Gavop shows you how to buy homeowners insurance in Smiths, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Smiths, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Contour Ln, Leak Dr, James St, Shady Ln, State Rd 1774, Dora Dr, Old Lowery Rd, Grey Eagle, Moms Ln, Robinwood Ln | $86,000 | $80,000 | $75,000-$100,000 | $75,000 | $70,000 | $75,000-$100,000 |
| E Brown St, McMillian Rd, W McNeill Dr, Haven Rd, W 5th Ave, State Rd 1309, Anastasia Rd, Bently Rd, State Rd 1317, Brewer Rd | $140,000 | $110,000 | $125,000-$150,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Jonathan St, Nascar Dr, W L Moore Rd, Thermal Rd, Moyer Dr, W Brown St, Fairley Dr, Watson Farm Rd, Tigger Dr, Privateroad 327 Rd | $76,500 | $70,000 | $50,000-$75,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Phillips Ave, State Rd 1320, Kirk Dr, Layton Dr, State Rd 1308, S College St, Jerome Dr, Palmer Dr, Katrail Ln, Every Lee Farm Rd | $134,500 | $120,000 | $100,000-$125,000 | $80,000 | $70,000 | $50,000-$75,000 |
| Bennie Loop Rd, State Rd 1378, N College St, Lois Ann Dr, State Rd 1303, White Oak Dr, Hubert McLean Ave, Crocodile Rd, E 6th Ave, Malpass Ave | $92,000 | $80,000 | $100,000-$125,000 | $85,000 | $70,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $706 |
| Superior Protection Discount | -$87 | $784 |
| Fire & Security Discount | -$87 | $784 |
| Hail Resistant Roof Discount | -$26 | $845 |
| Newly Constructed Home Discount | -$200 | $671 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Robeson County | $2,000 | $992 | $2,992 | $721 | $2,721 | $271 |
| Smiths, NC | $2,500 | $861 | $3,361 | $625 | $3,125 | $235 |
| Red Springs, NC | $300 | $861 | $1,161 | $625 | $925 | $235 |
| Philadelphus, NC | $1,500 | $471 | $1,971 | $342 | $1,842 | $129 |
| Wagram, NC | $400 | $514 | $914 | $373 | $773 | $140 |
| Raft Swamp, NC | $2,000 | $434 | $2,434 | $315 | $2,315 | $119 |
| Dillon, SC | $300 | $792 | $1,092 | $576 | $876 | $216 |
| Bladenboro, NC | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Mullins, SC | $300 | $806 | $1,106 | $586 | $886 | $220 |
| Cheek Creek, NC | $1,500 | $483 | $1,983 | $351 | $1,851 | $132 |
| Mingo, NC | $100 | $536 | $636 | $390 | $490 | $147 |
| Tabor City, NC | $2,000 | $559 | $2,559 | $406 | $2,406 | $153 |
| Home Insurance Company Smiths, NC | Homeowners Insurance Agency Smiths, NC | Address | Popularity Score | Distance from Smiths (miles) |
|---|---|---|---|---|
| Erie | Darden Miranda & Associates Insurance | 3007 Fort Bragg Road Suite 1, Fayetteville, NC, 28303 | 28.2 | |
| Liberty Mutual Independent | Wade S Dunbar Insurance Agency | 800 Atkinson St, Laurinburg, NC, 28352 | 11.1 | |
| Allstate | Mark Maynor | 1781a S Main St, Laurinburg, NC, 28352 | 12.0 | |
| Travelers | The Financial Center | 1220 Rockingham Road Suite E, Rockingham, NC, 28379 | 29.0 | |
| State Farm | Brian Hicks | 6791 Overhills Rd, Spring Lake, NC, 28390-8873 | 37.2 | |
| State Farm | Cree Parker | 107 E Wade St Ste B, Wadesboro, NC, 28170-2278 | 47.5 | |
| Erie | Pinehurst Insurance | 94 Aviemore Drive, Pinehurst, NC, 28374 | 31.0 | |
| Allstate | Jeff S Graves | 1025 Rockingham Rd, Rockingham, NC, 28379 | 29.4 | |
| State Farm | John Owen | 2020 Club Pond Rd, Raeford, NC, 28376-4000 | 16.8 | |
| State Farm | Brett Herrmann | 2323 Bragg Blvd, Fayetteville, NC, 28303-4255 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,230 | $620 |
| Robeson County, NC | $72,100 | $1,004 | $680 | $1,380 | $700 |
| Smiths, NC | $69,700 | $871 | $630 | $1,230 | $600 |
| Red Springs, NC | $67,900 | $871 | $590 | $1,190 | $600 |
| Philadelphus, NC | $74,000 | $477 | $350 | $660 | $310 |
| Wagram, NC | $81,300 | $520 | $370 | $720 | $350 |
| Raft Swamp, NC | $67,900 | $439 | $300 | $610 | $310 |
| Dillon, SC | $71,600 | $802 | $580 | $1,150 | $570 |
| Bladenboro, NC | $80,700 | $864 | $630 | $1,230 | $600 |
| Mullins, SC | $76,100 | $816 | $580 | $1,150 | $570 |
| Cheek Creek, NC | $76,000 | $489 | $360 | $670 | $310 |
| Mingo, NC | $85,200 | $543 | $370 | $780 | $410 |
| Tabor City, NC | $89,400 | $566 | $400 | $800 | $400 |