Gavop shows you how to buy homeowners insurance in Southern Pines, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $138,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $221,500 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $384,500 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $453,500 | $410,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $777 |
| Superior Protection Discount | -$81 | $822 |
| Fire & Security Discount | -$72 | $831 |
| Hail Resistant Roof Discount | -$27 | $876 |
| Newly Constructed Home Discount | -$190 | $713 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,344 |
| Hail Damage | $4,759 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,887 |
| Home Insurance Company Southern Pines, NC | Homeowners Insurance Agency Southern Pines, NC | Address | Popularity Score | Distance from Southern Pines (miles) |
|---|---|---|---|---|
| Erie | Susan Tysor Insurance | 120 Scarboro Street, Asheboro, NC, 27203 | 42.6 | |
| Travelers | Apex Cary Insurance | 1001 Pemberton Hill Rd Ste 101, Apex, NC, 27502 | 48.4 | |
| Liberty Mutual Independent | Wade S Dunbar Insurance Agency | 800 Atkinson St, Laurinburg, NC, 28352 | 29.4 | |
| Travelers | The Financial Center | 1220 Rockingham Road Suite E, Rockingham, NC, 28379 | 27.2 | |
| Travelers | Aa Affordable Insurance | 1150 Old Us Hwy 1 S Ste 1a, Southern Pines, NC, 28387 | 2.0 | |
| Nationwide | Teddy J Byrd Agency | 97 E Main Street, Coats, NC, 27521-8976 | 43.6 | |
| Nationwide | Corie F. Mcrae Agency Inc. | 128 N Park St, Asheboro, NC, 27203-5440 | 42.9 | |
| Liberty Mutual Independent | Rogers Insurance Agency | 512 W Williams St, Apex, NC, 27502 | 48.1 | |
| Erie | Pinehurst Insurance | 94 Aviemore Drive, Pinehurst, NC, 28374 | 3.3 | |
| Allstate | Tyler Gaddy | 120 N Main St, Norwood, NC, 28128 | 41.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,240 | $610 |
| Moore County, NC | $207,300 | $977 | $650 | $1,360 | $710 |
| Southern Pines, NC | $283,500 | $903 | $650 | $1,290 | $640 |
| McLauchlin, NC | $166,200 | $767 | $560 | $1,080 | $520 |
| Fayetteville, NC | $128,500 | $738 | $510 | $1,030 | $520 |
| Bear Creek, NC | $132,600 | $779 | $530 | $1,100 | $570 |
| Seagrove, NC | $106,800 | $658 | $450 | $930 | $480 |
| Vander, NC | $113,000 | $689 | $480 | $960 | $480 |
| Hectors Creek, NC | $173,100 | $788 | $530 | $1,080 | $550 |
| Cedar Creek, NC | $110,100 | $628 | $420 | $860 | $440 |
| Godwin, NC | $112,500 | $687 | $470 | $970 | $500 |
| Buckhorn, NC | $384,200 | $1,613 | $1,110 | $2,290 | $1,180 |
| Mingo, NC | $85,200 | $543 | $390 | $780 | $390 |