Gavop shows you how to buy homeowners insurance in Tuba City, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $164,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $150,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $137,000 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $623 |
| Superior Protection Discount | -$65 | $659 |
| Fire & Security Discount | -$58 | $666 |
| Hail Resistant Roof Discount | -$14 | $709 |
| Newly Constructed Home Discount | -$195 | $529 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,392 |
| Hail Damage | $4,571 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,222 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $530 | $1,060 | $530 |
| Coconino County, AZ | $241,400 | $774 | $550 | $1,110 | $560 |
| Tuba City, AZ | $56,800 | $724 | $500 | $990 | $490 |
| Moenkopi, AZ | $80,900 | $501 | $370 | $720 | $350 |
| Tonalea, AZ | $82,100 | $505 | $340 | $700 | $360 |
| Coconino County, AZ | $241,400 | $774 | $570 | $1,060 | $490 |
| Hotevilla-Bacavi, AZ | $103,800 | $572 | $410 | $810 | $400 |
| Kykotsmovi Village, AZ | $81,100 | $502 | $370 | $720 | $350 |
| Bitter Springs, AZ | $80,000 | $498 | $340 | $690 | $350 |
| Shongopovi, AZ | $88,000 | $525 | $360 | $730 | $370 |
| Shonto, AZ | $80,000 | $498 | $340 | $710 | $370 |
| Second Mesa, AZ | $85,000 | $515 | $360 | $710 | $350 |
| Hopi, AZ | $88,100 | $525 | $360 | $750 | $390 |