Gavop's guide to buying homeowners insurance in Little Silver, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $145,500 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $362,000 | $310,000 | $400,000-$500,000 |
| 3 Bedroom | $310,000 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $771,000 | $620,000 | $600,000-$700,000 |
| 5 Bedroom | $1,144,500 | $1,060,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$96 | $969 |
| Home and Two Car | -$170 | $894 |
| Home and Three Car | -$255 | $809 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,440 |
| Hail Damage | $4,571 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,887 |
| Home Insurance Company Little Silver, NJ | Homeowners Insurance Agency Little Silver, NJ | Address | Popularity Score | Distance from Little Silver (miles) |
|---|---|---|---|---|
| Travelers | Abbott Insurance Agency | 705 Ridge Rd, Lyndhurst, NJ, 7071 | 32.4 | |
| Farmers | Diane Gipson | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 42.6 | |
| Travelers | Chibbaro Bros Central Jersey Group | 1151 Broad St Ste 218, Shrewsbury, NJ, 8902 | 2.3 | |
| Travelers | Aloha Agency Inc | 331 Shaler Blvd, Ridgefield, NJ, 7657 | 33.8 | |
| Allstate | Celia Caro | 66 Wilson Ave, Newark, NJ, 7105 | 27.6 | |
| State Farm | Chris Thomas | 60 Maple Ave, Red Bank, NJ, 07701-1618 | 2.0 | |
| State Farm | Daryl Laglia | 145 Main St, Hackensack, NJ, 07601-8107 | 37.7 | |
| State Farm | Nancy Bifano | 434 Ridgedale Ave Ste 9, East Hanover, NJ, 07936-1050 | 37.9 | |
| State Farm | Greg Thomas | 1715 Route 35 Ste 206c, Middletown, NJ, 07748-1870 | 6.9 | |
| Allstate | Craig Grinberg | 4057 Asbury Ave Ste 8, Tinton Falls, NJ, 7753 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,480 | $710 |
| Monmouth County, NJ | $396,200 | $1,189 | $820 | $1,630 | $810 |
| Little Silver, NJ | $605,100 | $1,064 | $720 | $1,460 | $740 |
| Brownville, NJ | $268,800 | $981 | $710 | $1,380 | $670 |
| Pine Beach, NJ | $305,100 | $1,048 | $750 | $1,440 | $690 |
| South Orange Village, NJ | $553,100 | $997 | $680 | $1,410 | $730 |
| Bellmore, NY | $457,900 | $1,143 | $820 | $1,610 | $790 |
| Williston Park, NY | $498,700 | $2,531 | $1,850 | $3,470 | $1,620 |
| South Hackensack, NJ | $365,100 | $1,186 | $810 | $1,650 | $840 |
| North Wantagh, NY | $413,900 | $1,911 | $1,300 | $2,660 | $1,360 |
| Trenton, NJ | $95,900 | $1,156 | $820 | $1,600 | $780 |
| New Milford, NJ | $397,000 | $911 | $650 | $1,270 | $620 |
| Lindenhurst, NY | $348,400 | $1,052 | $720 | $1,490 | $770 |