Gavop's guide to buying homeowners insurance in Foard County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Foard County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 291, Mormon Rd, 7th St, Co Rd 231, S Ave C, Co Rd 215, Co Rd 232, Logan St, N Ave B, E US Hwy 70 | $61,500 | $60,000 | $50,000-$75,000 | $62,000 | $50,000 | $50,000-$75,000 |
| N State Hwy 6, E Britt St, W Bryan St, Co Rd 135, Co Rd 210, S 5th St, Montgomery Ranch Rd, Beaver Rd, State Hwy 6, E California St | $81,000 | $70,000 | $75,000-$100,000 | $75,000 | $60,000 | $75,000-$100,000 |
| Co Rd 246, FM 262, Paducah St, Co Rd 153, Co Rd 248, Co Rd 411, Co Rd 414, 6th St, W Gaines St, Co Rd 299 | $110,500 | $100,000 | $100,000-$125,000 | $71,000 | $60,000 | $75,000-$100,000 |
| Shultz Rd, 4th St, S 4th St, W Logan St, Horner St, Co Rd 361, Frank Potts St, Kuehn Rd, Florence Rd, W Austin St | $116,000 | $100,000 | $100,000-$125,000 | $73,000 | $60,000 | $75,000-$100,000 |
| Co Rd 233, S Ave B, Co Rd 314, N Main St, Co Rd 214, W Commerce St, W Marietta St, Arthur St, Marietta St, Co Rd 413 | $66,000 | $60,000 | $75,000-$100,000 | $51,000 | $40,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $703 |
| Superior Protection Discount | -$87 | $781 |
| Fire & Security Discount | -$61 | $807 |
| Hail Resistant Roof Discount | -$26 | $841 |
| Newly Constructed Home Discount | -$173 | $694 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Foard County | $1,000 | $857 | $1,857 | $623 | $1,623 | $234 |
| Foard County, TX | $700 | $857 | $1,557 | $623 | $1,323 | $234 |
| Quanah, TX | $400 | $1,123 | $1,523 | $816 | $1,216 | $307 |
| Hardeman County, TX | $1,500 | $811 | $2,311 | $590 | $2,090 | $222 |
| Goodlett, TX | $500 | $1,420 | $1,920 | $1,032 | $1,532 | $388 |
| Munday, TX | $1,500 | $1,204 | $2,704 | $875 | $2,375 | $329 |
| Eldorado, OK | $500 | $697 | $1,197 | $506 | $1,006 | $190 |
| Harrold-Oklaunion, TX | $2,500 | $1,525 | $4,025 | $1,109 | $3,609 | $417 |
| Rochester, TX | $500 | $1,102 | $1,602 | $801 | $1,301 | $301 |
| Elmer, OK | $1,000 | $1,000 | $2,000 | $727 | $1,727 | $273 |
| Olustee, OK | $500 | $950 | $1,450 | $691 | $1,191 | $260 |
| Jackson County, OK | $2,000 | $889 | $2,889 | $646 | $2,646 | $243 |
| Home Insurance Company Foard County, TX | Homeowners Insurance Agency Foard County, TX | Address | Popularity Score | Distance from Foard County (miles) |
|---|---|---|---|---|
| Travelers | Brantley & Wright Insurance | 1630 Main St, Vernon, TX, 76385 | 33.3 | |
| Allstate | Preston Insurance | 217 N Main St, Childress, TX, 79201 | 38.8 | |
| Farmers | Randy Allen | 436 N Main St, Childress, TX, 79201 | 38.8 | |
| Farmers | James Brock | 3305 Wilbarger St, Vernon, TX, 76384 | 32.3 | |
| Farmers | Reagan Garrison | 909 Avenue F Nw, Childress, TX, 79201 | 39.4 | |
| State Farm | Lisa Herber | 3601 Wilbarger, Vernon, TX, 76384-3258 | 32.1 | |
| Travelers | Coffee Insurance Agency | 1725 Fannin St, Vernon, TX, 76384 | 33.2 | |
| State Farm | Si Ragsdale | 1509 Avenue F Nw, Childress, TX, 79201-3417 | 39.8 | |
| Travelers | Coffee Insurance Agency | 1725 Fannin, Vernon, TX, 76384 | 33.2 | |
| Travelers | Charles Baker Ins | Box 40 814 Main St, Munday, TX, 76371 | 35.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Foard County, TX | $47,400 | $867 | $570 | $1,340 | $770 |
| Foard County, TX | $47,400 | $867 | $570 | $1,340 | $770 |
| Quanah, TX | $36,000 | $1,137 | $750 | $1,750 | $1,000 |
| Hardeman County, TX | $38,400 | $821 | $540 | $1,260 | $720 |
| Goodlett, TX | $83,200 | $1,437 | $950 | $2,210 | $1,260 |
| Munday, TX | $47,200 | $1,219 | $800 | $1,880 | $1,080 |
| Eldorado, OK | $36,300 | $705 | $510 | $970 | $460 |
| Harrold-Oklaunion, TX | $105,700 | $1,544 | $1,020 | $2,380 | $1,360 |
| Rochester, TX | $33,100 | $1,115 | $740 | $1,720 | $980 |
| Elmer, OK | $68,500 | $1,012 | $720 | $1,440 | $720 |
| Olustee, OK | $63,100 | $962 | $660 | $1,360 | $700 |
| Jackson County, OK | $97,800 | $900 | $650 | $1,270 | $620 |