Gavop shows you how to buy homeowners insurance in Jefferson, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $134,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $126,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $290,500 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $255,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $561 |
| Superior Protection Discount | -$68 | $608 |
| Fire & Security Discount | -$54 | $621 |
| Hail Resistant Roof Discount | -$20 | $655 |
| Newly Constructed Home Discount | -$149 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guilford County | $2,000 | $854 | $2,854 | $621 | $2,621 | $233 |
| Jefferson, NC | $2,500 | $667 | $3,167 | $485 | $2,985 | $182 |
| Liberty, NC | $300 | $688 | $988 | $500 | $800 | $188 |
| High Point, NC | $1,500 | $796 | $2,296 | $579 | $2,079 | $218 |
| Staley, NC | $100 | $617 | $717 | $448 | $548 | $168 |
| Carrboro, NC | $2,500 | $1,002 | $3,502 | $728 | $3,228 | $274 |
| Bennett, NC | $100 | $838 | $938 | $609 | $709 | $229 |
| Ridgeway, VA | $2,500 | $901 | $3,401 | $655 | $3,155 | $246 |
| Olive Hill, NC | $500 | $693 | $1,193 | $503 | $1,003 | $189 |
| Horse Pasture, VA | $2,500 | $585 | $3,085 | $425 | $2,925 | $160 |
| Chatmoss, VA | $200 | $866 | $1,066 | $630 | $830 | $237 |
| Lewisville, NC | $1,500 | $832 | $2,332 | $604 | $2,104 | $227 |
| Home Insurance Company Jefferson, NC | Homeowners Insurance Agency Jefferson, NC | Address | Popularity Score | Distance from Jefferson (miles) |
|---|---|---|---|---|
| State Farm | Keith Kepler | 1601 Westover Ter Ste C, Greensboro, NC, 27408-7117 | 8.0 | |
| Allstate | Michael Patterson | 3817 Lawndale Dr Ste B2, Greensboro, NC, 27455 | 9.2 | |
| Nationwide | Gail Moseley Agency Inc. | 2502 Lawndale Dr, Greensboro, NC, 27408-7222 | 8.2 | |
| State Farm | Anne Gundlach | 3411 W Wendover Ave Ste A, Greensboro, NC, 27407-1526 | 10.5 | |
| Erie | Russell And Cook Insurance | 1407 Nc Highway 66 S Suite N, Kernersville, NC, 27284 | 21.6 | |
| State Farm | Ashley Manuel | 5842 Fayetteville Rd Ste 112, Durham, NC, 27713-6294 | 43.2 | |
| Liberty Mutual Independent | Barnett-Smith Insurance | 218 N Eugene Street, Greensboro, NC, 27401 | 6.6 | |
| Allstate | Brad Williams | 4125 Walker Ave Ste C, Greensboro, NC, 27407 | 9.8 | |
| Nationwide | Gail Moseley Agency Inc. | 5403 Frieden Church Rd, Mc Leansville, NC, 27301-9259 | 2.5 | |
| State Farm | Jim Young | 1308 E Wendover Ave, Greensboro, NC, 27405-6717 | 5.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,230 | $610 |
| Guilford County, NC | $160,200 | $864 | $590 | $1,190 | $600 |
| Jefferson, NC | $138,500 | $675 | $460 | $930 | $470 |
| Liberty, NC | $125,800 | $697 | $470 | $990 | $520 |
| High Point, NC | $144,900 | $806 | $540 | $1,140 | $600 |
| Staley, NC | $100,000 | $624 | $440 | $890 | $450 |
| Carrboro, NC | $334,500 | $1,014 | $700 | $1,410 | $710 |
| Bennett, NC | $149,200 | $848 | $570 | $1,200 | $630 |
| Ridgeway, VA | $103,400 | $912 | $620 | $1,270 | $650 |
| Olive Hill, NC | $115,400 | $701 | $480 | $990 | $510 |
| Horse Pasture, VA | $108,200 | $592 | $400 | $820 | $420 |
| Chatmoss, VA | $203,600 | $877 | $590 | $1,250 | $660 |
| Lewisville, NC | $192,100 | $842 | $610 | $1,160 | $550 |