Gavop tells you how to get the best homeowners insurance in Chester, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Chester, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Substation Rd, Swanwick St, Lawder Dr, Riley Lake Rd, Jung Rd, Angle St, Tara Way, State St, Brad St, Blair Rd | $90,500 | $80,000 | $75,000-$100,000 | $174,500 | $160,000 | $150,000-$175,000 |
| Dawnview Rd, Knott St, Hacker St, Solomon St, Frederick St, Co Hwy 15, Autumn Rd, Morrison St, Common Field Rd, Bem St | $84,500 | $80,000 | $75,000-$100,000 | $90,000 | $70,000 | $75,000-$100,000 |
| Prinrock Ln, Clore St, Henrietta St, Park Ave, Allendale Blvd, High St, Homestead Rd, Gleason Hill Rd, Richelman Rd, Willow Dr | $88,000 | $80,000 | $75,000-$100,000 | $77,000 | $70,000 | $75,000-$100,000 |
| Allen Pl, Prinrock Ln, Steffens Rd, Leanderville Ln, Schroeder St, Rabe's Ln, Mill Creek Rd, Harmsen Cir, Welge Dr, Rieckenberg Ln | $64,500 | $60,000 | $50,000-$75,000 | $73,500 | $70,000 | $75,000-$100,000 |
| Grefe Rd, Henry St, Gum Spring Ln, Prairie Ridge Rd, Lybarger Ln, Harrison St, Walkinghorse Ln, Hoppe Dr, George St, Paulette St | $104,500 | $90,000 | $75,000-$100,000 | $106,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $676 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$81 | $733 |
| Hail Resistant Roof Discount | -$24 | $790 |
| Newly Constructed Home Discount | -$212 | $602 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Randolph County | $1,500 | $622 | $2,122 | $452 | $1,952 | $170 |
| Chester, IL | $700 | $804 | $1,504 | $584 | $1,284 | $220 |
| Baldwin, IL | $300 | $595 | $895 | $432 | $732 | $163 |
| Perry County, IL | $700 | $804 | $1,504 | $584 | $1,284 | $220 |
| De Soto, IL | $100 | $608 | $708 | $442 | $542 | $166 |
| Venedy, IL | $1,000 | $790 | $1,790 | $574 | $1,574 | $216 |
| Nashville, IL | $500 | $688 | $1,188 | $500 | $1,000 | $188 |
| Cape Girardeau County, MO | $2,000 | $1,012 | $3,012 | $735 | $2,735 | $276 |
| Addieville, IL | $400 | $633 | $1,033 | $460 | $860 | $173 |
| Festus, MO | $1,000 | $855 | $1,855 | $621 | $1,621 | $234 |
| East Cape Girardeau, IL | $300 | $491 | $791 | $357 | $657 | $134 |
| Lebanon, IL | $2,500 | $699 | $3,199 | $508 | $3,008 | $191 |
| Home Insurance Company Chester, IL | Homeowners Insurance Agency Chester, IL | Address | Popularity Score | Distance from Chester (miles) |
|---|---|---|---|---|
| Travelers | Bridgeman Insurance Agency | 20 E Main St Suite A, Belleville, IL, 62220 | 42.6 | |
| State Farm | Stacy Jackson | 871 N Illinois Route 3, Waterloo, IL, 62298-1078 | 36.0 | |
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 43.3 | |
| Allstate | Anthony Neely | 2704 N Illinois St Ste 102, Swansea, IL, 62226 | 44.7 | |
| Allstate | Richard Smith | 414 Range Ln, Cahokia, IL, 62206 | 49.3 | |
| Travelers | Gasaway Insurance Agency | 4717 W Main St Ste 2, Belleville, IL, 62226 | 45.1 | |
| Farmers | Steven Urban | 1000 Leigh Ave Ste F, Anna, IL, 62906 | 44.4 | |
| State Farm | Carol Compton-Mcdonald | 105 N Main St, Shiloh, IL, 62269-2970 | 45.1 | |
| Travelers | Mueller Schneidewind Koeneman Agency Inc | 500 Southview Plaza Ste 17, Fallon, IL, 62269 | 46.6 | |
| Allstate | Kenneth Hartenstein | 5109 N Illinois St Ste E, Fairview Heights, IL, 62208 | 46.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,180 | $610 |
| Randolph County, IL | $99,900 | $630 | $430 | $870 | $440 |
| Chester, IL | $89,300 | $814 | $550 | $1,160 | $610 |
| Baldwin, IL | $86,500 | $602 | $440 | $850 | $410 |
| Perry County, IL | $80,500 | $814 | $560 | $1,150 | $590 |
| De Soto, IL | $89,900 | $615 | $440 | $870 | $430 |
| Venedy, IL | $155,300 | $800 | $550 | $1,110 | $560 |
| Nashville, IL | $114,500 | $696 | $470 | $960 | $490 |
| Cape Girardeau County, MO | $151,900 | $1,024 | $750 | $1,420 | $670 |
| Addieville, IL | $97,500 | $641 | $460 | $880 | $420 |
| Festus, MO | $126,100 | $865 | $600 | $1,190 | $590 |
| East Cape Girardeau, IL | $60,900 | $497 | $360 | $680 | $320 |
| Lebanon, IL | $118,500 | $707 | $520 | $1,000 | $480 |