Gavop tells you how to get the best homeowners insurance in St. John the Baptist, LA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| St. John the Baptist, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ox Bow Dr, Oxbow Dr, Orchid St, Cottage Ct, Roussel Dr, Ozzie Pl, Des Allemands Blvd, Ash St, Georgine Dr, Ezekiel Jackson St | $162,000 | $150,000 | $175,000-$200,000 | $213,000 | $190,000 | $200,000-$250,000 |
| Olel Barre Ct, McGraw Dr, Central Ave, Amy Dr, Greenwood Dr, Bethleham Rd, Acorn St, Madewood Dr, Van Arpel Dr, State Rte 3179 | $133,500 | $110,000 | $150,000-$175,000 | $251,000 | $230,000 | $250,000-$300,000 |
| Gleneagles Dr, E 10th St, New Hwy 51, Franklin Ct, Governors Cir, W 8th St, Kate St, Tornado Aly, Simon St, Delta Rd | $243,000 | $220,000 | $200,000-$250,000 | $359,500 | $320,000 | $300,000-$350,000 |
| Welham Loop, Terry Ct, N Church St, Linda Ln, Cartier Dr, Gold Mine Plantation Rd, John Willie St, Country Club Dr, Rue St Charles, Iberville Rd | $142,000 | $130,000 | $100,000-$125,000 | $254,000 | $220,000 | $200,000-$250,000 |
| Le Brun Pl, Sawgrass Dr, Oak Point Dr, Madeline Ct, E 13th St, Plymouth Dr, Christy St, Linwood Dr, Devon Rd, E 12th St | $192,000 | $170,000 | $200,000-$250,000 | $159,500 | $130,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$240 | $1,259 |
| Superior Protection Discount | -$135 | $1,364 |
| Fire & Security Discount | -$135 | $1,364 |
| Hail Resistant Roof Discount | -$45 | $1,454 |
| Newly Constructed Home Discount | -$405 | $1,094 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. John the Baptist Parish | $700 | $1,481 | $2,181 | $1,076 | $1,776 | $405 |
| St. John the Baptist, LA | $2,500 | $1,481 | $3,981 | $1,076 | $3,576 | $405 |
| South Vacherie, LA | $400 | $1,414 | $1,814 | $1,027 | $1,427 | $386 |
| Paradis, LA | $2,000 | $1,662 | $3,662 | $1,208 | $3,208 | $454 |
| Choctaw, LA | $500 | $322 | $822 | $234 | $734 | $88 |
| New Orleans, LA | $100 | $1,289 | $1,389 | $937 | $1,037 | $352 |
| Schriever, LA | $1,500 | $872 | $2,372 | $634 | $2,134 | $238 |
| St. Tammany, LA | $400 | $1,293 | $1,693 | $940 | $1,340 | $353 |
| Violet, LA | $1,500 | $1,046 | $2,546 | $760 | $2,260 | $286 |
| Bourg, LA | $500 | $1,701 | $2,201 | $1,236 | $1,736 | $465 |
| Roseland, LA | $1,000 | $802 | $1,802 | $583 | $1,583 | $219 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| St. John the Baptist Parish, LA | $152,800 | $1,499 | $1,050 | $2,160 | $1,110 |
| St. John the Baptist, LA | $152,800 | $1,499 | $1,050 | $2,160 | $1,110 |
| South Vacherie, LA | $121,900 | $1,431 | $1,000 | $2,060 | $1,060 |
| Paradis, LA | $155,500 | $1,682 | $1,180 | $2,420 | $1,240 |
| Choctaw, LA | $32,700 | $326 | $230 | $470 | $240 |
| New Orleans, LA | $205,000 | $1,305 | $910 | $1,880 | $970 |
| Schriever, LA | $101,800 | $883 | $620 | $1,270 | $650 |
| St. Tammany, LA | $206,600 | $1,309 | $920 | $1,880 | $960 |
| Violet, LA | $128,800 | $1,059 | $740 | $1,520 | $780 |
| Bourg, LA | $161,800 | $1,722 | $1,210 | $2,480 | $1,270 |
| Roseland, LA | $65,200 | $812 | $570 | $1,170 | $600 |