Gavop tells you how to get the best homeowners insurance in Lovelock, NV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $83,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $220,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $177,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $159,000 | $140,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $636 |
| Home and Two Car | -$118 | $574 |
| Home and Three Car | -$166 | $526 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,887 |
| Home Insurance Company Lovelock, NV | Homeowners Insurance Agency Lovelock, NV | Address | Popularity Score | Distance from Lovelock (miles) |
|---|---|---|---|---|
| Travelers | Les Hiibel Insurance Services Inc | 335 W Williams, Fallon, NV, 89406 | 49.8 | |
| Travelers | Hendrix Insurance Agency | 1525 W Williams Ave Ste B, Fallon, NV, 89406 | 49.9 | |
| Allstate | Shawna Honea | 959 W Williams Ave, Fallon, NV, 89406 | 49.9 | |
| State Farm | Brad Stokes | 2260 Reno Hwy Ste A, Fallon, NV, 89406-5603 | 49.8 | |
| Farmers | Mark Hammond Lutcf | 719 W Williams Ave, Fallon, NV, 89406 | 49.9 | |
| Allstate | Hendrix Ins Agency | 1525 W Williams Ave Ste B, Fallon, NV, 89406 | 49.9 | |
| Farmers | Curtis Isom | 2156 Reno Hwy, Fallon, NV, 89406 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $460 | $920 | $460 |
| Pershing County, NV | $101,100 | $692 | $470 | $950 | $480 |
| Lovelock, NV | $99,700 | $692 | $460 | $980 | $520 |
| Pershing County, NV | $101,100 | $692 | $500 | $980 | $480 |
| Humboldt River Ranch, NV | $211,800 | $636 | $430 | $910 | $480 |
| Imlay, NV | $103,100 | $467 | $340 | $660 | $320 |
| Pyramid Lake, NV | $84,600 | $422 | $310 | $600 | $290 |
| Nixon, NV | $83,500 | $419 | $300 | $580 | $280 |
| Churchill County, NV | $169,100 | $697 | $470 | $970 | $500 |