Gavop tells you how to get the best homeowners insurance in Ballston Spa, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Ballston Spa, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Union St, Low St, Marcia Ln, W High St, Meadowbrook Ct, Chapel Hill Blvd, Morley Dr, Harold St, Concord Ave, Pearce Ln | $363,500 | $340,000 | $400,000-$500,000 | $256,000 | $210,000 | $300,000-$350,000 |
| Garrett Rd, Milton Ave, Co Rd 51, Revere Dr, Jefferson St, Moonlight Dr, Apple St, Benedict Rd, Schauber Rd, King St | $225,500 | $200,000 | $250,000-$300,000 | $182,000 | $170,000 | $150,000-$175,000 |
| Devils Ln, Mann Rd, Thomas Ave, Fenwick St, Co Rd 56, Co Rd 60, Hop City Rd, Pine Grove Ave, Mc Cormicks Ln, Leah Ct | $288,000 | $230,000 | $300,000-$350,000 | $220,000 | $190,000 | $200,000-$250,000 |
| Bath St, Martin Ave, Commerce Dr, E High St, Beach St, Ralph St, Palmer St, Court St, Knottingley Pl, West St | $124,500 | $120,000 | $125,000-$150,000 | $120,500 | $100,000 | $100,000-$125,000 |
| Connolly Rd, Rosewood Ct, Adams Cir, Scott St, Lee St, Malta Ave, Co Rd 50, Galway St, Root Rd, Sweet Rd | $148,000 | $120,000 | $125,000-$150,000 | $146,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $593 |
| Superior Protection Discount | -$70 | $627 |
| Fire & Security Discount | -$70 | $627 |
| Hail Resistant Roof Discount | -$21 | $676 |
| Newly Constructed Home Discount | -$195 | $502 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,386 |
| Hail Damage | $5,641 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $8,568 |
| Home Insurance Company Ballston Spa, NY | Homeowners Insurance Agency Ballston Spa, NY | Address | Popularity Score | Distance from Ballston Spa (miles) |
|---|---|---|---|---|
| Allstate | John Deutsch | 621 Columbia St, Cohoes, NY, 12047 | 17.5 | |
| Travelers | Twin Bridges Insurance Agency Inc | 1873 Western Ave Ste 204, Albany, NY, 12203 | 21.6 | |
| Erie | Galway Family Insurance | 5243 Route 147, Galway, NY, 12074 | 9.0 | |
| Erie | Lighthouse Insurance Agency Llc | 4 Main Street, Ballston Lake, NY, 12019 | 6.6 | |
| Travelers | Beltzer-Dimura Agency Inc | 467 Troy-Schenectady Rd, Latham, NY, 12110 | 18.5 | |
| Travelers | Donna M Lavigne Agency | 552 Main Street, Cobleskill, NY, 12043 | 39.2 | |
| State Farm | Sherry Hoffman | 418 Geyser Road, Ballston Spa, NY, 12020-6002 | 3.0 | |
| State Farm | Jane Bonavita | 210 Delaware Ave, Delmar, NY, 12054-1221 | 26.1 | |
| State Farm | Dan Wagner | 323 Ushers Rd, Ballston Lake, NY, 12019-1519 | 7.7 | |
| Travelers | Debra Lamay | 2537 Route 9 Ste 200, Malta, NY, 12020 | 3.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,620 | $790 |
| Saratoga County, NY | $243,600 | $893 | $610 | $1,280 | $670 |
| Ballston Spa, NY | $217,900 | $697 | $500 | $970 | $470 |
| Ballston, NY | $278,800 | $917 | $620 | $1,290 | $670 |
| Waterford, NY | $208,400 | $669 | $450 | $920 | $470 |
| Colonie, NY | $226,600 | $836 | $600 | $1,150 | $550 |
| Mayfield, NY | $130,600 | $968 | $700 | $1,330 | $630 |
| Rensselaer, NY | $126,800 | $943 | $690 | $1,300 | $610 |
| Schodack, NY | $216,200 | $692 | $490 | $990 | $500 |
| Sunderland, VT | $241,800 | $814 | $550 | $1,150 | $600 |
| Stamford, VT | $206,500 | $762 | $550 | $1,080 | $530 |
| Dorset, VT | $340,900 | $978 | $710 | $1,380 | $670 |
| Middletown Springs, VT | $234,800 | $804 | $540 | $1,130 | $590 |