $169 |
| Fuquay-Varina, NC | $400 | $905 | $1,305 | $658 | $1,058 | $247 |
| Dismal, NC | $2,500 | $558 | $3,058 | $406 | $2,906 | $153 |
| Rennert, NC | $100 | $324 | $424 | $236 | $336 | $89 |
| Benson, NC | $2,000 | $679 | $2,679 | $493 | $2,493 | $185 |
| Siler City, NC | $2,000 | $602 | $2,602 | $437 | $2,437 | $164 |
| Westbrook, NC | $400 | $547 | $947 | $398 | $798 | $150 |
| East Rockingham, NC | $1,000 | $306 | $1,306 | $223 | $1,223 | $84 |
| Home Insurance Company Johnsonville, NC | Homeowners Insurance Agency Johnsonville, NC | Address | Popularity Score | Distance from Johnsonville (miles) |
|---|---|---|---|---|
| Erie | Harris & Company | 110 S Moore Street, Sanford, NC, 27330 | 15.6 | |
| Nationwide | All About Insurance | 1289 N Fordham Blvd Ste D1, Chapel Hill, NC, 27514-6110 | 46.6 | |
| Erie | Knox Insurance Agency Llc | 200 Meredith Drive Suite 104, Durham, NC, 27713 | 45.8 | |
| Travelers | Bowen Insurance Agency Inc | 1143 Executive Circle Suite G, Cary, NC, 27511 | 39.7 | |
| State Farm | Amanda Hagood | 3518 Wade Ave Ste B, Raleigh, NC, 27607-4068 | 44.5 | |
| Erie | High & Rubish Insurance Agency | 6015 Farrington Road Suite 101, Chapel Hill, NC, 27517 | 45.4 | |
| Travelers | Rakestraw Insurance Center Inc | 725 N Hwy St , Madison, NC, 27025 | 39.4 | |
| Allstate | Tri-Co Inc | 25 E Harnt St Po Box 997, Lillington, NC, 27546 | 19.4 | |
| Allstate | Cody Holliday | 4324 S Alston Ave Ste 106, Durham, NC, 27713 | 46.7 | |
| State Farm | Bill Mcclelland | 1830 S Horner Blvd, Sanford, NC, 27330-5839 | 14.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,280 | $680 |
| Harnett County, NC | $144,700 | $805 | $580 | $1,140 | $560 |
| Johnsonville, NC | $103,800 | $598 | $430 | $860 | $430 |
| Pearces Mill, NC | $101,000 | $585 | $400 | $840 | $440 |
| Cedar Creek, NC | $110,100 | $628 | $430 | $870 | $440 |
| Fuquay-Varina, NC | $221,000 | $916 | $660 | $1,300 | $640 |
| Dismal, NC | $89,100 | $565 | $400 | $800 | $400 |
| Rennert, NC | $51,100 | $328 | $240 | $460 | $220 |
| Benson, NC | $112,500 | $687 | $460 | $940 | $480 |
| Siler City, NC | $106,100 | $609 | $420 | $830 | $410 |
| Westbrook, NC | $87,100 | $554 | $400 | $760 | $360 |
| East Rockingham, NC | $48,500 | $310 | $210 | $420 | $210 |