Gavop's guide to buying homeowners insurance in Green Brook, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Green Brook, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Methven Ave, Heritage Dr, Wallace Ct, Woodcrest Ln, Windy Hill Rd, Rudy Rose Ln, Warner Ave, Hearthstone Ln, Wichser Ln, Webster Ave | $505,500 | $480,000 | $400,000-$500,000 | $234,500 | $200,000 | $250,000-$300,000 |
| Plantation Ave, Cain Cir, Hickory Ln, Bradley Ct, Noble Ln, Sweeney Ct, Horizon Way, Scheurman Ter, Rock Rd W, Drift Way | $386,000 | $360,000 | $400,000-$500,000 | $280,500 | $260,000 | $250,000-$300,000 |
| Tallwood Ln, Abby Ln, Washington Dr, Greenway Ln, Shadowlawn Dr, Wingate Way, Renda Pl, Tuttle St, Oak Ln, King Ct | $453,000 | $410,000 | $400,000-$500,000 | $225,500 | $210,000 | $200,000-$250,000 |
| Edgar Ave, Vail St, Hamsley Rd, Beechwood Ter, Interhaven Ave, Ravine Rd, Highland St, Dudley Ct, Edgewood Ave, Driftway Ln | $444,000 | $420,000 | $400,000-$500,000 | $185,500 | $170,000 | $175,000-$200,000 |
| Murray Ct, Inglee St, Whispering Hollow Ln, Warren Ave, Spruce Hollow Rd, Woodlawn Ave, Rock Rd E, Top of the World Way, Pheasant Run, Lillian St | $418,000 | $370,000 | $400,000-$500,000 | $242,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $860 |
| Superior Protection Discount | -$93 | $943 |
| Fire & Security Discount | -$114 | $923 |
| Hail Resistant Roof Discount | -$21 | $1,016 |
| Newly Constructed Home Discount | -$301 | $736 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Somerset County | $700 | $1,189 | $1,889 | $864 | $1,564 | $325 |
| Green Brook, NJ | $1,500 | $1,024 | $2,524 | $744 | $2,244 | $280 |
| New Brunswick, NJ | $300 | $911 | $1,211 | $662 | $962 | $249 |
| Six Mile Run, NJ | $1,500 | $1,203 | $2,703 | $875 | $2,375 | $329 |
| Clearbrook Park, NJ | $200 | $756 | $956 | $549 | $749 | $207 |
| Rochelle Park, NJ | $2,500 | $1,189 | $3,689 | $864 | $3,364 | $325 |
| Brass Castle, NJ | $300 | $939 | $1,239 | $682 | $982 | $257 |
| Green, NJ | $1,500 | $1,142 | $2,642 | $830 | $2,330 | $312 |
| Allendale, NJ | $100 | $1,078 | $1,178 | $784 | $884 | $295 |
| Upper Southampton, PA | $1,000 | $874 | $1,874 | $635 | $1,635 | $239 |
| Island Park, NY | $100 | $1,603 | $1,703 | $1,165 | $1,265 | $438 |
| East Meadow, NY | $2,500 | $1,276 | $3,776 | $927 | $3,427 | $349 |
| Home Insurance Company Green Brook, NJ | Homeowners Insurance Agency Green Brook, NJ | Address | Popularity Score | Distance from Green Brook (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | American Insurance Services | 1129 Raritan Rd, Clark, NJ, 7066 | 9.1 | |
| Allstate | Dave Rittenhouse | 1 Mountain Blvd Ste 102, Warren, NJ, 7059 | 1.2 | |
| Allstate | Dave Gansfuss | 32 Walmart Plz, Clinton, NJ, 8809 | 23.0 | |
| Allstate | Eric Roos | 32 Lyons Mall, Basking Ridge, NJ, 7920 | 6.6 | |
| Allstate | Robert T. Knox | 537 Inman Ave Ste B, Colonia, NJ, 7067 | 8.4 | |
| Allstate | Pratibha Katariya | 1099 Inman Ave, Edison, NJ, 8820 | 6.4 | |
| Allstate | Ben Michalik | 342 Parsippany Rd, Parsippany, NJ, 7054 | 17.5 | |
| State Farm | Denis Dankosky | 105 Miln St, Cranford, NJ, 07016-2140 | 10.0 | |
| Liberty Mutual Independent | Napco Llc | 517 Us Highway 1 S, Iselin, NJ, 8830 | 9.7 | |
| State Farm | Joe Lorenzo | 431 Park Avenue, Scotch Plains, NJ, 07076-1715 | 5.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,500 | $750 |
| Somerset County, NJ | $412,800 | $1,203 | $870 | $1,660 | $790 |
| Green Brook, NJ | $442,600 | $1,037 | $740 | $1,420 | $680 |
| New Brunswick, NJ | $257,100 | $922 | $670 | $1,280 | $610 |
| Six Mile Run, NJ | $376,700 | $1,218 | $880 | $1,740 | $860 |
| Clearbrook Park, NJ | $158,300 | $765 | $540 | $1,080 | $540 |
| Rochelle Park, NJ | $371,300 | $1,203 | $870 | $1,710 | $840 |
| Brass Castle, NJ | $251,300 | $950 | $670 | $1,320 | $650 |
| Green, NJ | $353,800 | $1,156 | $770 | $1,600 | $830 |
| Allendale, NJ | $682,100 | $1,091 | $800 | $1,520 | $720 |
| Upper Southampton, PA | $319,800 | $885 | $590 | $1,220 | $630 |
| Island Park, NY | $370,900 | $1,622 | $1,100 | $2,320 | $1,220 |
| East Meadow, NY | $414,200 | $1,291 | $890 | $1,830 | $940 |