Gavop tells you how to get the best homeowners insurance in Madison, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Madison, SD - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Egan Ave S, 4th St SW, Olive Ave S, US Hwy 81, 5th St SE, 2nd St SW, 235th St, Liberty Ave S, 3rd St SE, N Highland Ave | $86,500 | $70,000 | $75,000-$100,000 | $124,000 | $110,000 | $125,000-$150,000 |
| Co Hwy 35, Highland Ave S, NW 11th St, 3rd St NE, 232rd St, 456th Ave, Washington Ave N, 457th Ave, Heatherwood Ave, 232nd St | $123,000 | $100,000 | $100,000-$125,000 | $178,000 | $140,000 | $175,000-$200,000 |
| Prairie Ave N, 10th St NE, Blanche Ave N, 3rd St NW, NE 3rd St, SE 3rd St, 10th St SE, Washington Ave S, S West Ave, Co Hwy 31 | $123,000 | $100,000 | $125,000-$150,000 | $125,000 | $100,000 | $125,000-$150,000 |
| Farmer Ave, Silver Creek Cir, Frank St, S Grant Ave, E Maplewood Dr, Hampton Ct, Garfield Ave N, Jennifer St, Maplewood Dr N, 9th St NW | $79,500 | $70,000 | $75,000-$100,000 | $142,500 | $130,000 | $150,000-$175,000 |
| 8th St NE, 8th St SW, Harth Ave S, NE 1st St, NW 2nd St, Lincoln Ave N, West Ave N, Summit Ave N, Co Hwy 37, NW 9th St | $130,500 | $120,000 | $125,000-$150,000 | $184,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $590 |
| Superior Protection Discount | -$72 | $647 |
| Fire & Security Discount | -$72 | $647 |
| Hail Resistant Roof Discount | -$14 | $705 |
| Newly Constructed Home Discount | -$173 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $1,500 | $823 | $2,323 | $598 | $2,098 | $225 |
| Madison, SD | $700 | $710 | $1,410 | $516 | $1,216 | $194 |
| Moody County, SD | $2,500 | $725 | $3,225 | $527 | $3,027 | $198 |
| Aurora, SD | $200 | $925 | $1,125 | $672 | $872 | $253 |
| Kingsbury County, SD | $500 | $688 | $1,188 | $500 | $1,000 | $188 |
| Carthage, SD | $700 | $592 | $1,292 | $430 | $1,130 | $162 |
| Edgerton, SD | $400 | $1,155 | $1,555 | $839 | $1,239 | $316 |
| Jasper, MN | $1,500 | $505 | $2,005 | $367 | $1,867 | $138 |
| Cleveland, SD | $400 | $1,179 | $1,579 | $857 | $1,257 | $322 |
| Beaver Creek, MN | $1,000 | $1,078 | $2,078 | $783 | $1,783 | $295 |
| Home Insurance Company Madison, SD | Homeowners Insurance Agency Madison, SD | Address | Popularity Score | Distance from Madison (miles) |
|---|---|---|---|---|
| State Farm | Dan Scholten | 5604 W 41st St Ste 104, Sioux Falls, SD, 57106-1010 | 37.4 | |
| State Farm | Jill Van Ede | 2901 E 57th St Ste 102, Sioux Falls, SD, 57108-4504 | 40.7 | |
| State Farm | Bill Thompson | 603 W 41st St, Sioux Falls, SD, 57105-6403 | 38.8 | |
| State Farm | Kevin Witte | 2312 6th St, Brookings, SD, 57006-2404 | 27.1 | |
| State Farm | Randy Schaefer | 730 S Washington Ave, Madison, SD, 57042-3519 | 0.6 | |
| Liberty Mutual Independent | Pillar Insurance Agency, Inc. | 6116 S Lyncrest Ave #103 Sioux Falls, Sioux Falls, SD, 57108 | 40.4 | |
| Allstate | Kotten Insurance | 601 S Washington Ave, Madison, SD, 57042 | 0.5 | |
| Allstate | First Madison Ins | 109 S Egan Ave, Madison, SD, 57042 | 0.3 | |
| State Farm | Monte Fernandez | 4713 E 26th St, Sioux Falls, SD, 57110-4240 | 39.6 | |
| State Farm | Harry Mansheim | 511 Main Ave, Brookings, SD, 57006-1936 | 26.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $670 | $1,400 | $730 |
| Lake County, SD | $155,200 | $833 | $560 | $1,160 | $600 |
| Madison, SD | $113,700 | $719 | $480 | $990 | $510 |
| Moody County, SD | $118,900 | $734 | $530 | $1,040 | $510 |
| Aurora, SD | $137,700 | $936 | $670 | $1,340 | $670 |
| Kingsbury County, SD | $105,900 | $696 | $470 | $990 | $520 |
| Carthage, SD | $43,600 | $599 | $400 | $860 | $460 |
| Edgerton, SD | $212,500 | $1,169 | $850 | $1,650 | $800 |
| Jasper, MN | $57,100 | $511 | $340 | $700 | $360 |
| Cleveland, SD | $220,400 | $1,193 | $820 | $1,650 | $830 |
| Beaver Creek, MN | $169,600 | $1,091 | $770 | $1,540 | $770 |