Gavop shows you how to buy homeowners insurance in Covington County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Covington County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gerald Warren Dr, State Hwy 589, Y Dr, Briar Wood Dr, Brians Way, Bobby Beasley St, Pine St, Gates Bridge Rd, Bob Jones Dr, S Gardenia Ave | $122,500 | $100,000 | $100,000-$125,000 | $73,500 | $70,000 | $75,000-$100,000 |
| State Hwy 37, John D Ellzey Rd, Essary Ln, Cherry Ave, Beasley Barnes Rd, Holly St, State Hwy 588, Ivy Ave, Bowden Ln, Leggett Ln | $107,000 | $100,000 | $75,000-$100,000 | $75,000 | $60,000 | $75,000-$100,000 |
| Calhoun Rd, Lott Cir, Three Notch Rd, Dan & Joyce Ln, Pine View Rd, Graves Rd, Swamp Rd, Bethel Church Rd, S Arrington Ave, Dougs Rd | $137,500 | $120,000 | $125,000-$150,000 | $91,500 | $80,000 | $100,000-$125,000 |
| Sessica St, Lott Dr, Everett Drennan Rd, Okatoma River Rd, Dewey Ave, Leroy Rd, Billy Graham Rd, Cherry St, W King Rd, Tom Shows Rd | $119,000 | $100,000 | $100,000-$125,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Easthaven Cove, Mitchell Rd, Salt Dome Rd, Paul Johnson Rd, Queenie Clark Ln, Garner, Three Notch Rd, Sanford Ln, Lynn Dr, Tisdale Loftin Rd | $160,000 | $150,000 | $150,000-$175,000 | $93,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $683 |
| Superior Protection Discount | -$79 | $714 |
| Fire & Security Discount | -$79 | $714 |
| Hail Resistant Roof Discount | -$24 | $770 |
| Newly Constructed Home Discount | -$230 | $564 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Covington County | $1,000 | $784 | $1,784 | $570 | $1,570 | $214 |
| Covington County, MS | $700 | $784 | $1,484 | $570 | $1,270 | $214 |
| Collins, MS | $300 | $1,046 | $1,346 | $760 | $1,060 | $286 |
| Mize, MS | $1,500 | $934 | $2,434 | $679 | $2,179 | $255 |
| Rawls Springs, MS | $300 | $876 | $1,176 | $637 | $937 | $239 |
| Arnold Line, MS | $1,500 | $1,177 | $2,677 | $855 | $2,355 | $322 |
| Lamar County, MS | $500 | $1,330 | $1,830 | $967 | $1,467 | $364 |
| Marion County, MS | $1,500 | $790 | $2,290 | $574 | $2,074 | $216 |
| Braxton, MS | $100 | $1,025 | $1,125 | $745 | $845 | $280 |
| Richton, MS | $1,500 | $886 | $2,386 | $644 | $2,144 | $242 |
| Lumberton, MS | $400 | $896 | $1,296 | $651 | $1,051 | $245 |
| Beaumont, MS | $2,000 | $850 | $2,850 | $617 | $2,617 | $232 |
| Home Insurance Company Covington County, MS | Homeowners Insurance Agency Covington County, MS | Address | Popularity Score | Distance from Covington County (miles) |
|---|---|---|---|---|
| State Farm | Jason Wesley | 6106 Us Hwy 98 W, Hattiesburg, MS, 39402-8530 | 23.6 | |
| Allstate | Jim Aust | 6374 Us Highway 98 Ste B, Hattiesburg, MS, 39402 | 23.3 | |
| Travelers | Danny Wilks Insurance Agency | 418 Sumrall Rd Ste 5, Columbia, MS, 39429 | 30.7 | |
| State Farm | Ted Cannon | 2 Professional Pkwy, Petal, MS, 39465-2952 | 26.0 | |
| State Farm | Don O'Harroll | 1587 Simpson Highway 149, Mendenhall, MS, 39114-3564 | 29.3 | |
| State Farm | Jim Clark | 96 Hal Crocker Rd, Ellisville, MS, 39437-2089 | 19.9 | |
| Allstate | Watts Agency Inc | 335 E Broad St Po Box 487, Monticello, MS, 39654 | 33.3 | |
| Allstate | Deborah Brugoto | 6668 U S Highway 98 Ste B, Hattiesburg, MS, 39402 | 22.9 | |
| State Farm | Dale Rayborn | 2017 Hardy St, Hattiesburg, MS, 39401-4985 | 25.1 | |
| State Farm | Clyde Bryant | 500 Broadway Dr, Hattiesburg, MS, 39401-6325 | 26.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $800 | $1,590 | $790 |
| Covington County, MS | $77,600 | $794 | $550 | $1,120 | $570 |
| Covington County, MS | $77,600 | $794 | $530 | $1,100 | $570 |
| Collins, MS | $94,000 | $1,059 | $750 | $1,460 | $710 |
| Mize, MS | $77,500 | $945 | $640 | $1,350 | $710 |
| Rawls Springs, MS | $69,500 | $887 | $610 | $1,270 | $660 |
| Arnold Line, MS | $114,600 | $1,191 | $810 | $1,630 | $820 |
| Lamar County, MS | $169,000 | $1,346 | $980 | $1,840 | $860 |
| Marion County, MS | $78,500 | $800 | $580 | $1,130 | $550 |
| Braxton, MS | $90,800 | $1,037 | $710 | $1,470 | $760 |
| Richton, MS | $70,900 | $897 | $620 | $1,230 | $610 |
| Lumberton, MS | $72,300 | $907 | $630 | $1,260 | $630 |
| Beaumont, MS | $65,800 | $860 | $610 | $1,180 | $570 |