Gavop's guide to buying homeowners insurance in Haskell County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $80,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $72,500 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $165,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $273,000 | $250,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $768 |
| Home and Two Car | -$142 | $693 |
| Home and Three Car | -$192 | $643 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Haskell County | $1,500 | $825 | $2,325 | $599 | $2,099 | $225 |
| Haskell County, KS | $700 | $825 | $1,525 | $599 | $1,299 | $225 |
| Sublette, KS | $200 | $1,183 | $1,383 | $859 | $1,059 | $323 |
| Dudley, KS | $700 | $1,033 | $1,733 | $751 | $1,451 | $282 |
| Plains, KS | $700 | $1,017 | $1,717 | $739 | $1,439 | $278 |
| Holcomb, KS | $200 | $1,347 | $1,547 | $979 | $1,179 | $368 |
| Stevens County, KS | $2,000 | $854 | $2,854 | $621 | $2,621 | $233 |
| Ensign, KS | $200 | $789 | $989 | $574 | $774 | $216 |
| Kearny County, KS | $1,000 | $806 | $1,806 | $586 | $1,586 | $220 |
| Home Insurance Company Haskell County, KS | Homeowners Insurance Agency Haskell County, KS | Address | Popularity Score | Distance from Haskell County (miles) |
|---|---|---|---|---|
| Allstate | Al Shank Insurance | 24 W 2nd St, Liberal, KS, 67901 | 35.9 | |
| Allstate | The Agency Inc | 122 North Main, Lakin, KS, 67860 | 33.6 | |
| State Farm | Rob Sowers | 2500 Central Ave Ste C, Dodge City, KS, 67801-6204 | 49.5 | |
| Allstate | Parker-Haskins Insurance Inc | 1712 Central Ave # 176, Dodge City, KS, 67801 | 49.3 | |
| Nationwide | Mountain Plains Agency Llc | 409 N Stanton St, Johnson, KS, 67855 | 48.2 | |
| State Farm | Cynthia Warden | 224 N Main St, Garden City, KS, 67846-5424 | 28.1 | |
| Farmers | Rodrigo Ruvalcaba | 503 N Main St, Garden City, KS, 67846 | 28.3 | |
| State Farm | Brad Lock | 1701 N 14th Ave Ste B, Dodge City, KS, 67801-3499 | 48.4 | |
| Farmers | Melanie Guillen | 204 E Frontview St, Dodge City, KS, 67801 | 49.7 | |
| State Farm | Robert Unruh | 1106 N Belmont Pl, Garden City, KS, 67846-4639 | 28.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Haskell County, KS | $102,600 | $835 | $650 | $1,130 | $480 |
| Haskell County, KS | $102,600 | $835 | $650 | $1,130 | $480 |
| Sublette, KS | $106,600 | $1,197 | $930 | $1,620 | $690 |
| Dudley, KS | $82,300 | $1,046 | $820 | $1,410 | $590 |
| Plains, KS | $79,700 | $1,029 | $800 | $1,390 | $590 |
| Holcomb, KS | $139,000 | $1,363 | $1,060 | $1,840 | $780 |
| Stevens County, KS | $110,000 | $865 | $670 | $1,170 | $500 |
| Ensign, KS | $49,500 | $799 | $620 | $1,080 | $460 |
| Kearny County, KS | $98,200 | $816 | $640 | $1,100 | $460 |