Gavop tells you how to get the best homeowners insurance in Alachua, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $214,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $189,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $339,500 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $585,500 | $480,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $865 |
| Superior Protection Discount | -$104 | $938 |
| Fire & Security Discount | -$104 | $938 |
| Hail Resistant Roof Discount | -$21 | $1,021 |
| Newly Constructed Home Discount | -$271 | $771 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alachua County | $2,000 | $1,359 | $3,359 | $987 | $2,987 | $371 |
| Alachua, FL | $2,000 | $1,030 | $3,030 | $748 | $2,748 | $281 |
| Gainesville, FL | $400 | $1,340 | $1,740 | $974 | $1,374 | $366 |
| Waldo, FL | $1,000 | $865 | $1,865 | $628 | $1,628 | $236 |
| Fort White, FL | $500 | $863 | $1,363 | $627 | $1,127 | $236 |
| Gilchrist County, FL | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| East Bronson, FL | $500 | $911 | $1,411 | $662 | $1,162 | $249 |
| Williston, FL | $300 | $1,280 | $1,580 | $931 | $1,231 | $350 |
| Andrews, FL | $700 | $887 | $1,587 | $645 | $1,345 | $242 |
| McAlpin-Wellborn, FL | $100 | $1,183 | $1,283 | $859 | $959 | $323 |
| Asbury Lake, FL | $1,000 | $937 | $1,937 | $681 | $1,681 | $256 |
| Home Insurance Company Alachua, FL | Homeowners Insurance Agency Alachua, FL | Address | Popularity Score | Distance from Alachua (miles) |
|---|---|---|---|---|
| Travelers | King Insurance Agency | 2321 Nw 41st Street, Gainesville, FL, 32606 | 8.7 | |
| State Farm | Katherine Baustert | 2219 County Road 220, Middleburg, FL, 32068-8518 | 48.4 | |
| State Farm | Angie Lewis | 416 E Fort King St, Ocala, FL, 34471-2240 | 45.5 | |
| Allstate | Felisha Foote | 2640 Blanding Blvd Ste 206, Middleburg, FL, 32068 | 41.1 | |
| Travelers | The Nation Group | 420 Se 8th St, Ocala, FL, 34471 | 45.8 | |
| Travelers | Dyruff Insurance Agency Inc | 1157 Ne 14th St, Ocala, FL, 34470 | 44.8 | |
| Allstate | Latalyia D Mcknight | 4004 Nw 13th St, Gainesville, FL, 32609 | 10.0 | |
| State Farm | Bart Blessing | 3227 Se Maricamp Rd Ste 102, Ocala, FL, 34471-0832 | 48.0 | |
| Allstate | Stefanie Cubbedge-Wiggins | 16 Sw 2nd Ave, Gainesville, FL, 32601 | 12.3 | |
| State Farm | Jeff Duval | 2709 Sw 27th Ave, Ocala, FL, 34471-8948 | 46.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Alachua County, FL | $167,000 | $1,375 | $1,070 | $1,840 | $770 |
| Alachua, FL | $157,700 | $1,042 | $810 | $1,400 | $590 |
| Gainesville, FL | $163,900 | $1,356 | $1,060 | $1,820 | $760 |
| Waldo, FL | $122,800 | $875 | $680 | $1,170 | $490 |
| Fort White, FL | $94,600 | $874 | $680 | $1,170 | $490 |
| Gilchrist County, FL | $96,700 | $885 | $690 | $1,190 | $500 |
| East Bronson, FL | $77,400 | $922 | $720 | $1,240 | $520 |
| Williston, FL | $132,400 | $1,296 | $1,010 | $1,740 | $730 |
| Andrews, FL | $73,800 | $898 | $700 | $1,200 | $500 |
| McAlpin-Wellborn, FL | $117,800 | $1,197 | $930 | $1,600 | $670 |
| Asbury Lake, FL | $187,500 | $948 | $740 | $1,270 | $530 |