Gavop shows you how to buy homeowners insurance in Heath, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Heath, TX - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Serenity Cove, Hunters Glen, Mockingbird Ln, Morrish Ln, FM 3097, Mira Vista Ln, Autumn Trl, Trumpeter Way, Rose Marie Ln, Urbine Cir | $505,500 | $430,000 | $500,000-$600,000 | $198,000 | $180,000 | $200,000-$250,000 |
| Skyline Cir, Racheal Dr, Liberty Ln, Stevens Rd, Yacht Club Dr, Shamrock Cir, Valley Trl, Winding Creek Ln, Manor Dr, Lee Dr | $252,500 | $200,000 | $250,000-$300,000 | $211,000 | $200,000 | $175,000-$200,000 |
| Independance Pl, Crisp Rd, Horizon Rd, Candlelite Trl, Harbor Landing Dr, James Dr, Wimbledon Ct, Livestock Dr, France Ct, Kerimore Ct | $343,500 | $320,000 | $300,000-$350,000 | $187,500 | $170,000 | $150,000-$175,000 |
| Hilltop Dr, Fairway Cir, Commodore Plz, Sceptre Dr, Lago Cir, Meadowlake Ln, Lafayette Dr, Portofino Cir, Conrad Cir, Cedar Ct | $363,000 | $340,000 | $300,000-$350,000 | $212,000 | $180,000 | $250,000-$300,000 |
| Lantern Dr, FM 740 S, Chaparral Ln, Bevans Cir, Charlotte Ct, Old Vineyard Ln, S FM 548, Granite Ridge, Lee Cir, Puritan Ct | $418,000 | $390,000 | $300,000-$350,000 | $241,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $809 |
| Superior Protection Discount | -$95 | $857 |
| Fire & Security Discount | -$67 | $885 |
| Hail Resistant Roof Discount | -$29 | $923 |
| Newly Constructed Home Discount | -$209 | $742 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,537 |
| Hail Damage | $4,665 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
| Home Insurance Company Heath, TX | Homeowners Insurance Agency Heath, TX | Address | Popularity Score | Distance from Heath (miles) |
|---|---|---|---|---|
| Farmers | Frank Nolan | 366 W Interstate 30, Garland, TX, 75043 | 7.5 | |
| Travelers | Thumann Agency | 12770 Coit Rd Ste 110, Dallas, TX, 75251 | 18.5 | |
| Travelers | The Ryan Insurance | 5105 Martin Dr, Rowlett, TX, 75088 | 7.0 | |
| Farmers | Brian Adams | 807 N Goliad St, Rockwall, TX, 75087 | 5.8 | |
| Liberty Mutual Independent | K & S Insurance Agency | 2255 Ridge Rd Ste 333, Rockwall, TX, 75087 | 3.5 | |
| Farmers | Mark Carpenter | 11424 Garland Rd Ste A, Dallas, TX, 75218 | 12.8 | |
| Allstate | Amalia Bocanegra | 15330 Lbj Fwy Ste 101, Mesquite, TX, 75150 | 10.0 | |
| Travelers | Sma Insurance Services | 275 W Campbell Road #115, Richardson, TX, 75080 | 17.2 | |
| State Farm | Bob Quick | 2144 N Belt Line Rd, Mesquite, TX, 75150-7806 | 8.8 | |
| Farmers | Jay Longsworth | 3110 Webb Ave Ste 201, Dallas, TX, 75205 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Rockwall County, TX | $225,400 | $1,276 | $840 | $1,960 | $1,120 |
| Heath, TX | $423,400 | $952 | $630 | $1,470 | $840 |
| Rowlett, TX | $181,500 | $1,369 | $900 | $2,110 | $1,210 |
| Northeast Dallas, TX | $166,800 | $1,578 | $1,040 | $2,430 | $1,390 |
| St. Paul, TX | $262,500 | $1,975 | $1,300 | $3,040 | $1,740 |
| Garrett, TX | $65,500 | $1,338 | $880 | $2,060 | $1,180 |
| Rains County, TX | $114,000 | $988 | $650 | $1,520 | $870 |
| Fruitvale, TX | $114,400 | $1,581 | $1,040 | $2,430 | $1,390 |
| Gun Barrel City, TX | $100,800 | $1,059 | $700 | $1,630 | $930 |
| Aubrey, TX | $148,200 | $1,699 | $1,120 | $2,620 | $1,500 |
| Denton County, TX | $232,000 | $1,286 | $850 | $1,980 | $1,130 |
| Pilot Point, TX | $114,900 | $1,583 | $1,040 | $2,440 | $1,400 |