Gavop's guide to buying homeowners insurance in Milford charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $150,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $156,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $278,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $350,500 | $320,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $744 |
| Home and Two Car | -$138 | $671 |
| Home and Three Car | -$202 | $607 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $700 | $837 | $1,537 | $608 | $1,308 | $229 |
| Milford charter, MI | $700 | $799 | $1,499 | $581 | $1,281 | $218 |
| Lake Angelus, MI | $200 | $559 | $759 | $407 | $607 | $153 |
| Lake Fenton, MI | $1,000 | $700 | $1,700 | $509 | $1,509 | $191 |
| Ypsilanti charter, MI | $300 | $640 | $940 | $465 | $765 | $175 |
| Belleville, MI | $2,000 | $754 | $2,754 | $548 | $2,548 | $206 |
| Swartz Creek, MI | $100 | $675 | $775 | $491 | $591 | $185 |
| Warren, MI | $2,500 | $694 | $3,194 | $504 | $3,004 | $190 |
| Williamstown, MI | $400 | $894 | $1,294 | $650 | $1,050 | $244 |
| Vienna charter, MI | $1,500 | $688 | $2,188 | $500 | $2,000 | $188 |
| Sciota, MI | $500 | $801 | $1,301 | $582 | $1,082 | $219 |
| Petersburg, MI | $1,000 | $732 | $1,732 | $532 | $1,532 | $200 |
| Home Insurance Company Milford charter, MI | Homeowners Insurance Agency Milford charter, MI | Address | Popularity Score | Distance from Milford charter (miles) |
|---|---|---|---|---|
| Allstate | John Drewniak | 8040 N Wayne Rd, Westland, MI, 48185 | 19.1 | |
| Liberty Mutual Independent | The Craft Agency Inc | 2533 Spring Arbor Rd, Jackson, MI, 49203 | 48.5 | |
| State Farm | Mike Marihugh | 31707 Plymouth Rd, Livonia, MI, 48150-1905 | 18.9 | |
| Allstate | Steven Pake | 700 S Main St Ste 108, Lapeer, MI, 48446 | 36.0 | |
| Liberty Mutual Independent | Cantor Insurance Group | 26777 Central Park 26777 Central Park, Southfield, MI, 48076 | 19.5 | |
| Farmers | Chris Welch | 112 S Milford Rd Ste A, Highland, MI, 48357 | 4.9 | |
| State Farm | Ryan Wagner | 11770 Newburgh Rd, Livonia, MI, 48150-1061 | 17.1 | |
| State Farm | Terri Anderson-Berger | 43341 Grand Riv Ave, Novi, MI, 48375-1739 | 9.2 | |
| Farmers | Jeff Ashton | 880 Fralick St, Plymouth, MI, 48170 | 15.3 | |
| Liberty Mutual Independent | Ralph C Wilson Agency, Inc | 26026 Telegraph Rd, Ste 100, Southfield, MI, 48033 | 17.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,060 | $510 |
| Oakland County, MI | $209,800 | $847 | $620 | $1,170 | $550 |
| Milford charter, MI | $265,500 | $809 | $540 | $1,150 | $610 |
| Lake Angelus, MI | $1,071,400 | $566 | $390 | $790 | $400 |
| Lake Fenton, MI | $188,500 | $709 | $520 | $1,010 | $490 |
| Ypsilanti charter, MI | $133,200 | $648 | $440 | $910 | $470 |
| Belleville, MI | $127,700 | $763 | $510 | $1,050 | $540 |
| Swartz Creek, MI | $108,700 | $684 | $490 | $940 | $450 |
| Warren, MI | $102,100 | $702 | $510 | $960 | $450 |
| Williamstown, MI | $231,700 | $905 | $660 | $1,290 | $630 |
| Vienna charter, MI | $118,100 | $697 | $490 | $980 | $490 |
| Sciota, MI | $163,000 | $811 | $540 | $1,110 | $570 |
| Petersburg, MI | $112,500 | $741 | $510 | $1,020 | $510 |