Gavop tells you how to get the best homeowners insurance in Jefferson County, MT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $237,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $182,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $390,500 | $340,000 | $350,000-$400,000 |
| 5 Bedroom | $265,000 | $210,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $765 |
| Home and Two Car | -$134 | $706 |
| Home and Three Car | -$202 | $639 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,000 | $830 | $1,830 | $603 | $1,603 | $227 |
| Jefferson County, MT | $700 | $830 | $1,530 | $603 | $1,303 | $227 |
| Basin, MT | $500 | $939 | $1,439 | $682 | $1,182 | $257 |
| Townsend West, MT | $2,000 | $1,168 | $3,168 | $849 | $2,849 | $319 |
| Wheatland, MT | $400 | $1,270 | $1,670 | $923 | $1,323 | $347 |
| Spokane Creek, MT | $2,500 | $1,268 | $3,768 | $921 | $3,421 | $346 |
| East Helena, MT | $100 | $966 | $1,066 | $702 | $802 | $264 |
| Three Forks, MT | $700 | $1,079 | $1,779 | $784 | $1,484 | $295 |
| Ponderosa Pines, MT | $500 | $1,141 | $1,641 | $829 | $1,329 | $312 |
| Gallatin River Ranch, MT | $2,500 | $590 | $3,090 | $429 | $2,929 | $161 |
| Amsterdam, MT | $300 | $1,123 | $1,423 | $816 | $1,116 | $307 |
| Home Insurance Company Jefferson County, MT | Homeowners Insurance Agency Jefferson County, MT | Address | Popularity Score | Distance from Jefferson County (miles) |
|---|---|---|---|---|
| State Farm | Leo Mccarthy | 15 Discovery Dr, Butte, MT, 59701-3124 | 24.9 | |
| State Farm | Ty Elliot | 403 Gallatin Frmrs Ave Ste 101, Belgrade, MT, 59714-9142 | 48.5 | |
| Liberty Mutual Independent | Central Insurance Agency | 161 W Madison Ave, Belgrade, MT, 59714 | 48.7 | |
| Farmers | Brent Reed | 1117 Helena Ave, Helena, MT, 59601 | 32.7 | |
| Liberty Mutual Independent | Montana Insurance Managers Llc | 1905 Ogden St, Anaconda, MT, 59711 | 44.2 | |
| Allstate | Rory Hoffman | 1916 N Montana Ave, Helena, MT, 59601 | 33.2 | |
| Allstate | Larry Wokral | 401 E Front St, Butte, MT, 59701 | 24.3 | |
| Farmers | Kirk Reisbeck | 1030 N Montana Ave, Helena, MT, 59601 | 32.6 | |
| State Farm | Jim Lynch | 600 Dewey Blvd, Butte, MT, 59701-3214 | 24.6 | |
| State Farm | Jeff Bolstad | 1040 W Custer Ave, Helena, MT, 59602-0504 | 34.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Jefferson County, MT | $264,000 | $840 | $640 | $1,100 | $460 |
| Jefferson County, MT | $264,000 | $840 | $640 | $1,100 | $460 |
| Basin, MT | $153,100 | $950 | $720 | $1,240 | $520 |
| Townsend West, MT | $264,200 | $1,182 | $900 | $1,550 | $650 |
| Wheatland, MT | $310,800 | $1,285 | $980 | $1,680 | $700 |
| Spokane Creek, MT | $310,300 | $1,283 | $980 | $1,680 | $700 |
| East Helena, MT | $163,600 | $978 | $740 | $1,280 | $540 |
| Three Forks, MT | $215,600 | $1,092 | $830 | $1,430 | $600 |
| Ponderosa Pines, MT | $250,000 | $1,155 | $880 | $1,510 | $630 |
| Gallatin River Ranch, MT | $887,900 | $597 | $450 | $780 | $330 |
| Amsterdam, MT | $240,000 | $1,137 | $860 | $1,490 | $630 |